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GalacticGladiator

How long can you collect unemployment benefits in Washington - confused about maximum duration

I've been on unemployment for about 4 months now and I'm starting to worry about how much longer I can keep collecting benefits. I know there used to be extensions during COVID but I think those are over? My Washington ESD account doesn't really explain the time limits clearly. Does anyone know exactly how long you can collect regular unemployment in Washington state? I'm actively job searching but the market is really tough in my field right now.

In Washington state, you can collect regular unemployment benefits for up to 26 weeks (about 6 months) in most cases. This is based on your benefit year which starts when you first file your claim. After 26 weeks, regular UI benefits end unless there are federal extensions available, which there currently aren't.

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Thanks, so I still have about 2 months left then. What exactly happens at week 26 - do they just cut you off or is there some kind of notification?

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Washington ESD will send you notifications as you approach your benefit year end. You'll see it in your online account too. At week 26, benefits stop unless you qualify for a new claim period.

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In Washington state, regular unemployment insurance (UI) benefits last up to 26 weeks maximum. That's about 6 months total. The extended benefits from the pandemic (like PEUC) ended in 2021, so we're back to the standard 26-week limit.

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Thanks! So I still have about 2 months left then. That's a relief but also scary - need to really ramp up my job search.

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Yeah the 26 weeks goes by faster than you think. Make sure you're documenting all your job search activities for Washington ESD.

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i think its 26 weeks but not 100% sure. been on unemployment twice and both times hit the limit. after that youre pretty much on your own unless congress passes something

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That's what I was afraid of. Did you have any luck finding work before hitting the limit the second time?

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yeah found something at week 23 the second time. definitely motivating when you know the clock is ticking

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The 26 week limit is correct for regular unemployment insurance in Washington. However, you might be able to file a new claim if you've worked enough hours and earned enough wages since your original claim started. You need at least 680 hours of work in your base period to qualify for a new claim.

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I haven't worked at all since getting laid off, so I don't think I'd qualify for a new claim. Guess I better step up my job search efforts.

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Same boat here - been on UI for 3 months and starting to panic about the time limit. The job market feels brutal right now.

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Keep in mind that if you do find work and then lose it again, you might qualify for a new claim based on that work. But yeah, 26 weeks is the standard maximum for regular benefits.

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Just to clarify - the 26 weeks is your maximum benefit year, but it also depends on how much you earned in your base period. Some people might exhaust their benefits before hitting the 26-week mark if their benefit amount was calculated from lower wages.

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Oh wow, I didn't realize that. How do I check how much I have left in my benefit year?

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Log into your Washington ESD account and look at your claim summary. It should show your remaining balance and benefit year end date.

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This is why I hate dealing with Washington ESD - everything is so confusing and they don't explain it clearly anywhere!

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I was stressing about the same thing last year when I was approaching my limit. Honestly, trying to get through to Washington ESD to ask questions about my remaining weeks was nearly impossible. Spent hours on hold just to verify my benefit year end date. If you need to talk to someone at ESD about your specific situation, I actually found this service called Claimyr that helps you get through to agents. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Made my life so much easier when I needed answers about my claim.

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Interesting, I've never heard of that. How does it work exactly? I've definitely experienced the hold time nightmare when trying to call ESD.

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Basically they handle the calling process for you so you don't have to sit on hold for hours. They'll get you connected to an actual Washington ESD agent when one becomes available. Saved me probably 6+ hours of hold time.

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That sounds too good to be true tbh. How much does something like that cost?

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I was in a similar situation last year and had trouble getting through to Washington ESD to ask questions about my remaining benefits. Ended up using Claimyr (claimyr.com) to actually get connected to an agent. They have this system that calls Washington ESD for you and gets you through - saved me hours of trying to call myself. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Interesting, never heard of that service. Did they charge you for it?

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Yeah there's a fee but honestly it was worth it to actually talk to someone at Washington ESD instead of getting disconnected constantly.

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Sounds sketchy to me. Why can't Washington ESD just answer their phones properly?

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The 26-week limit is federal law, not just Washington state. However, during times of high unemployment, there can be extended benefit programs. Right now we don't have any active extended programs, so 26 weeks is your max. Also remember you need to be actively searching for work and available for work to continue receiving benefits.

