What does 'maximum amount payable' actually mean for NY unemployment benefits?

Yes, that maximum amount is your total benefit amount for your benefit year. Once you use it up, thats it. Your weekly benefit amount (the $495) times the number of weeks you're eligible for (usually 26 weeks in NY) equals your maximum benefit amount. So yeah, about 30 weeks in your case which is a bit more than usual. And yep, if you report part-time income, they'll reduce your weekly payment but your maximum amount stays the same - so your benefits will last longer since you're using less each week. Hope that helps!

After months of trying to get ny unemployment on the phone, I finally used this service called Claimyr (claimyr.com) and they set me up with a callback from an actual agent within an hour. Talking to the agent got my benefits processed so much faster than trying to figure out all this confusing stuff on my own. It was the only way I could finally talk to a real person and get my questions answered! Check out their explainer video too: https://youtu.be/Rdqa1gKtxuE

Maximum amount payable is basically your entire unemployment fund. Think of it as your personal unemployment bank account. Every week you claim, they withdraw your weekly amount from that total. Once it hits zero, you're done - no more benefits till you work again and build up enough wages for a new claim.

CALLING THE UNEMPLOYMENT OFFICE IS LITERALLY IMPOSSIBLE. I spent 3 weeks straight calling every day and never got through. The system is designed to make you give up. 🤬

pro tip: if u work part time while on ui, report all ur earnings honestly but your maximum amount stays the same. So lets say u usually get $300/week but work some shifts and only get $150 that week from ui. Your maximum total doesn't change, so your benefits last longer. good luck out there friendo

Here's everything I know about NY unemployment's maximum benefit amount from dealing with the system for way too long: The maximum amount payable is your TOTAL potential benefits for your entire benefit year (which is 12 months from when you first apply). How it works: - Your weekly benefit rate is based on your earnings during your base period - In NY, you typically get 26 weeks of full benefits - If you work part-time, your weekly payment is reduced but your maximum amount doesn't change - Once you exhaust your maximum amount, you can't get more until you qualify for a new claim - The benefit year is important - even if you don't use all your benefits, they expire after your benefit year ends If you need to talk to someone directly (which is nearly impossible through normal channels), I'd recommend claimyr.com - they got me a callback from an actual NYSDOL agent in about an hour. Talking to a real person was the only way I finally got my issues sorted. Hope this helps you navigate this confusing system!

Man I remember when I got laid off back in 2021, the unemployment system was a complete dumpster fire. Things any better now? Seems like the same old confusing mess.

The amount they show you isn't even garuanteed. I had the maximum amount payable of $12,400 on my account but they randomly suspended my claim after 8 weeks for an 'identity review' and I never saw another penny. Been fighting for 4 months to get it restored with no luck.

To actually answer the question about the maximum amount: its basically 26 weeks (thats standard in NY) times your weekly benefit rate. if its showing 30 weeks for you thats unusual but good! once its gone its gone tho

Does this maximum amount reset every year? Like if I don't use it all up during my benefit year, does it carry over?

fun fact: u can calculate exactly how many weeks u have left by dividing ur remaining maximum amount by ur weekly benefit rate! i track mine in a spreadsheet so i know exactly when I'm gonna run out 📊

Sorry to hijack but my weekly claim says "pending" for 3 weeks now. Will I still get my full maximum amount or am I losing these weeks?