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Hunter Hampton

How long does unemployment insurance last in Washington state?

I just got laid off from my construction job after 8 years and filed for unemployment benefits with Washington ESD. I'm trying to figure out how long I can collect UI payments and what happens if I don't find work right away. The website is confusing and I keep seeing different numbers. Can someone explain how long unemployment insurance actually lasts in Washington? I have bills to pay and need to plan ahead.

In Washington state, regular unemployment insurance typically lasts up to 26 weeks (about 6 months). However, the exact duration depends on your work history and earnings during your base period. Some people qualify for fewer weeks if they haven't worked long enough or earned enough wages.

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Thanks! What's the base period exactly? I worked steady for 8 years so I should qualify for the full 26 weeks right?

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The base period is typically the first 4 of the last 5 completed calendar quarters before you filed. With 8 years of steady work, you should definitely qualify for the maximum benefit duration.

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I'm in the same boat - got laid off last month and Washington ESD approved my claim. But I'm worried about what happens after 26 weeks if I still can't find work. Are there any extensions available?

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Extensions depend on the unemployment rate and federal programs. Right now there aren't any federal extensions like during the pandemic, so 26 weeks is typically the limit unless Congress passes new legislation.

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Yeah no more extended benefits like PUA or PEUC. Just the regular 26 weeks max unless something changes federally.

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been trying to get through to Washington ESD for weeks to ask about my benefit duration but their phone lines are always busy. does anyone know if there's a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents - they handle the calling and waiting for you. Check out claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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never heard of that before. does it actually work? I've been trying to call for like 3 weeks straight

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Yeah it worked for me. Saved me hours of redialing and sitting on hold. They got me connected to an actual person who answered all my questions about benefit duration and job search requirements.

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Don't forget you have to meet the work search requirements too! You can't just collect for 26 weeks without actively looking for work. Washington ESD requires 3 job search activities per week and you have to log them.

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What counts as a job search activity? Just applying for jobs or other stuff too?

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Applying for jobs, attending job fairs, networking events, interviews, using WorkSourceWA services, career counseling - lots of things count. You need to keep detailed records though.

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and they actually check this stuff! my friend got audited and had to provide proof of all her job searches or they were gonna make her pay benefits back

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The 26 weeks goes by faster than you think. I used up all mine last year and it was stressful toward the end knowing the money was running out. Make sure you're really putting effort into job searching early on, not just going through the motions.

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That's what I'm worried about. Construction work is seasonal here and I might not find something until spring.

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Maybe look into other types of work too? I had to pivot from retail to warehouse work but at least I found something before benefits ran out.

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Quick question - if I find a part-time job while collecting unemployment, does that stop my benefits completely or can I still get partial payments?

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You can work part-time and still collect partial benefits as long as you report all wages. Washington ESD will reduce your weekly benefit amount based on what you earn, but you won't lose benefits entirely unless you work full-time.

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just make sure you report EVERYTHING! even odd jobs or cash work. they cross-reference with employers and if they catch unreported wages you'll be in trouble

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Does anyone know if the 26 weeks resets if you find a job and then get laid off again? Or is it 26 weeks total forever?

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If you work long enough to establish a new benefit year (typically need to earn at least 680 hours of work), you can file a new claim and potentially get another 26 weeks. It's not forever, but it does reset under the right circumstances.

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Good to know! So it's not just one-and-done then.

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I'm confused about something - my neighbor said she got unemployment for like 40 weeks but I thought the max was 26? How is that possible?

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She might have filed during the pandemic when there were federal extension programs like PEUC and PUA that added extra weeks. Those programs ended in 2021 though, so now it's back to the regular 26-week maximum.

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yeah the pandemic benefits were crazy - some people got like 80+ weeks total with all the extensions. nothing like that exists anymore

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Can I ask a dumb question? Do the 26 weeks start counting from when I filed or when I was actually laid off? I waited a few days before filing because I wasn't sure if I qualified.

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The weeks start counting from when you file your claim, not when you were laid off. That's why it's important to file as soon as possible after losing your job - every week you wait is a week of benefits you lose.

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Ugh I wish I had known that. I waited almost a week thinking I needed to be sure first.

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What happens if Washington ESD determines I was fired for misconduct? Do I get zero weeks or is there still a partial benefit period?

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If you're disqualified for misconduct, you typically get zero benefits. However, you can appeal the decision if you disagree. The appeals process can take several weeks though, so file the appeal quickly if you think the misconduct determination is wrong.

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I had to go through an appeal last year. Took like 6 weeks but I won and got all my back pay. Don't give up if you think they made a mistake!

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The whole system is so confusing honestly. Between figuring out how long benefits last, doing job searches, reporting wages if you work part time, worrying about misconduct disqualifications... it's a lot to keep track of.

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For real! And good luck getting anyone at Washington ESD on the phone to explain it all. I've been trying for weeks.

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That's exactly why I ended up using Claimyr. I was so frustrated trying to get answers about my benefit duration and job search requirements. They connected me with an actual Washington ESD agent who walked me through everything. Worth every penny to get real answers instead of guessing.

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Random but related question - does anyone know if military service counts toward your base period wages for calculating benefit duration? I got out of the service 2 years ago and have been working civilian jobs since.

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Military wages can count, but it's complicated. You need to get your military wage documents (DD-214 and wage statements) to Washington ESD. They'll determine if your military service adds to your benefit duration. Definitely worth looking into if you served recently.

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Thanks! I'll dig up my DD-214 and see if that helps extend my benefits.

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Just want to add - even though regular UI lasts up to 26 weeks, some people qualify for fewer weeks if they didn't work enough or earn enough during their base period. Don't assume you'll get the full 26 weeks until Washington ESD calculates your specific benefit year.

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How do you find out exactly how many weeks you qualify for? Is it in your determination letter?

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Yes, your monetary determination letter will show your weekly benefit amount and maximum number of weeks available. Keep that letter safe - you'll need it for reference.

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PSA: Start looking for work immediately, don't wait! Even if you think you have 26 weeks, job searching takes time and the labor market is competitive. Plus you never know if there will be issues with your claim that could delay payments.

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This is so true. I thought I had plenty of time and ended up scrambling in the last few weeks. The stress wasn't worth it.

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Good advice. I'm definitely starting my job search right away. Better to find something early than panic later.

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One more thing to keep in mind - if you have any issues with your claim (like adjudication holds or missing documents), that can eat into your 26-week clock even if you're not receiving payments. The weeks keep counting whether you're getting paid or not.

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Wait, seriously? So if my claim is stuck in adjudication for 8 weeks, that's 8 weeks I lose from my total 26?

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Exactly. That's why it's so important to respond quickly to any requests from Washington ESD and provide all required documentation ASAP. Every week of delay costs you.

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This is another reason why getting through to Washington ESD agents is so important when you have issues. Services like Claimyr can help you actually talk to someone instead of waiting weeks for a response to online messages.

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