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Good to know it's federal. I am doing job searches - logging 3 per week like required. Just haven't had much luck yet.

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Keep at it! Make sure you're documenting everything properly in case Washington ESD audits your job search activities.

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The Washington unemployment system is SO CONFUSING about this stuff! I'm at week 20 and just now learning about the 26 week limit. Why don't they make this clearer when you first apply?? Also what's the difference between benefit year and claim year - are those the same thing?

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Your benefit year is the 52-week period starting from when you first filed your initial claim. Within that benefit year, you can collect up to 26 weeks of benefits maximum.

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Ok that makes sense. So if I filed in August, my benefit year runs until August of this year, but I can only collect for 26 of those 52 weeks?

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Exactly right. The benefit year gives you the timeframe, but 26 weeks is your maximum benefit duration within that year.

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wait i thought it was longer than 26 weeks?? i swear my cousin collected for like 8 months last year

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Your cousin might have been on a different program or had their claim span across two benefit years. Regular UI is definitely 26 weeks max.

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oh maybe that was it, or maybe she was on standby or something

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Standby benefits work differently - those can last longer depending on your union agreement and the specific situation.

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The whole system is ridiculous. 26 weeks isn't enough time to find a decent job in this economy. Washington ESD acts like people are just sitting around not wanting to work when really the job market is brutal right now.

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I get the frustration but the 26-week limit has been standard for decades. It's meant to be temporary assistance while you find new employment.

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" Temporary - tell that to people in specialized fields where it takes 6+ months to find somethingdecent

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I hear you. I'm in tech and it took me 8 months to find something after my layoff. Those last 2 months without benefits were rough.

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Been collecting for 5 months now and honestly dreading hitting that wall. The whole system feels designed to stress you out. Between the job search requirements and knowing you're on a timer, it's exhausting.

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Yeah the pressure is real. Are you keeping up with the job search logs? I've been applying to like 3 jobs a week to stay compliant.

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Same, doing my 3 per week religiously. Last thing I need is to get disqualified when I'm already running out of time.

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Wait, is it 3 job searches per week? I thought it was just 2. Now I'm worried I've been doing it wrong...

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One important thing to remember - if you're getting close to exhausting your benefits, start planning now. Look into other assistance programs, consider temporary work, or gig work to bridge the gap. Don't wait until your last week to figure out what's next.

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Good advice. I should probably start looking into temp agencies as a backup plan.

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Exactly. Even part-time work can help, and you might still be eligible for partial unemployment benefits depending on your earnings.

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For what it's worth, I used Claimyr when I was dealing with adjudication issues on my claim around week 18. Really helped me get clarity on my remaining benefits and what would happen when I hit the limit. The peace of mind was worth it when you're already stressed about finding work.

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Did they help you understand any options for after the 26 weeks? I'm hoping there might be some state programs I don't know about.

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They connected me with an ESD agent who explained everything clearly. Unfortunately there aren't really extensions right now, but the agent did help me understand when I might be eligible to file a new claim in the future.

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This might be a dumb question but do weekends count toward your 26 weeks? Like if I've been filing weekly claims for 20 weeks, is that 20 weeks toward my limit regardless of calendar days?

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It's based on your weekly claims, not calendar time. So yes, if you've filed 20 weekly claims, that's 20 weeks toward your 26 week maximum.

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Got it, thanks. That's actually what I figured but wanted to make sure.

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Does anyone know if the job search requirements change as you get closer to the end of your benefit year? I'm at week 20 and wondering if I need to do more than the usual 3 job searches per week.

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The standard requirement stays at 3 job search activities per week throughout your entire claim. However, you should be expanding your search anyway as you get closer to exhausting benefits.

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Makes sense. I've been pretty picky about jobs but maybe I need to start applying more broadly.

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This thread is making me anxious. I'm only at week 8 but now I'm worried I won't find anything in time. The thought of losing benefits while still unemployed is terrifying.

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Don't panic! You still have 18 weeks which is plenty of time if you stay focused on your job search. Use the time wisely.

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You're right, I need to stop worrying and just focus on applying to more jobs.

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Update on the Claimyr thing I mentioned earlier - I actually used them again this week to check on something with my claim. Still works great for getting through to Washington ESD when you actually need to talk to someone. Way better than spending hours on hold.

