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Can I collect UI benefits while employed but not yet paid (monthly pay schedule)?

I just started a new job yesterday after being on unemployment for about 8 weeks. The problem is they told me they only pay once a month (on the 25th), so I won't get my first paycheck for almost 4 weeks! I'm already struggling financially and don't know how I'll cover rent and bills until then. Can I still claim unemployment benefits during these weeks where I'm working but not getting paid? Or am I automatically disqualified from UI benefits the moment I start working regardless of when the pay actually comes in? This monthly pay schedule is really putting me in a tough spot and I'm getting anxious about making ends meet.

Unfortunately, unemployment benefits are based on your work status, not your pay schedule. Once you start working full-time, you're no longer eligible for unemployment benefits, even if you haven't received your first paycheck yet. The key question on weekly claims is whether you worked, not whether you got paid. If you report that you worked full-time hours, your claim will be denied for that week.

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GamerGirl99

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Thanks for the quick response! That's what I was afraid of. I wonder if there's any other options for people in this situation? It seems like a real gap in the system when someone transitions from unemployment to employment with monthly pay.

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Isabella Costa

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When you file your weekly claim, you have to report ANY hours worked, even if you haven't been paid yet. ESD will calculate your benefit based on hours worked, not when you get paid. So if you're working full-time (32+ hours/week), you'll be ineligible. If you're working part-time, you might get partial benefits, but they'll be reduced based on your hours worked. Make sure you accurately report your hours each week you claim!

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GamerGirl99

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This is helpful, thank you. I am working 40 hours a week, so sounds like I'm definitely not eligible anymore. Just tough to figure out how to bridge this gap until payday.

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Malik Jenkins

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have u tried asking ur new employer for an advance? some companies offer that for new hires especially if u explain ur situation. worth asking HR about it. i was in same boat last year and got a partial advance on my 1st check

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Freya Andersen

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The system is so BROKEN!! They expect people to just magically survive for a month with no income?? This happened to me in January and I had to put EVERYTHING on credit cards just to survive until my first check. Then spent months digging out of that debt. ESD should have some kind of transition benefit for exactly this situation!!!

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Eduardo Silva

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While it's frustrating, this isn't really an ESD issue. Unemployment insurance is designed to support people who aren't working, not to supplement income during employment transitions. This is more about employer pay schedules than unemployment policy. Many employers offer advances specifically for this reason - definitely worth asking your HR department about options.

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Leila Haddad

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You might want to call ESD directly about your specific situation. I've been trying to reach them for weeks about a different issue and kept getting disconnected or waiting forever. Finally found this service called Claimyr that got me through to an ESD agent in about 20 minutes instead of spending days trying. Was worth it to actually talk to someone who could help. Their site is claimyr.com and they have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3. Even though I'm pretty sure the answer will be what others said here, sometimes there are exceptions or other programs they can tell you about.

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Emma Johnson

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I second this suggestion. While the general rule is that working full-time disqualifies you from benefits regardless of pay schedule, there might be specific guidance or exceptions for your situation. Getting definitive information directly from ESD is always the best approach for these edge cases.

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Isabella Costa

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Just to add to my earlier comment - make sure you still file your weekly claim accurately during this transition period. Report all hours worked honestly. If you're found to have claimed benefits while working full-time, even if you haven't been paid yet, it could result in an overpayment that you'd have to pay back. Better to follow the rules now than deal with collections later.

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GamerGirl99

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Update: I talked to my new employer's HR department and explained my situation. They actually have a program for new employees that allows a partial advance on the first month's pay! I'll get 40% of my expected monthly earnings next week, which will help me bridge the gap until the full payday. For anyone else facing this issue, definitely ask your employer if they have options - I didn't even know to ask until reading suggestions here. Thanks everyone for your help!

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That's excellent news! I'm glad your employer had a solution. This is actually more common than people realize, especially with companies that pay monthly. Thanks for updating us - this information might help others in similar situations.

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