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Chloe Harris

How much money you get from unemployment - Washington ESD weekly benefit amounts?

Just filed my first unemployment claim with Washington ESD and trying to figure out how much I'll actually get each week. I was making about $52k per year at my last job before getting laid off. Does anyone know how they calculate the weekly benefit amount? I've heard different numbers from people and want to know what to expect while I'm job searching.

Diego Mendoza

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from the past year. It's roughly 3.85% of your total wages in that quarter, but there's a maximum weekly amount that changes each year. For 2025 I think the max is around $999 per week.

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Chloe Harris

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Thanks! So if my highest quarter was like $14,000 that would be around $539 per week? That seems pretty reasonable.

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Yeah that sounds about right. You can check your exact amount once your claim is processed and you get access to your eServices account on the Washington ESD website.

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Sean Flanagan

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it depends on what you made but theres also a minimum amount too i think its like $295 or something. my friend barely qualified and got the minimum even though she worked part time for years

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Chloe Harris

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Good to know there's a minimum! I should definitely qualify for more than that since I was working full time.

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Zara Shah

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Just went through this process myself. Had issues getting through to Washington ESD to verify my benefit amount because their phone lines are constantly busy. Finally used a service called Claimyr (claimyr.com) that helped me get connected to an actual agent. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Got my questions answered about my weekly benefit calculation in one call instead of trying for weeks.

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NebulaNomad

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How does that work exactly? Do you have to pay them to call for you?

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Zara Shah

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They handle the calling and waiting for you, then connect you when an agent picks up. Way better than sitting on hold for hours or getting disconnected.

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Luca Ferrari

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Interesting, might have to try that. I've been trying to reach someone at Washington ESD for two weeks about my benefit amount.

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Nia Wilson

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The whole system is confusing honestly. They use something called your 'base year' which isn't even the most recent year you worked. It's like the year before that or something weird. Makes no sense why they can't just use your most recent wages.

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Diego Mendoza

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The base year is the first four of the last five completed calendar quarters before you file. So if you file in January 2025, they look at January 2024 through September 2024. It's designed to use complete quarters of wages.

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Nia Wilson

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See this is exactly what I mean - it's way too complicated for regular people to understand!

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Here's what I found out about Washington ESD weekly benefits: they take your two highest earning quarters from your base year, add them together, then divide by 26. That gives you your weekly benefit amount, but it can't exceed the maximum or be below the minimum for that year.

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Chloe Harris

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Wait, I thought it was just the highest quarter? Now I'm confused about which calculation is correct.

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Diego Mendoza

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You're both partially right. They use different methods depending on your situation. The standard method uses your highest quarter, but there's an alternate calculation using two quarters if that gives you a higher amount.

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Exactly - Washington ESD automatically calculates both ways and gives you whichever amount is higher. That's why the calculation can seem confusing.

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Sean Flanagan

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dont forget you have to pay taxes on unemployment benefits too so whatever amount you get isnt what youll actually take home

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Chloe Harris

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Ugh I didn't even think about that. Can you have them withhold taxes or do you have to pay at the end of the year?

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Sean Flanagan

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you can elect to have 10% withheld for federal taxes when you file your weekly claims but nothing for state taxes in washington since we dont have state income tax

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NebulaNomad

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I'm so stressed about this whole process. Been unemployed for a month and still haven't gotten my first payment. My benefit determination letter says $623 per week but I have no idea if that's before or after any deductions. How long does it usually take to get the first payment?

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Diego Mendoza

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That $623 is your gross weekly benefit amount before any tax withholding. First payments usually come 2-3 weeks after your claim is approved, as long as you're filing your weekly claims on time.

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NebulaNomad

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Thank you! That makes me feel better. I've been filing my weekly claims so hopefully it comes soon.

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Luca Ferrari

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Been trying to get clarification on my benefit amount for weeks now. Washington ESD phone system is absolutely terrible - either busy signal or you wait forever just to get disconnected. Someone mentioned Claimyr earlier and I actually tried it yesterday. Worked great! Got through to an agent in about 20 minutes and confirmed my weekly benefit calculation. Worth checking out if you're having trouble reaching them.

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Chloe Harris

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Good to know it actually works! I might need to try that if I run into issues with my claim.

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Nia Wilson

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Shouldn't have to pay someone else just to talk to a government agency that our taxes fund. The whole system is broken.

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Zara Shah

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For anyone wondering about dependents allowances - Washington ESD doesn't pay extra for dependents like some other states do. Your weekly benefit amount is based solely on your wages, not family size.

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Chloe Harris

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Good to know, thanks! I don't have kids anyway but was curious how that worked.

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Sean Flanagan

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also remember you can only collect benefits for 26 weeks max in washington unless theres some kind of extension program going on which there isnt right now

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Chloe Harris

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26 weeks should hopefully be enough time to find something new. Fingers crossed the job market picks up soon.

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Diego Mendoza

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The 26 weeks resets if you work enough to establish a new claim later, but you can't just keep extending the same claim indefinitely.

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One thing to keep in mind - if you work part-time while collecting unemployment, Washington ESD will reduce your weekly benefit amount. You can earn up to your weekly benefit amount minus $5 before they start deducting dollar-for-dollar from your benefits.

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Chloe Harris

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That's helpful! So if I get $623 per week I could earn up to $618 without losing any benefits?

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Exactly. Anything over $618 and they start reducing your benefit payment by the excess amount.

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Nia Wilson

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THE WHOLE SYSTEM IS DESIGNED TO CONFUSE PEOPLE! Why can't they just tell you upfront exactly what you'll get instead of all these complicated formulas and base years and quarters???

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Diego Mendoza

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I understand the frustration, but the calculations are standardized to ensure fairness across different earning patterns. Once you understand your base year wages, the formula is actually pretty straightforward.

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Nia Wilson

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Easy for you to say! Some of us just need to know if we can pay rent next month.

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NebulaNomad

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Wait, I just realized something. If they're using wages from over a year ago for the calculation, what happens if you got big raises recently? Seems unfair that your benefits would be based on old lower wages.

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Diego Mendoza

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That's a common concern. The base year system is designed to use complete wage records that have been fully reported by employers. Recent wages might not be in the system yet when you file.

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In some cases you might be able to request an alternate base year if your recent wages were significantly higher, but it's complicated and not always approved.

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Chloe Harris

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This is all really helpful everyone! Sounds like my estimate of around $540 per week is probably close to accurate. I'll just have to wait for my determination letter to know for sure. Hopefully the process goes smoothly.

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Zara Shah

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Good luck! If you run into any issues or need to talk to someone at Washington ESD, definitely consider using Claimyr to avoid the phone hassles.

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Sean Flanagan

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yeah just make sure you keep filing your weekly claims even if you dont get paid right away or youll lose those weeks

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Diego Mendoza

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Final tip: your benefit amount might be slightly different than online calculators predict because Washington ESD rounds to the nearest dollar and applies some other small adjustments. The determination letter you receive will have your exact weekly benefit amount and explain how it was calculated.

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Chloe Harris

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Perfect, thanks for all the help everyone! This thread has been way more informative than the Washington ESD website.

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