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Random ESD payment after 1+ year - related to pandemic overpayment waiver?

I'm honestly confused and slightly worried. Yesterday I got a direct deposit of $2,745 from ESD, but I haven't claimed unemployment since November 2023 (so over a year ago). Coincidentally, I just received a letter last week saying my waiver request for pandemic overpayment was approved. I had to pay back about $3,200 in early 2023 because they said I didn't qualify for some weeks during 2022, but I filed for a waiver since it wasn't my fault. Is this payment related to that waiver? Has anyone else experienced this? Should I be worried they'll suddenly decide this was a mistake and demand it back? I've heard horror stories about ESD overpayments and I'm not touching this money until I'm 100% sure it's legitimately mine.

Connor Murphy

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This is almost certainly related to your approved waiver. When ESD approves an overpayment waiver for money you've already repaid, they refund the amount you paid back (or most of it). The slight difference in amounts ($2,745 vs $3,200) could be related to interest calculations or partial eligibility determinations. This is normal procedure when waivers are approved for already-repaid overpayments. You should receive a detailed breakdown letter within a week explaining exactly what the payment covers.

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QuantumQuest

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Thank you! That makes me feel better. I'll keep an eye out for that letter. Do you know if I should report this on my taxes for 2025 since it's technically income received this year, or would it count for the original year I received benefits?

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Yara Haddad

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OMG same thing happened to me!!!! got $1890 randomly deposited last Wednesday and got the waiver approval letter on Monday. was sooo confused because i repaid everything back in 2022!

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QuantumQuest

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That's good to hear I'm not the only one! Did you get any follow-up letter explaining the deposit amount?

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Make sure to double-check that the deposit actually came from ESD and not a scammer. There's been a lot of unemployment scams where they deposit money then contact you claiming you need to return part of it due to an "error". If anyone contacts you asking to send money back, that's a huge red flag. If it's truly from ESD, it's probably your waiver refund like the other person said, but verify the sender details in your bank statement.

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QuantumQuest

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That's a good point! I checked my bank statement and it shows "WA ST ESD UNEMPLOYMENT" as the sender, which matches previous deposits I got when I was on UI. So I think it's legitimate, but I'll still be cautious.

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Paolo Conti

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i had an overpayment from 2021 that i paid back and got a waiver approved in late 2023 and got back like half of what i paid.. they said some weeks were still ineligible even with the waiver. did ur letter say FULL waiver or PARTIAL waiver?? that might explain the diffrence in amounts

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QuantumQuest

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The letter just said my waiver request was approved, but didn't specify full or partial. That could explain the difference. I'll have to wait for the detailed breakdown I guess.

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Amina Sow

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You should call ESD directly to confirm what this payment is for and get it documented in your claim notes. Their automated phone system is frustrating, but I've had success using Claimyr (claimyr.com) to get through to a real person. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Once you get through, ask for an itemized breakdown of the payment and ask them to send you documentation confirming this is your waiver refund. Better to be safe and have everything in writing in case there are any issues later.

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QuantumQuest

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Thanks for the advice! I'll definitely call them to get clarification. I've tried calling before and it's been impossible to get through, so I'll check out that service. I definitely want documentation showing this is really my money to keep.

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GalaxyGazer

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Be prepared to wait an eternity for the detailed letter lol. ESD's communication is sloooow. When I got my waiver approved in 2024, the actual explanation letter came almost 3 weeks after the money. But the good news is that once they approve the waiver and send the money, they don't typically reverse that decision unless there was fraud involved (which doesn't sound like your case).

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Yara Haddad

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yup this is true the money came WAY before any explanation did and i was freaking out the whole time lol

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Oliver Wagner

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This is exactly what happened with me! The system is actually working for once. When you successfully appeal an overpayment or get a waiver approved, they are required to refund what you paid back (minus any weeks they still deem ineligible). The pandemic benefits had a LOT of errors and confusion, and ESD has been processing these waiver requests for years now. You don't need to worry - this is legitimate and you're entitled to this money since they determined your overpayment wasn't your fault. Congrats on getting your money back!

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QuantumQuest

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Thank you! It's such a relief to hear from people who've been through this. The whole unemployment system can be so confusing and stressful.

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For tax purposes: If the original benefits were reported on a previous year's taxes, you should check with a tax professional, but generally refunded overpayments should be reported as income in the year you receive them (2025 in your case). However, you might be able to file an amended return for the original year instead. The ESD letter should provide some guidance on this too.

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QuantumQuest

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Thanks for the tax info! I'll definitely consult with my tax person when it's time to file next year. Just one more complication to deal with haha.

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GalaxyGazer

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my advice: screenshot EVERYTHING from your eservices account related to this. save the letters. take photos of envelopes. document it ALL. ESD has "lost" my records before and tried to say i owed money i'd already paid. its rare but it happens

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Oliver Wagner

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This is excellent advice. I always tell people to keep unemployment documentation for at least 5 years because errors can pop up long after you think everything is resolved. Take screenshots of your eServices account balance showing zero, save PDFs of all notices, and keep your bank statements showing the refund deposit.

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