Can I collect unemployment and workers comp at the same time in Washington?
I injured my back at work three months ago and have been getting workers compensation payments. My doctor says I can do light duty work but my employer doesn't have anything available for me right now. Someone told me I might be able to get unemployment benefits too since I'm able to work but don't have a job available. Is this actually possible in Washington state? I don't want to mess up either benefit by applying for the wrong thing.
55 comments


Miguel Harvey
This is actually a really common question and the answer is yes, you can potentially collect both in Washington under certain circumstances. The key is that you have to be able and available for work to get unemployment benefits. If your doctor has cleared you for light duty and you're actively looking for work within your restrictions, you might qualify for UI benefits even while receiving workers comp.
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Finnegan Gunn
•That's encouraging to hear! Do I need to report the workers comp payments when I file my weekly claims?
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Miguel Harvey
•Yes, you'll need to report all income including workers comp payments. Washington ESD will calculate how much unemployment you're eligible for after accounting for your other benefits.
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Ashley Simian
i think you have to choose one or the other, cant get both at same time
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Miguel Harvey
•That's not correct. Washington allows you to collect both if you meet the requirements for unemployment - mainly being able and available for work.
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Ashley Simian
•oh really? i thought they would cancel each other out or something
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Oliver Cheng
You're going to want to call Washington ESD directly about this because your situation has some specific details that matter. The problem is getting through to them - their phone lines are constantly busy. I had a similar situation last year and spent weeks trying to reach someone. Finally used a service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Worth checking out if you can't get through the normal way.
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Finnegan Gunn
•Thanks for the tip! I've been trying to call for days with no luck. How much does something like that cost?
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Oliver Cheng
•It's definitely worth it when you're dealing with multiple benefits and need to make sure you're doing everything correctly. The peace of mind alone was valuable for me.
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Taylor To
•Never heard of that service but makes sense. Washington ESD phone system is absolutely terrible.
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Ella Cofer
THE WHOLE SYSTEM IS DESIGNED TO MAKE IT IMPOSSIBLE TO GET HELP!!! I've been fighting with workers comp AND unemployment for months. They give you different answers every time you call IF you can even get through. It's like they want people to just give up and stop trying to get benefits they're entitled to.
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Kevin Bell
•I feel your frustration but there are people who can help navigate this stuff. Have you tried reaching out to a workers comp attorney? Some will consult for free.
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Ella Cofer
•Yeah I talked to one but they said my case wasn't big enough for them to take on. Just feels like I'm stuck in bureaucratic hell.
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Kevin Bell
The important thing to understand is that Washington has specific rules about concurrent benefits. You can receive workers compensation and unemployment simultaneously, but there are conditions. Your workers comp payments may reduce your weekly unemployment benefit amount dollar for dollar, or there might be an offset formula. The exact calculation depends on your specific situation.
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Finnegan Gunn
•So it's not like I'd get the full amount of both benefits added together?
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Kevin Bell
•Correct. There's usually an offset to prevent you from receiving more than your regular wages would have been. But you could still end up with more total income than just one benefit alone.
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Savannah Glover
•This is why I always tell people to document everything and keep detailed records of all payments and communications.
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Ashley Simian
wait so you can work light duty AND get unemployment? that doesnt make sense to me
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Miguel Harvey
•You can be cleared for light duty work by your doctor but still be unemployed if no light duty positions are available. Being able to work and actually having work available are two different things.
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Ashley Simian
•oh ok that makes more sense now. so its like youre ready to work but nobody will hire you for the kind of work you can do
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Taylor To
Just went through this exact situation 6 months ago. Filed for unemployment while on workers comp and it was approved. The trick is being very clear in your application that you're able and available for work within your medical restrictions. I had to provide documentation from my doctor about what kind of work I could do.
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Finnegan Gunn
•That's really helpful to know it worked for someone else! Did you have any issues with the job search requirements while you were dealing with your injury?
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Taylor To
•Yeah that was tricky. I had to modify my job search to only apply for positions that fit my restrictions. Washington ESD was understanding about it once I explained the situation to them.
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Savannah Glover
Make sure you understand the job search requirements for unemployment. Even with medical restrictions, you'll still need to be actively looking for work and documenting your job search activities. Keep records of every application you submit and make sure the jobs you're applying for are within your physical capabilities as outlined by your doctor.
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Finnegan Gunn
•Good point about the job search requirements. I'll need to be strategic about which jobs I apply for.
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Felix Grigori
•Also make sure to save all medical documentation. You might need to provide it to Washington ESD if they have questions about your work restrictions.
