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GamerGirl99

Can I collect UI benefits while employed but not yet paid (monthly pay schedule)?

I just started a new job yesterday after being on unemployment for about 8 weeks. The problem is they told me they only pay once a month (on the 25th), so I won't get my first paycheck for almost 4 weeks! I'm already struggling financially and don't know how I'll cover rent and bills until then. Can I still claim unemployment benefits during these weeks where I'm working but not getting paid? Or am I automatically disqualified from UI benefits the moment I start working regardless of when the pay actually comes in? This monthly pay schedule is really putting me in a tough spot and I'm getting anxious about making ends meet.

Unfortunately, unemployment benefits are based on your work status, not your pay schedule. Once you start working full-time, you're no longer eligible for unemployment benefits, even if you haven't received your first paycheck yet. The key question on weekly claims is whether you worked, not whether you got paid. If you report that you worked full-time hours, your claim will be denied for that week.

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GamerGirl99

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Thanks for the quick response! That's what I was afraid of. I wonder if there's any other options for people in this situation? It seems like a real gap in the system when someone transitions from unemployment to employment with monthly pay.

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When you file your weekly claim, you have to report ANY hours worked, even if you haven't been paid yet. ESD will calculate your benefit based on hours worked, not when you get paid. So if you're working full-time (32+ hours/week), you'll be ineligible. If you're working part-time, you might get partial benefits, but they'll be reduced based on your hours worked. Make sure you accurately report your hours each week you claim!

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GamerGirl99

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This is helpful, thank you. I am working 40 hours a week, so sounds like I'm definitely not eligible anymore. Just tough to figure out how to bridge this gap until payday.

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Malik Jenkins

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have u tried asking ur new employer for an advance? some companies offer that for new hires especially if u explain ur situation. worth asking HR about it. i was in same boat last year and got a partial advance on my 1st check

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The system is so BROKEN!! They expect people to just magically survive for a month with no income?? This happened to me in January and I had to put EVERYTHING on credit cards just to survive until my first check. Then spent months digging out of that debt. ESD should have some kind of transition benefit for exactly this situation!!!

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Eduardo Silva

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While it's frustrating, this isn't really an ESD issue. Unemployment insurance is designed to support people who aren't working, not to supplement income during employment transitions. This is more about employer pay schedules than unemployment policy. Many employers offer advances specifically for this reason - definitely worth asking your HR department about options.

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Leila Haddad

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You might want to call ESD directly about your specific situation. I've been trying to reach them for weeks about a different issue and kept getting disconnected or waiting forever. Finally found this service called Claimyr that got me through to an ESD agent in about 20 minutes instead of spending days trying. Was worth it to actually talk to someone who could help. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Even though I'm pretty sure the answer will be what others said here, sometimes there are exceptions or other programs they can tell you about.

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Emma Johnson

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I second this suggestion. While the general rule is that working full-time disqualifies you from benefits regardless of pay schedule, there might be specific guidance or exceptions for your situation. Getting definitive information directly from ESD is always the best approach for these edge cases.

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Just to add to my earlier comment - make sure you still file your weekly claim accurately during this transition period. Report all hours worked honestly. If you're found to have claimed benefits while working full-time, even if you haven't been paid yet, it could result in an overpayment that you'd have to pay back. Better to follow the rules now than deal with collections later.

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GamerGirl99

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Update: I talked to my new employer's HR department and explained my situation. They actually have a program for new employees that allows a partial advance on the first month's pay! I'll get 40% of my expected monthly earnings next week, which will help me bridge the gap until the full payday. For anyone else facing this issue, definitely ask your employer if they have options - I didn't even know to ask until reading suggestions here. Thanks everyone for your help!

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That's excellent news! I'm glad your employer had a solution. This is actually more common than people realize, especially with companies that pay monthly. Thanks for updating us - this information might help others in similar situations.

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Aaliyah Reed

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That's fantastic that you found a solution! Your experience really highlights how important it is to communicate with your new employer about financial challenges during the transition period. Many people don't realize that employers often have policies in place specifically for situations like this - whether it's payroll advances, emergency loans, or flexible pay schedules for new hires. It's great that you shared this update because it shows there are practical solutions beyond just the unemployment system. Congratulations on the new job and glad you were able to work out the financial bridge!

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Ravi Gupta

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This is such a great example of how being proactive and asking the right questions can make all the difference! I'm new to this community but I've been following this thread because I might be in a similar situation soon. It's really encouraging to see that there are employers out there who understand these transition challenges and have systems in place to help. Thanks for sharing your positive outcome - it gives me hope that if I find myself in this position, there might be options I wouldn't have thought to explore on my own!

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Carmen Diaz

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Welcome to the community, Ravi! Your situation is actually pretty common - many people don't realize how many employers have these transition support programs until they ask. If you do find yourself in this position, definitely be upfront with HR about your situation during the hiring process or on your first day. Some companies even mention these policies in their benefits overview for new hires. Also, beyond payroll advances, some employers offer things like signing bonuses, earlier start dates for direct deposit, or even connections to local financial assistance programs. The key is being honest about your needs and asking what options might be available. Good luck with your job search!

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Amina Bah

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Thanks Carmen! That's really helpful advice. I hadn't thought about asking during the hiring process itself - that's smart to get that information upfront rather than waiting until you're already committed to the job. The point about signing bonuses is interesting too - I've seen those advertised but never connected them to helping with transition periods. I'm definitely going to keep all of these suggestions in mind as I continue my job search. It's reassuring to know there are so many potential solutions beyond just struggling through that gap period. This whole thread has been really educational!

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This whole thread is such a great resource! I'm actually bookmarking it because I know several friends who are job searching right now and this exact scenario could easily happen to them. It's amazing how GamerGirl99's situation went from seeming hopeless to having a real solution just by asking the right questions. I think a lot of people (myself included) would have just assumed they were stuck and tried to tough it out rather than approaching HR about options. It really shows the value of being proactive and advocating for yourself during these transitions. Thanks to everyone who contributed advice here - this is exactly the kind of practical, real-world guidance that makes this community so valuable!

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Taylor Chen

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Absolutely agree, Connor! As someone new to both this community and navigating unemployment/employment transitions, I'm really impressed by how supportive everyone has been here. What started as a stressful situation for GamerGirl99 turned into a learning opportunity for all of us. I love how this thread shows that sometimes the best solutions come from thinking beyond just the official systems (like ESD) and exploring what employers themselves might offer. I'm definitely going to remember this approach - being upfront about financial challenges and asking about transition support programs. It's such a practical example of how advocating for yourself can lead to solutions you never knew existed. Thanks to everyone who shared their experiences and advice!

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Fiona Gallagher

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This thread has been incredibly helpful! I'm new to this community and currently on unemployment myself, so reading about situations like this really prepares me for what I might face during my own job search. It's eye-opening to learn that eligibility is based on hours worked rather than when you actually get paid - that's definitely not intuitive. What really stands out to me is how this discussion evolved from identifying the problem to finding practical solutions. The suggestion about asking employers for payroll advances seems like such valuable advice that I never would have thought of on my own. It's encouraging to see that many employers actually have policies in place to help with these exact transition challenges. Thanks to everyone who shared their knowledge and experiences here - this is exactly the kind of real-world guidance that makes navigating these systems so much easier!

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