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Lucas Lindsey

Washington ESD unemployment benefit how long - duration and timeline questions

I just got approved for unemployment benefits after being laid off from my warehouse job last month. My Washington ESD account shows I'm eligible but I'm confused about how long these benefits actually last. The paperwork mentions something about 26 weeks but I've heard people say it depends on your work history? Also how long does it take for the first payment to actually hit your account after you start filing weekly claims? I filed my first weekly claim on Sunday and I'm wondering when I should expect to see money. My rent is due soon so I'm trying to plan ahead.

In Washington state, regular unemployment benefits typically last up to 26 weeks (6 months) as long as you continue to meet the eligibility requirements. The duration isn't based on your work history - that only affects your weekly benefit amount. You'll need to file a weekly claim every week to continue receiving benefits, and you must be actively searching for work and reporting your job search activities.

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Thanks that's helpful! Do I need to report job searches every single week or just when they ask for it?

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You need to keep a record of your job search activities every week, but Washington ESD only requires you to submit your job search log when they request it during an audit. Keep detailed records just in case.

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For the payment timing, it usually takes 2-3 business days after you file your weekly claim for the money to show up in your account if you're on direct deposit. If you're getting a debit card it might take a day longer. Make sure you file your weekly claim by the deadline or you could miss that week's payment.

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I did set up direct deposit so hopefully it comes through soon. What happens if I accidentally miss filing one week?

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You can still file for the missed week but you'll need to explain why you didn't file on time. Washington ESD might accept it if you have a good reason.

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If you're having trouble reaching Washington ESD to ask questions about your claim, I found this service called Claimyr that helps you get through to an actual agent. They have a system that calls repeatedly until someone picks up - saved me hours of trying to get through myself. Check out claimyr.com and they even have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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How much does that cost? I'm already strapped for cash waiting for my benefits to start.

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It's worth it when you need to talk to someone urgently about your claim. Much better than spending all day trying to get through on your own.

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I've heard good things about Claimyr too. Used it when my claim got stuck in adjudication and needed to speak with someone ASAP.

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The 26 weeks is the maximum but your benefits could end earlier if you exhaust your benefit year amount. When you look at your Washington ESD account, it should show your maximum benefit amount for the year. Once you've received that full amount, your benefits stop even if it's before 26 weeks.

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Where exactly do I find that information in my account? I see a lot of numbers but I'm not sure which one is the maximum.

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Log into your SecureAccess Washington account and look for 'Benefit Year Information' - it should show your maximum benefit amount and how much you've used so far.

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ugh i've been on unemployment for 3 months now and still have 3 months left but finding a job is IMPOSSIBLE right now. every application just disappears into the void. at least the benefits help but it's not enough to really live on

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Are you using WorkSourceWA for your job search? They have resources that might help and Washington ESD requires you to register with them anyway.

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yeah i'm registered but their job listings are mostly the same stuff i see everywhere else. it's just discouraging

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Make sure you understand the work search requirements too. You need to be able and available for work each week. If you turn down a suitable job offer or don't meet the search requirements, they can cut off your benefits even if you still have weeks left.

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What counts as a 'suitable' job? Does it have to be the exact same type of work I was doing before?

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Generally it needs to be work you're qualified for and pay at least a certain percentage of your previous wages. The longer you're on benefits, the more flexible they expect you to be about accepting different types of work.

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I'm in week 20 of my benefits and getting nervous about what happens when they run out. Is there any way to extend them beyond 26 weeks if you still can't find work?

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Unfortunately, Washington doesn't have extended benefits programs right now like they did during the pandemic. Once your 26 weeks are up, regular unemployment benefits end. You might want to look into other assistance programs before then.

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Have you considered job training programs? Sometimes there are programs that can help with income while you learn new skills.

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Just want to add - if you work part-time while collecting benefits, you can still receive partial unemployment payments. But you MUST report all earnings on your weekly claim even if it's just a few hours. Don't try to hide income because they will find out and you'll have to pay it back.

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Good to know! I was thinking about picking up some gig work but wasn't sure how that would affect my benefits.

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Just report everything honestly. They have a formula for how much they'll reduce your benefits based on your earnings. It's usually still worth it to work part-time.

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The system is so confusing honestly. I've been trying to call Washington ESD for weeks to get clarification on my claim status but can never get through. The phone just rings and rings or I get a busy signal.

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That's exactly why I mentioned Claimyr earlier - they specialize in getting through to Washington ESD when the phones are jammed. Really helped me when I was stuck.

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I might have to try that. I've wasted so many hours trying to call them myself.

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Does anyone know if the 26 weeks resets if you get a job and then get laid off again? Or do you have to wait a certain amount of time before you can file a new claim?

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You can file a new claim if you've worked enough hours and earned enough wages since your last claim. The exact requirements depend on how much you worked and when. If you don't qualify for a new claim, you might be able to reopen your old claim if it's still within the benefit year.

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That's complicated. Sounds like I'd need to talk to someone at Washington ESD to figure out my specific situation.

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Pro tip: always file your weekly claim on Sunday as soon as it's available. Don't wait until the last day because sometimes the system has issues and you might miss the deadline. I learned this the hard way.

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Thanks for the tip! I did file on Sunday this week so hopefully that was the right thing to do.

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Yes! I always file Sunday morning with my coffee. Makes it routine so I don't forget.

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If your claim gets flagged for any reason and goes into adjudication, that can delay your payments for weeks or even months. Mine was held up for 6 weeks because of some issue with my previous employer. The waiting was brutal.

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What kind of issues cause adjudication? I'm worried something might come up with my claim.

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Could be anything - if your former employer contests your claim, if there's missing information, if they need to verify your identity or work history. Sometimes it's just random.

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When mine went into adjudication, I used Claimyr to get through to someone who could explain what was holding it up. Turned out to be a simple paperwork issue that got resolved quickly once I talked to the right person.

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Keep in mind that unemployment benefits are taxable income. You can choose to have taxes withheld from your payments or you'll need to pay them when you file your tax return. I forgot about this my first time on unemployment and got hit with a big tax bill.

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Oh no, I didn't think about taxes! How much should I expect to owe?

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Depends on your total income for the year and tax bracket. I'd recommend having them withhold 10% just to be safe, or set aside money each week for taxes.

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Also important - if you move to another state while collecting Washington ESD benefits, you need to notify them immediately. The rules can get complicated with interstate claims so don't just assume you can keep filing from a new state.

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What if you're just visiting another state temporarily? Like if I want to visit family for a week?

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Short trips should be fine but you still need to be available for work. If you're gone for more than a few days you might need to report it on your weekly claim.

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The whole process is stressful enough without having to worry about all these rules and deadlines. I wish Washington ESD made it easier to understand what you're supposed to do.

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Agreed. The website has information but it's scattered all over the place and hard to find what you need.

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The WorkSourceWA offices can sometimes help explain things in person if you're really stuck. They have staff who understand the unemployment system.

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