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Felix Grigori
One thing to watch out for - if your workers comp case gets settled, that could affect your unemployment eligibility. A lump sum settlement might be counted as income and could impact your benefits. Definitely something to discuss with both agencies before accepting any settlement offers.
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Finnegan Gunn
•I'm nowhere near a settlement yet but that's good to keep in mind for the future. Thanks for thinking ahead!
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Felicity Bud
had workers comp for my shoulder and got unemployment too. took forever to get approved though because they had to verify everything with L&I. just be patient and keep calling if you dont hear back
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Finnegan Gunn
•How long did it take for your claim to get approved? I'm worried about the delay since I need the income.
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Felicity Bud
•like 6 weeks total but once it was approved they paid back to when i first applied
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Max Reyes
The coordination between L&I and Washington ESD can be complex. They have to verify that you're not getting benefits you're not entitled to, but also make sure you're getting all the benefits you are entitled to. It's actually a pretty sophisticated system once you understand how it works, but it can be confusing for claimants.
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Mikayla Davison
•Sophisticated is one word for it. I'd call it unnecessarily complicated. Why can't they just have one system that handles everything?
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Max Reyes
•They're separate programs with different funding sources and eligibility requirements. Workers comp is insurance-based, unemployment is a social safety net program.
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Mikayla Davison
This whole thread is making me realize how complicated the system is. I'm dealing with a similar situation but wasn't sure if I should even try applying for unemployment. Sounds like it might be worth the hassle.
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Kevin Bell
•Definitely worth applying if you think you might qualify. The worst they can do is say no, but you might be surprised at what benefits you're eligible for.
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Oliver Cheng
•And if you need help getting through to someone at Washington ESD to ask questions, that Claimyr service I mentioned earlier really does work. Sometimes you just need to talk to a real person to understand your options.
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Adrian Connor
Remember that unemployment benefits are taxable income, so factor that into your planning. Workers comp payments usually aren't taxable, but unemployment is. You might want to have taxes withheld from your unemployment payments to avoid a big tax bill later.
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Finnegan Gunn
•Good reminder about taxes. I hadn't thought about that difference between the two benefits.
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Aisha Jackson
Just want to echo what others have said about documenting everything. Take photos of any paperwork, keep copies of all medical reports, and save screenshots of your online applications. If there are any issues or appeals needed later, you'll be glad you have all the documentation.
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Finnegan Gunn
•I'm definitely going to start keeping better records. This thread has been incredibly helpful - thank you everyone!
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Ryder Everingham
One more tip - if you do get approved for both benefits, make sure you report your workers comp payments accurately on your weekly unemployment claims. Even small mistakes can cause big problems later, including overpayment notices that you'll have to pay back.
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Finnegan Gunn
•I'll be extra careful about that. The last thing I need is to have to pay money back because of a reporting error.
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Lilly Curtis
•And if you're ever unsure about how to report something, it's better to call and ask than to guess. That's where having a way to actually reach Washington ESD becomes really important.
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Lilly Curtis
For anyone else reading this thread who might be in a similar situation, the key takeaways are: 1) Yes, you can potentially collect both benefits in Washington, 2) You must be able and available for work to get unemployment, 3) Benefits may be offset against each other, 4) Documentation is crucial, and 5) When in doubt, contact the agencies directly for guidance on your specific situation.
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Finnegan Gunn
•Perfect summary! This thread has given me the confidence to move forward with applying for unemployment benefits.
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Leo Simmons
Good luck with your application! It's not always easy to navigate these systems but you're asking the right questions and getting good advice here. Hope everything works out for your back injury too.
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Finnegan Gunn
•Thank you! The support from this community has been amazing. I feel much better prepared now.
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Lindsey Fry
just curious - did anyone else here use that claimyr thing? seems interesting but want to hear more experiences before trying it
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Oliver Cheng
•I used it and it worked great for me. Got through to an agent in less than an hour after trying for weeks on my own. The video demo explains it pretty well.
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Saleem Vaziri
•I was skeptical at first but tried it when I was desperate to reach someone about my claim. Actually got connected and was able to resolve my issue that day. Would definitely use it again if needed.
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Saleem Vaziri
This has been a really informative thread. I learned stuff I didn't know about collecting multiple benefits. Thanks to everyone who shared their experiences and knowledge.
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Finnegan Gunn
•Agreed! This community is such a valuable resource for navigating these complicated systems.
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Kayla Morgan
Final thought - while it's possible to collect both benefits, every situation is unique. What works for one person might not work for another depending on the specific details of their injury, work restrictions, and employment history. Always verify information with the official agencies rather than relying solely on internet advice, even good advice like what's been shared here.
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Finnegan Gunn
•Absolutely right. I'm going to use all this information as a starting point but will definitely confirm everything officially before making any decisions.
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