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I might try that service. I've been trying to call Washington ESD for two weeks about an issue with my weekly claim and can never get through.

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Yeah, that's exactly why I started using it. The regular Washington ESD phone system is impossible during busy times.

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I hit my 26 week limit back in October and it was honestly terrifying. No extensions, no additional programs, just done. Really wish Washington had better safety net programs for long-term unemployed people. The job market is tough right now and 6 months isn't always enough time.

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That's exactly what I'm worried about. How did you manage after benefits ended? Did you find work eventually?

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Took me another 2 months after benefits ended to find something. Had to get really creative with expenses and lean on family support. Not gonna lie, it was rough.

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Xan Dae

This is making me anxious - I'm at week 15 and job hunting feels impossible right now. Maybe I need to expand my search area or consider different types of work.

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Can you apply for a new claim after your 26 weeks are up if you still haven't found work?

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You can only file a new claim if you've worked and earned enough wages since your last claim started. Otherwise, you'd need to wait until your benefit year expires and then reopen your claim if you have remaining balance.

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That's confusing. So if I don't work at all during my unemployment, I can't get a new claim?

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Correct. You need new qualifying wages from employment to establish a new claim. That's why finding some work, even part-time, can be beneficial.

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Quick question - do vacation days or holidays affect your benefit weeks? Like if there's a week where ESD doesn't process claims due to a holiday, does that still count as one of your 26 weeks?

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Holidays don't typically affect your benefit week count. If you file your weekly claim and are eligible for that week, it counts toward your 26 weeks regardless of when ESD processes it.

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Thanks, that's what I hoped but wasn't sure about the processing delays.

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Anyone know if there are any bills in the Washington legislature to extend unemployment duration? 26 weeks feels pretty short compared to how long it's taking people to find decent jobs these days.

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I haven't seen any current legislation to extend regular UI duration in Washington. The 26 weeks has been standard for a long time. Federal extensions only happen during major economic crises.

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Would be nice but I doubt it'll happen anytime soon. Politicians seem to think 6 months is plenty of time to find work.

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I'm approaching week 24 and starting to feel the pressure big time. Been using every resource I can think of including WorkSource, but man it's competitive out there. The thought of losing benefits in 2 weeks is keeping me up at night.

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I feel you completely. I'm at 17 weeks and already starting to stress about it. Have you tried reaching out to temp agencies or staffing companies?

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Yeah, registered with a few temp agencies but nothing solid yet. Lots of promises but no actual placements. It's frustrating when you're racing against the clock.

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If you need to talk to ESD about your options or check on any potential issues with your claim, definitely consider using that Claimyr service I mentioned earlier. When you're this close to your limit, you want to make sure there are no surprises.

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Does anyone know what happens to your health insurance when unemployment runs out? I've been using the marketplace plan with my UI income but worried about affording it without benefits.

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That's a really good point. You might qualify for different subsidies on the marketplace once your income drops to zero. Definitely worth looking into before your benefits end.

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Oh wow I hadn't even thought about health insurance. This is getting more stressful by the minute.

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Just want to add some encouragement here - I was in the same situation last year, stressing about the 26 week limit. Ended up finding work at week 25, literally one week before my benefits would have ended. Sometimes the pressure actually helps focus your job search efforts. Don't give up!

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That's amazing timing! What finally led to finding that job? Any specific strategies that worked?

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Honestly it was expanding my search radius and being more flexible on salary. I was being too picky earlier in my unemployment period.

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The 26 week thing is firm - I learned that the hard way. No exceptions, no extensions currently available. Plan accordingly and maybe start looking into food banks and other assistance programs if you're getting close to the limit without job prospects.

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Harsh reality but probably good advice. Better to prepare for the worst case scenario than be caught off guard.

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Thanks for the reality check. I think I need to start treating my job search more urgently.

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I exhausted my benefits last month and it's been really tough. Started driving for rideshare apps to make ends meet. Just wanted to give everyone a heads up to really start preparing before you hit that 26-week mark.

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Thanks for the reality check. How are you managing financially with just gig work?

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It's not easy. Making about 60% of what I was getting from unemployment, but it's something. Still applying for full-time jobs though.

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Hang in there. I was in a similar spot and eventually found something. The gig work at least shows employment activity to future employers.

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