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Sydney Torres

What happens after 6 months of unemployment in Washington ESD - benefits continue or cut off?

I've been collecting unemployment benefits for almost 6 months now and getting really nervous about what comes next. My claim started in July 2024 and I'm wondering if Washington ESD automatically cuts you off after 6 months or if there's some kind of extension process? I keep hearing different things from people - some say benefits stop completely, others mention extended benefits during high unemployment periods. I've been doing my weekly claims religiously and meeting all the job search requirements through WorkSource. Just want to know what to expect so I can plan accordingly. Has anyone here gone past the 6 month mark recently?

Regular unemployment benefits in Washington state last up to 26 weeks (about 6 months), not exactly 6 months on the calendar. After that, you might qualify for Extended Benefits (EB) if the state's unemployment rate is high enough, but that program isn't always active.

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So it's 26 weeks total? I thought it was based on calendar months. How do I know if Extended Benefits are available right now?

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You can check the Washington ESD website for current EB status. They post updates when the program is active. It's triggered by state unemployment rates.

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been there, done that. hit my 26 weeks in october and benefits just stopped. no extended benefits were available then. had to really buckle down on job searching after that.

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That's exactly what I'm afraid of. How long were you without benefits before finding work?

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about 3 weeks thankfully. but those were some stressful weeks for sure.

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If you're approaching your benefit year end, you should get notices from Washington ESD about your remaining balance. The key thing to understand is that regular UI benefits have a maximum of 26 weeks, but you also have a maximum benefit amount. Whichever you hit first ends your claim. Extended Benefits (EB) can add up to 13 additional weeks when triggered, but availability depends on state unemployment rates meeting federal thresholds.

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I haven't gotten any notices yet. Should I be calling Washington ESD to check my remaining balance?

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Good luck getting through to Washington ESD on the phone! I've been trying for weeks to get answers about my claim status. The hold times are insane and half the time they just disconnect you.

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I had the same phone problem until I found Claimyr - it's a service that calls Washington ESD for you and gets you connected to an actual agent. Saved me hours of frustration. You can check it out at claimyr.com and they have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works.

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WAIT, are you sure you're counting right?? I thought unemployment was supposed to last a full year if you keep filing your weekly claims. This is really confusing because my cousin in Oregon said she got benefits for like 8 months.

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That's a common misconception. Your benefit year lasts 52 weeks, but you can only collect benefits for up to 26 of those weeks (unless extended benefits are available). Different states have different rules too.

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Ohhhh that makes more sense. So the benefit year and the actual weeks you can collect are two different things?

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The whole system is designed to screw us over if you ask me. 26 weeks isn't nearly enough time to find decent work in this economy, especially if you're being picky about not taking just any minimum wage job. They want us desperate enough to accept anything.

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I mean, unemployment isn't supposed to be permanent though. It's temporary assistance while you look for work.

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Sure, but 6 months goes by fast when you're trying to find something that actually pays the bills and matches your experience level.

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Update: I logged into my eServices account and can see I have 4 weeks of benefits remaining. No mention of extended benefits being available. Starting to panic a bit about what comes after those 4 weeks are gone.

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Four weeks is actually a good buffer to intensify your job search. Make sure you're applying to at least 3 jobs per week as required and documenting everything in your job search log.

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I've been doing way more than 3 applications per week. More like 10-15. Still not getting many callbacks though.

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Has anyone tried calling Washington ESD to ask about this directly? I'm in a similar situation with about 5 weeks left and would love to talk to someone who actually knows the rules instead of guessing.

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Like I mentioned earlier, calling Washington ESD directly is a nightmare. But that Claimyr service I used actually got me through to someone who explained my exact situation. Worth trying if you're tired of sitting on hold for hours.

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I'll check that out. At this point I'm willing to try anything to get real answers.

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just went through this myself. benefits stopped after exactly 26 weeks. no extended benefits available in washington right now. had to apply for food assistance and other programs to bridge the gap.

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How do you apply for food assistance? Through DSHS?

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yeah through DSHS. you can apply online. also look into local food banks and utility assistance programs.

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This thread is making me realize I need to check my own benefit status. I thought I had way more time left than I probably do. Thanks for bringing this up OP.

