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Cole Roush

How much unemployment do I get from Washington ESD - need help calculating my weekly benefit amount

I just filed my initial claim with Washington ESD and I'm trying to figure out how much I'll actually receive each week. I was making $52,000 annually at my last job before getting laid off two weeks ago. I've heard it's based on your wages but I can't find a clear calculator anywhere on the Washington ESD website. Does anyone know the formula they use? I need to budget for rent and bills while I'm job searching.

Your weekly benefit amount is calculated using your highest earning quarter from your base year. Washington ESD takes your total wages from that quarter and divides by 26. The maximum weekly benefit for 2025 is $999, but most people get way less than that.

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Thanks! So if I made $13,000 in my highest quarter that would be $500 per week? That seems high compared to what I was expecting.

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Yes, that's the basic calculation. But remember you also have to meet the minimum earnings requirement in your base year to qualify at all.

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I think there's also a minimum you have to earn outside your highest quarter too. Like you need at least $4,500 in wages outside that top quarter or something? The Washington ESD eligibility rules are confusing.

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Yeah you're right about needing earnings outside the high quarter. I had to call Washington ESD to get my exact calculation because their online system doesn't show the breakdown clearly.

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How long did it take you to get through when you called? I've been trying for days and can't reach anyone.

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I actually used this service called Claimyr (claimyr.com) that calls Washington ESD for you and gets you connected to an actual agent. Saved me hours of trying to get through myself. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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The exact formula is: (High quarter wages ÷ 26) = weekly benefit amount. But your total base year wages also have to be at least 1.5 times your high quarter wages. If you don't meet that threshold, your benefit gets reduced.

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Wait, so if my high quarter was $12,000 but my total base year was only $16,000, I wouldn't get the full amount?

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Correct. In your case you'd need at least $18,000 total base year wages (1.5 x $12,000) to get the full weekly benefit of about $462.

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this is why the unemployment system is so messed up!! they make it impossible to understand how much you'll get and then wonder why people are stressed about money. i've been unemployed for 6 weeks and still don't know if my benefit amount is correct

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I feel you on the stress. Have you tried requesting a redetermination if you think your benefit amount is wrong? You can do that through your SecureAccess Washington account.

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how do you even do that? every time i log into SAW it just shows my claim status but no option to dispute the amount

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Don't forget about taxes! Your UI benefits are taxable income so you might want to have them withhold 10% federal tax from each payment. You can set that up in your Washington ESD account preferences.

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Oh wow, I didn't realize unemployment was taxable. That changes my budget calculations significantly. Thanks for the heads up!

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The base year thing trips people up too. It's not the last 12 months - it's the first 4 of the last 5 completed quarters before you filed. So if you filed in January 2025, your base year would be October 2023 through September 2024.

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That's such a weird way to calculate it. Why not just use the most recent 12 months of work?

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It has to do with how employers report wages quarterly to Washington ESD. The system needs complete quarter data to process claims, so they use the most recent complete quarters available.

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My benefit amount seemed wrong when I first got approved so I called Washington ESD to ask about it. Turns out they were using an alternate base year because my regular base year wages were too low. Increased my weekly amount by $150!

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What's an alternate base year? This is getting more complicated than I thought.

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If you don't qualify using the standard base year, they'll automatically check if you qualify using the last 4 completed quarters instead. Sometimes that works better if you had a job change or raise recently.

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everyone always forgets about the waiting week too. your first week of unemployment doesn't get paid, it's just a waiting period. so even if you qualify for $500/week, you won't see money for at least 2-3 weeks after filing

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Actually Washington eliminated the waiting week a few years ago. You get paid starting from your first week of unemployment now.

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oh really? that's news to me, thanks for the correction

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I'm in a similar situation - got laid off last month and trying to figure out my benefit amount. My wages were all over the place because I had commission on top of salary. Anyone know how Washington ESD handles commission income?

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Commission counts as wages for UI purposes, but it gets tricky if you had big commission quarters vs. low ones. Washington ESD might need to do a more detailed calculation for your claim.

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That makes sense. I had one quarter with huge commission that might throw off the calculation. Sounds like I need to call and get clarification.

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Pro tip: if you're having trouble reaching Washington ESD by phone, try the Claimyr service someone mentioned earlier. I used it last week when I couldn't get through about my benefit calculation questions. Way easier than spending all day redialing.

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Is that service legit? Seems almost too good to be true that they can actually get you through to Washington ESD agents.

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Yeah it's real. They basically handle all the calling and waiting for you, then connect you when an agent picks up. Saved me probably 4-5 hours of being on hold.

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The monetary determination letter you get after filing should break down exactly how they calculated your benefit amount. Mine showed my base year quarters, high quarter wages, and the weekly benefit formula. Check your SecureAccess Washington messages for it.

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I haven't gotten that letter yet but I'll keep checking my messages. How long after filing did you receive yours?

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I think it was about a week after I submitted my initial claim. If it's been longer than that you might want to follow up.

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Just remember that even if you qualify for unemployment, you still have to do the job search requirements and file weekly claims to actually get paid. The benefit amount doesn't matter if you don't stay compliant with Washington ESD rules.

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Good point. I think it's 3 job search activities per week minimum, and you have to log them in WorkSourceWA.

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I'm already tracking my job applications but didn't know about WorkSourceWA. Is that a separate system from the regular Washington ESD site?

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Yes, WorkSourceWA is the job search portal. You'll need to create an account there and log your job search activities weekly. Washington ESD can audit your job search log at any time.

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One more thing - if you worked in multiple states during your base year, Washington might need to request wage information from other states. That can delay your benefit calculation by several weeks.

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All my work was in Washington so hopefully that won't be an issue. Thanks for all the helpful info everyone!

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The whole UI system is designed to be confusing on purpose I swear. They don't want people to know exactly what they're entitled to. But at least with services like Claimyr you can get through to actual humans who can explain your specific situation.

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I used to think that way too but honestly most Washington ESD agents are pretty helpful once you actually reach them. The problem is just getting through their phone system.

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True, the agents themselves aren't the problem. It's the system that makes it nearly impossible to reach them that drives people crazy.

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