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Carmen Ruiz

How long can you collect unemployment benefits in Washington - what's the maximum?

I'm trying to figure out exactly how long I can collect unemployment benefits here in Washington state. I've been on regular UI for about 8 weeks now and want to know what to expect going forward. Some people are telling me different things - one person said 26 weeks, another said it depends on how much I worked before. Does anyone know the actual rules? Also wondering if there are any extensions available or if that's it once you hit the limit.

In Washington, regular unemployment benefits last up to 26 weeks (6 months) maximum. This is based on your base year earnings though - if you didn't work enough or earn enough during your base period, you might qualify for fewer weeks. The exact number depends on your quarterly earnings in the four quarters before you filed.

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Thanks! How do I find out exactly how many weeks I qualify for? Is that info somewhere in my Washington ESD account?

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Yes, log into your SecureAccess Washington account and look at your claim details. It should show your maximum benefit amount and number of weeks available.

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just got cut off after 26 weeks last month, no extensions right now like there were during covid. back to job hunting full time

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That's rough. Are you doing the WorkSource thing or just looking on your own?

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both, trying everything at this point

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The 26-week maximum is standard, but here's what most people don't realize - if you're having trouble getting through to Washington ESD to check your remaining weeks or resolve any issues with your claim, there's actually a service called Claimyr that can help you reach an agent. I found out about it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

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Never heard of this. Does it actually work or is it just another scam?

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It's legit - they basically call Washington ESD for you and get you connected to an actual person. Way better than sitting on hold for hours.

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Interesting, might have to try this. I've been trying to get through about my adjudication for weeks.

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THE SYSTEM IS BROKEN!!! 26 weeks isn't enough when jobs are this hard to find. They expect you to take anything after 6 months but rent doesn't stop just because your benefits run out. And don't even get me started on the job search requirements - 3 contacts per week is ridiculous when half the jobs posted are fake anyway.

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I feel you on this. The job market is brutal right now.

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I understand the frustration, but the 26-week limit has been Washington's standard for years. Focus on using WorkSourceWA resources while you're collecting - they have job training programs that might help.

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Wait, I'm confused about something. If I work part-time while collecting unemployment, does that extend how long I can collect? Like if I only use half my weekly benefit amount each week because I'm working a little, do I get more weeks?

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No, it doesn't extend the number of weeks. You still have the same maximum duration - working part-time just means you might not exhaust your total benefit amount before your benefit year expires.

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Oh that sucks. So it's weeks not dollars that matter for how long you can collect?

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Exactly. It's whichever comes first - you run out of weeks OR you exhaust your maximum benefit amount.

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Does anyone know if Washington ever does state extensions when unemployment is high? I remember hearing about that but not sure if it's still a thing or just federal extensions.

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State extensions are rare and usually only happen during severe economic downturns. Federal extensions like during COVID require congressional action. Right now there are no extensions available.

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Figured as much. Thanks for the info.

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Another question - what happens at the end of the 26 weeks? Do I just stop getting paid or is there some kind of notification process?

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You'll get a notice from Washington ESD when you're nearing the end of your benefit period. Your last payment will be your final payment unless extensions become available.

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they send you a letter but honestly by that point you already know because you can see the countdown in your account

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I'm at week 20 right now and starting to panic about what happens next. Job interviews are picking up but nothing solid yet. Anyone have tips for the final weeks?

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Use WorkSourceWA's rapid reemployment services if you haven't already. They can be helpful for interview skills and connecting with employers.

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Also, if you need to contact Washington ESD about anything before your benefits end, definitely try Claimyr. I used it to get answers about reapplying after my benefit year ended.

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Thanks, I'll look into both of those options.

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Quick question - if I find a job in week 24 but then get laid off again after a month, can I reopen my claim for the remaining 2 weeks?

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It depends on when your benefit year expires. If you're still within your benefit year and have weeks remaining, you might be able to reopen. But if you worked long enough at the new job, you might need to file a new claim instead.

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This is so confusing. I guess I'll cross that bridge when I come to it.

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honestly the worst part about hitting week 26 is you lose your medical coverage if you were getting apple health through being unemployed. double whammy

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Wait, really? I didn't know unemployment affected health insurance eligibility.

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yeah if your income was low enough to qualify for medicaid while on unemployment, losing that income means you might not qualify anymore

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Just to clarify for everyone - the 26-week maximum in Washington is for regular unemployment insurance (UI). If you qualified for standby status, that's different and has its own rules. Also, your benefit year is 52 weeks from when you first filed, so you can't just wait and refile immediately after exhausting benefits.

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What's standby status? Is that different from regular unemployment?

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Standby is for union members or people with definite return-to-work dates. Different job search requirements and sometimes different duration rules.

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26 weeks goes by SO FAST when you're actually looking for decent work and not just taking the first minimum wage job that comes along. The pressure to take anything after a few months is real.

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Tell me about it. I keep getting pressure to apply for jobs that pay half what I was making before.

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Same here. It's like they expect you to just accept being underemployed permanently.

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For anyone dealing with adjudication issues or claim problems while you're counting down your weeks, I second the Claimyr recommendation. I was stuck in adjudication for 3 weeks and burning through my benefit time. Used their service and finally got through to someone who could explain what was holding things up.

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How much does something like that cost? Is it worth it?

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Totally worth it when you're losing weeks of benefits to bureaucratic delays. Check out their site for details.

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One thing to keep in mind - even if you exhaust your 26 weeks, you should still do your job search activities and keep records. If federal extensions ever get approved retroactively, you'll need to show you were still actively looking.

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Good point. Better to keep the habits going than have to restart if something changes.

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yeah i learned this the hard way during covid, missed out on some backpay because i stopped keeping records

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Does Washington have any special programs for people who exhaust regular unemployment? Like training programs or anything?

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Yes, there are workforce development programs through WorkSourceWA, some with income support during training. You might also qualify for Trade Adjustment Assistance if your job loss was trade-related.

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I'll have to look into those options. Thanks!

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The 26 week thing is actually pretty generous compared to some states. I have friends in other places who only get like 12-16 weeks max.

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True, but cost of living here is also higher than a lot of places.

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Still not enough when rent is $2000+ for a one bedroom in Seattle.

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pro tip: start applying for everything in your last 4-6 weeks even if its not perfect. having any job is better than having no income at all when benefits end

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That's probably smart advice even though it sucks to have to think that way.

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Yeah, the reality check hits hard when you're staring at week 22 or 23.

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Final reminder for the original poster - you can check your exact remaining weeks and dollar amount in your SecureAccess Washington account under claim details. Don't wait until the last minute to plan your next steps.

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Thanks everyone for all the helpful info. I'll check my account today and start planning accordingly.

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Good luck! And remember, if you need to reach Washington ESD for any last-minute questions, Claimyr is there as an option to avoid the phone runaround.

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