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Definitely check! I was surprised when I saw I only had 4 weeks left. Time goes by faster than you think.

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The 26 week limit is federal law, but states can offer extended benefits during high unemployment periods. Washington hasn't triggered EB recently because our unemployment rate has been relatively low compared to the federal thresholds needed.

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What are those federal thresholds exactly? Just curious how bad unemployment would need to get for extended benefits to kick in.

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The state's unemployment rate needs to be at least 6.5% and 110% of the rate during the same period in either of the two previous years. There are also optional triggers states can use.

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I'm at week 24 and starting to feel the pressure too. Been applying everywhere but the job market seems really competitive right now. At least knowing there's a hard cutoff helps me plan better.

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Yeah, I wish I had realized this earlier. Would have been more aggressive with my job search from the beginning.

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Same here. I was being too picky early on thinking I had plenty of time.

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Pro tip: if you do exhaust your regular benefits, you might be eligible to reopen a claim if you worked enough after your original claim started. But that's pretty rare since most people are unemployed the whole time.

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I haven't worked at all since filing my claim, so that wouldn't apply to me.

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Yeah, it's mostly for people who had temporary work during their claim period.

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Washington ESD should really send clearer notices about benefit exhaustion. I had no idea about the 26 week limit until I hit it. Would have been nice to know upfront.

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They do mention it in the initial paperwork but it's easy to miss among all the other information.

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True, but they could make it more prominent since it's such an important detail.

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For what it's worth, I exhausted my benefits in November and found a job two weeks later. Sometimes that deadline pressure actually helps motivate you to take opportunities you might have passed on earlier.

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That's encouraging to hear. I'm hoping the pressure will help me be less selective too.

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Exactly. I turned down a couple offers earlier in my unemployment that I ended up wishing I had taken.

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Claimyr helped me get through to Washington ESD when I was confused about my benefit exhaustion date. The agent was able to tell me exactly how many weeks I had left and explain what happens next. Really worth using if you need definitive answers.

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I keep seeing mentions of this Claimyr service. Might be worth trying since I can't get through on my own.

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It's definitely worth it. Saved me so much time and frustration compared to trying to call myself.

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Thanks for starting this thread OP. I'm at week 22 and had no idea I was so close to the cutoff. Time to really step up the job search intensity!

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Glad this helped! That's exactly why I posted - figured other people might be in the same boat.

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Definitely. This was a wake-up call I needed.

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Final update from OP: I ended up using that Claimyr service people mentioned and got connected to a Washington ESD agent who confirmed I have exactly 4 weeks of benefits remaining. No extended benefits available currently. Time to really push hard on job applications. Thanks everyone for the helpful responses!

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Good luck with your job search! Hope you find something before those 4 weeks are up.

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Keep us updated on how it goes! Rooting for you.

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I'm in a similar situation - started my claim in August and just realized I'm probably close to hitting that 26-week limit too. This thread has been super helpful in understanding what to expect. For anyone else reading this, I'd recommend checking your eServices account regularly to see how many weeks you have left. I wish Washington ESD made this information more prominent in their weekly claim reminders. It's stressful enough being unemployed without surprise deadlines! Has anyone here had luck with temp agencies or gig work to supplement income after benefits run out?

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I've been doing some temp work through a few agencies and it definitely helps bridge the gap financially. The key is to register with multiple agencies since work can be sporadic. I've had luck with Adecco and Kelly Services for office temp work. For gig work, I've been doing some DoorDash and TaskRabbit when I'm not job searching. It's not steady income but every little bit helps when you're facing that benefit cutoff. Just make sure to report any earnings on your weekly claims if you're still collecting - they can reduce your benefits but you might still get partial payments.

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That's really good advice about registering with multiple temp agencies! I hadn't thought about that strategy. Quick question - when you do temp work or gig work while still collecting partial benefits, do you have to report it immediately or can you wait until your next weekly claim? I'm worried about messing up the reporting process and having issues with Washington ESD later. Also, have you found that temp agencies are understanding about you potentially leaving for permanent work, or do they get annoyed when you have to quit for interviews/new jobs?

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