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ESD demanding $16K overpayment repayment while I'm still unemployed - can't find appeal option

I just opened my email to find an overpayment notice from ESD claiming I owe them back $16,000 in benefits! I'm completely freaking out because I'm STILL unemployed and there's absolutely no way I can pay this. The notice says I have 30 days to appeal but when I go to my eServices account under the 'Decisions' section, it only shows 'waiting week' status and says I need to 'contact agency for appeal.' I've called the claims center 9 times today and either get disconnected or the automated system says they're too busy. Has anyone successfully appealed an overpayment decision? Where exactly do I find the appeal option? This feels like a nightmare and I'm worried the 30-day window will close before I can even figure out how to start the process.

Caleb Stone

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omg thats so much money! have u tried clicking on the actual decision letter in ur eservices? sometimes theres an appeal button at the bottom of the actual letter not just on the main page. i had to appeal a smaller amount last year (like $2300) and it was super confusing to find

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Jade Santiago

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Thanks for responding! I've looked through everything and can't find any appeal button anywhere. The letter in my eServices account doesn't have any options at the bottom - just stating the amount owed and deadline. Did you have to mail in your appeal? Or was there a form somewhere?

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Daniel Price

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You need to file your appeal with the Office of Administrative Hearings (OAH), not directly through ESD. The notice you received should have instructions for how to submit your appeal, which can be done online, by mail, or by fax. Here's what you should do: 1. Go to https://oah.wa.gov/Content-Area-Management/ESD-Unemployment-Benefits/Submit-An-Appeal and fill out the online form 2. Include your ESD claim ID number, the date of the determination letter, and explain why you believe the overpayment determination is incorrect 3. Upload any supporting documentation you have that proves you were eligible for the benefits 4. Keep a copy of your confirmation number and print the completed appeal Make sure to file within the 30-day deadline - that's crucial. The appeal deadline is based on the date on the determination letter, not when you received it.

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Jade Santiago

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Thank you so much! That link is exactly what I needed. The determination letter didn't clearly explain this at all - it just said to 'file an appeal' without saying how or where. I'll submit my appeal through OAH right away. I've been keeping all my employment records and communications with ESD, so hopefully I can prove my case.

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Olivia Evans

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this happened 2 me 2 but mine was only 4k not 16!! ESD is SO BROKEN!! they said i didnt report some income but i totally did report it everytime. took like 4 months to get resolved and i was stressed the whole time

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Jade Santiago

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4 months?! That's terrifying. Did they put your case on hold while it was being appealed, or were they still demanding payment during that time? I'm worried they'll start garnishing future benefits or something before I even get a hearing.

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Sophia Bennett

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I went through this exact situation in January. The $16K amount suggests this might be covering several months of benefits. First, determine why they're claiming overpayment - is it because of unreported earnings, availability issues, or something else? This will be stated somewhere in the determination letter. For appealing, you absolutely must use the OAH website that someone already linked. Do not try to appeal directly through ESD as they'll just redirect you. As for the hearing itself: 1. Request all documents ESD is using against you through a formal records request ASAP 2. Prepare a clear timeline of your claim, employment separation, and any part-time work 3. If this is about job search activities, gather all documentation of your activities 4. Be prepared to demonstrate why you qualified for the benefits you received You'll eventually get a hearing date with an Administrative Law Judge. It's typically done by phone and lasts about an hour. Be organized and stick to facts.

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Olivia Evans

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did they make u pay during the appeal process?? thats wat im worried about. They kept sending me threatening letters even tho i already filed the appeal!!

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Sophia Bennett

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@profile8 They cannot force you to repay during the appeal process, but they will continue to send automated notices. If you've filed an appeal, the collection is supposed to be paused until after the hearing decision. Make sure you have your appeal confirmation number handy if you need to reference it with ESD.

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Jade Santiago

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That's really helpful information, thank you. The determination letter mentions something about 'failure to provide sufficient job search documentation' which is ridiculous because I submitted everything they asked for each week. I'm going to submit my appeal today and request those records you mentioned.

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Aiden Chen

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I had a similar issue with my overpayment notice from ESD and I tried calling for 2 weeks straight with no luck. I was so frustrated!! Then my neighbor told me about Claimyr which got me connected to an actual ESD agent in under 15 minutes. They were able to explain exactly what was wrong with my claim and gave me the correct appeal information. Saved me so much stress! You can check out how it works at claimyr.com or see a demo at https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 - definitely worth it when you're dealing with such a large overpayment issue.

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Zoey Bianchi

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I've heard about Claimyr from several people in my job networking group. They've all said it actually works for getting through to ESD. The regular phone system is completely broken - I spent 6 hours on hold last month only to be disconnected right when I finally reached the front of the queue.

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One critical thing nobody has mentioned yet - make sure to continue filing your weekly claims while your appeal is in process! I've worked as an employment counselor, and I've seen many people lose additional benefits because they stopped filing during their appeal. Even with the overpayment issue, you're still potentially eligible for ongoing benefits if you remain unemployed and meet all other requirements. Also, if your appeal doesn't go in your favor, you can request a payment plan or hardship waiver. Don't panic about having to pay $16K all at once - ESD has options for those who genuinely cannot pay.

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Jade Santiago

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Thank you - I definitely wouldn't have known to keep filing! I was actually considering stopping my claims because I was worried it would make the overpayment amount larger. I'll keep filing and make extra sure my job search activities are thoroughly documented going forward.

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This is why i always tell people to SAVE EVERYTHING from esd!!! Every letter, email, job search log, EVERYTHING!!! My sister had almost the same thing happen (18k overpayment!) and she won her appeal because she had proof of everything. The system is designed to make you give up but DONT!!!!

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Jade Santiago

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I've been pretty good about saving documentation, but now I'm going to be even more meticulous. Did your sister have to wait a long time for her hearing date? I'm worried about how long this whole process might take.

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@profile5 it took like 2 months to get a hearing date and then another 3 weeks to get the decision. she had to keep calling to check on status nobody ever contacted her proactively its so frustrating!!!

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As an update to my earlier comment - when you have your hearing with the Administrative Law Judge, be very specific about dates and details. The judges appreciate organization and clarity. Bring up only facts relevant to why you qualified for benefits, not emotional appeals about your financial situation. If your issue is about job search documentation, pull together a comprehensive record of all your activities. Even if you didn't log everything properly in the ESD system, additional evidence of your job search efforts can sometimes help your case.

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Jade Santiago

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This is really helpful advice. I'm going to create a chronological document with all my job search activities, including emails with potential employers, application confirmations, and LinkedIn communications. Would it be worth getting statements from places I interviewed with to confirm those activities actually happened?

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@profile5 Yes, statements from potential employers confirming interviews or application receipts would be very helpful evidence. Anything that corroborates your job search activities could strengthen your case. Email confirmations of applications submitted are particularly useful. What's most important is showing you were actively seeking work during each week you claimed benefits.

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Jade Santiago

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I submitted my appeal this morning and requested all the documents ESD is using for their determination. I also started gathering all my job search evidence. Thank you everyone for the guidance - I'll update this thread when I get a hearing date or any new information that might help others in this situation.

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