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Social Security payment stuck in processing at Payment Center for 3+ weeks - normal wait time?

I filed for my retirement benefits back in June and finally got approved after some initial issues with my work history. My local SSA office told me on September 2nd that everything was finalized on their end but my claim needed 'manual processing' at the Payment Center because of some pension offset calculations (I worked for a state government job for 12 years). It's been over 3 weeks now and when I check my MySocialSecurity account, the status hasn't changed at all. No updates, no payment schedule, nothing. Is this normal? How long does the Payment Center typically take to process these kinds of claims? I'm starting to worry something went wrong and I'm getting anxious because I've already put off some bills expecting this payment to come through. Anyone been through this payment center limbo recently?

QuantumQuasar

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my husband waited 6 weeks for payment center to finish processing his retroactive benefits last year... just sayin it can take forever with them. no rhyme or reason to how long

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Andre Dupont

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Six weeks?! Oh no...I was hoping it would be faster. Did you guys call to check status during that time or just wait it out?

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The Payment Center processing time varies quite a bit, especially for manually processed claims involving pension offsets like yours (WEP/GPO calculations). From my experience working with clients, 3-6 weeks is fairly standard. Your case is complicated by having that state government pension that triggers manual review. What I suggest is checking if your state pension administrator has sent the necessary verification to SSA - sometimes that's the holdup. Also, your local field office can actually do a "case status" inquiry to the Payment Center, which sometimes speeds things up. I'd recommend calling the field office that helped you initially and asking specifically for that case status inquiry.

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Andre Dupont

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Thank you for this detailed explanation! I didn't know they could do a case status inquiry. I'll definitely call my local office tomorrow. I did provide my pension information during my initial application, but maybe there's something missing they need to verify.

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Jamal Wilson

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THEY ARE TERRIBLE!!!! I waited NINE WEEKS for payment center to process my widows benefits last year!!! Called EVERY DAY and nobody could tell me anything. Just "it's at the payment center" over and over. The whole system is broken and they don't care about us at all.

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Mei Lin

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Nine weeks is definitely on the longer end but not unheard of unfortunately. The payment centers have been understaffed since COVID and are still catching up. I've noticed manual processing with pension offsets can take longer because they have to do all those calculations by hand.

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Liam Fitzgerald

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I had almost the exact situation with WEP (Windfall Elimination Provision) calculation since I had federal employment. What worked for me was using Claimyr to get through to a live person at SSA. I was getting nowhere trying to call directly - either disconnected or 3+ hour wait times. With Claimyr (claimyr.com), they got me through to an agent in about 20 minutes. The agent was able to send a priority message to the payment center about my case. Got my payment scheduled 5 days later! They have a video showing how it works: https://youtu.be/Z-BRbJw3puU

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Andre Dupont

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This is really helpful - I've been trying to call SSA directly and it's impossible to get through. I'll check this out because at this point I just need to talk to someone who can actually look at my case.

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QuantumQuasar

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does it actually work tho? seems weird to use a service just to make phone calls

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Mei Lin

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Payment Center timing really depends on several factors. With a pension offset calculation (either WEP or GPO depending on your specific situation), processing takes longer because they need to calculate exactly how much your Social Security benefit should be reduced based on your government pension. Three weeks is still within normal processing time. If you hit the 4-5 week mark, I'd suggest having your local office submit what's called a "PC status inquiry" or a "critical case flag" if you're facing financial hardship. The online account typically doesn't show much detail during this particular stage, so don't worry too much about the lack of status updates there.

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Andre Dupont

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Thank you for the detailed explanation. I'm definitely going to ask about that critical case flag since I am facing some financial pressure now.

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Amara Nnamani

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lol welcome to social security hell! my claim was "at the payment center" for 2 months and when i finally got through to someone they said there was no record of it ever being sent there! had to start all over. make sure u keep calling

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Jamal Wilson

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THIS!! Exactly what happened to my sister!! They "lost" her claim and she had to refile everything. These payment centers are just black holes where our benefits go to die!!

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I went through something similar with my retirement benefits last year. My claim got stuck in the payment center for about 5 weeks because of WEP calculations from my teaching pension. What eventually worked for me was contacting my Congressional Representative's office. They have caseworkers who handle Social Security issues and can often get information and resolution much faster than we can as individuals. I called my Rep's office, filled out a privacy release form, and they had information for me within 2 days. My payments started the following week. Just something to consider if you continue having trouble.

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Andre Dupont

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I hadn't even thought about contacting my Representative! That's a great idea if the other approaches don't work. Thank you so much for sharing your experience.

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QuantumQuasar

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btw when u do finally get approved theyll backpay from ur eligibility date my husband got a pretty big lump sum when they finally processed everything

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Andre Dupont

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That's the one good thing I'm looking forward to - the backpay should cover from my filing date in June. Just wish I knew when it was coming!

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Liam Fitzgerald

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After trying the suggestions here, what was your outcome? Just curious because I have a friend about to go through the same process with a federal pension offset.

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Andre Dupont

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I tried the Claimyr service yesterday and got through to SSA in about 15 minutes (which was amazing after trying for days on my own). The agent confirmed my claim is still at the payment center but put in an "expedite request" due to financial hardship. They said I should see movement within 7-10 business days. I'll update when I hear anything!

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