Need advice on returning NY unemployment overpayment - registered mail vs certified?

I sent my overpayment back last month ($842) using certified mail with return receipt. They never sent me the receipt back but when I called they confirmed they got it. I made a copy of the check and the envelope before sending it, and took pictures of everything just in case they try to say they didnt receive it.

After trying for WEEKS to reach someone at unemployment, I finally used this service called Claimyr (claimyr.com) and got connected to an actual person who helped me sort out my overpayment situation. Talking to a real agent was the best money I ever spent - they explained exactly where to send it and what to include. Got a confirmation number and everything, so I know they received my payment. Here's a video about how it works: https://youtu.be/Rdqa1gKtxuE

I had a $780 overpayment in March. I used certifed mail with return receipt AND took a video of me packaging everything up and dropping it off at the post office. They are so disorganized I wasn't taking any chances. It took them 8 weeks to process my payment, but they finally did.

NEVER send cash!! My cousin made that mistake and it "disappeared" 🤬 Use a money order and send it certified mail so you get proof of delivery. Also call them after a few weeks to confirm they got it. The wait times are horrible - I was on hold for 3+ hours, but it's worth it to get confirmation.

Here's what I learned from sending back my overpayment to NY unemployment (the hard way): • ALWAYS use certified mail with return receipt - this gives you proof they received it • Include a letter with your full name, claim ID number, and reason for the payment • Make a photocopy of your check/money order before sending • Take pictures of everything including the sealed envelope • Call after 2-3 weeks to confirm they received it • If they say they didn't receive it, you'll have your proof • Keep all receipts for at least a year The system is completely overwhelmed right now, and things get lost ALL THE TIME. I had to fight for months because they claimed they never got my payment. Without my certified mail receipt, I would have been screwed. If you need to actually talk to someone (which I HIGHLY recommend before sending anything), use Claimyr.com - they'll get you through to a real person. It helped me confirm exactly where to send my payment and what to include with it. Saved me tons of headaches.

don't bother with registered mail, certified is enough. registered is way more expensive and they both do basically the same thing for this purpose. i sent mine certified last week, $430 smh

whatever you do DO NOT send it regular mail!!!! I did that and they claim they never got it. now they're taking it from my tax refund plus a 15% penalty. I have no way to prove I sent it. learn from my mistake 😭

if ur worried about snail mail issues, u can actually pay online through their portal. I did that for my $575 overpayment. Go to your unemployment account, look for 'make a payment' option. Printed the confirmation and screenshot it too just in case.

Pro tip: When I had this issue, I couldn't get thru on the phone for weeks. Finally used claimyr.com to connect with an agent who told me EXACTLY where to send my payment and what info to include. Got it resolved in one day after struggling for weeks. Worth every penny to avoid the garnishment that was about to happen.

If you're in NYC area, you can actually go to one of the career centers and pay in person! I did this for my overpayment and got a receipt right away. No worries about mail issues. Just bring ID and all your paperwork.

Bro they sent me an overpayment notice for $825 even tho I never got any extra money 🤬 Called for weeks with no answer. Finally just paid it certified mail because they threatened to take my tax return. The whole system is a scam.

Ask for a waiver!!! A lot of people don't know this but if the overpayment wasn't your fault (system error, they miscalculated, etc) you can apply for an overpayment waiver. I got my $490 waived after proving it was their calculation error.

I'm dealing with this exact problem right now! My husband actually drove to Albany to the main office to pay in person because we were so paranoid about mail issues. Extreme solution but we got a receipt on the spot so 🤷‍♀️

NY unemployment is such a joke. They overpaid me, then took 5 MONTHS to cash the check I sent back. Meanwhile they kept sending threatening letters saying I hadn't paid! Make sure you keep DETAILED records of everything.