NY unemployment benefit amount shows 'net $384' - are taxes being deducted automatically?

Yes, that 'net' amount means taxes are already being withheld. NY unemployment gives you the option to have 10% federal tax withheld automatically (there's no state tax on UI benefits). Since your amount is showing as 'net' on your monetary determination, you checked that box on your application. Your gross amount is probably around $427 before the 10% withholding. This actually saves you from owing a big tax bill next year. Many people don't realize unemployment benefits are taxable income.

I spent FOUR DAYS trying to get through to someone at NYSDOL about this exact same question last month. Finally gave up and used Claimyr to connect with them (claimyr.com). They got me through in about 20 minutes. There's a video showing how it works: https://youtu.be/Rdqa1gKtxuE Agent confirmed that 'net' means after tax withholding. You can actually change your tax withholding preference by logging into your account and going to payment options. In case you want to get the full amount now and just handle taxes yourself later.

net means after taxes duh

The monetary determination letter is confusing! The system automatically deducts 10% for federal taxes if you opted for it (it's actually a smart choice). Just be aware that your 1099-G form next January will show the FULL amount before tax withholding, and you'll need to report the withheld amount on your tax return. Also, double-check your base period wage calculations on that determination letter. I found mistakes in mine where they missed one employer completely. If something seems wrong, you have 30 days to request a review.

My determination said $412 net but then when I got paid it was only $371!!! They took more out than what the paper said. When I finally got through to someone (took 3 weeks of calling) they said something about a different calculation for the first week? Anyone else have this happen?? The whole system is BROKEN and nobody can explain anything clearly!!

I get confused with all this stuff too. My letter had different amounts all over it and I couldn't tell what I was actually getting. Ended up being what it said under the 'Weekly Benefit Rate' section. Took me almost a month to finally understand my actual payment amount lol

my roommate had the same issue but he got $455 net so ur getting less than him. did u work full time before? might be why urs is lower

One more thing to be aware of - that $384 weekly amount stays fixed for your entire benefit year, even if you return to work and then need to claim again. However, when your benefit year ends, you'd need to apply again and they'd recalculate based on more recent wages. Also, remember to certify every week, even if there's a problem with your claim. Missing certifications can't be made up later unless you have a very good documented reason.

my letter said $427 but i get $384 every week. so ya they take taxes out

Has anyone noticed their payment amounts randomly changing? I was getting $402 for three weeks then suddenly it dropped to $362 with NO EXPLANATION! Called a million times, no answer. Checked my account, no messages. How are we supposed to budget when they just change things with no notice??