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Emma Wilson

How much do you get of unemployment benefits in NY - confused about benefit calculations

I'm trying to figure out exactly how much money I'll get from unemployment in New York. I worked at a restaurant for about 8 months making $18/hour, usually around 35 hours per week. Before that I had a part-time job at Target for like 6 months. I know they look at your work history but I'm confused about how they actually calculate the weekly benefit amount. Does anyone know the formula they use? I keep seeing different numbers online and want to know what to expect before my claim gets approved.

Malik Davis

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NYS Department of Labor calculates your weekly benefit rate based on your highest quarter of earnings in your base period, which is usually the first 4 of the last 5 completed quarters before you filed. They take that highest quarter, divide by 26, then you get about half of that amount as your weekly benefit. There's also a maximum weekly benefit amount that changes each year - for 2025 it's $504 per week.

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Emma Wilson

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Thanks! So if my highest quarter was like $6,000, I'd get around $115 per week? That seems really low compared to what I was making.

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You also need to make sure you worked enough to qualify. In NY you need to have earned at least $2,600 in your base period and worked in at least 2 quarters. Since you worked for over a year total you should be fine on that part. The weekly amount does seem low when you first see it but remember you might also qualify for partial benefits if you get part-time work.

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Ravi Gupta

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yeah the amount is always disappointing lol. I was making $22/hour and only get like $280/week from unemployment

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GalacticGuru

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I had such a hard time getting through to NYS Department of Labor to ask about my benefit calculation when I first applied. Spent hours on hold just to get disconnected. Finally used this service called Claimyr (claimyr.com) that helped me get through to an actual agent who explained everything. They have a video demo at https://youtu.be/qyftW-mnTNI showing how it works. Made the whole process so much easier than trying to call myself.

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Never heard of that before but might be worth trying. The phone system is absolutely terrible when you need real answers about your claim.

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Omar Fawaz

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Just remember you have to report ANY work you do while collecting unemployment, even if it's just a few hours. They'll reduce your benefit for that week but you might still get something. And you have to do the job search requirements too - 3 work search activities per week unless you're on standby with your employer.

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Emma Wilson

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Good point about the job search stuff. I wasn't sure if I had to start that right away or wait until my claim was approved.

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Malik Davis

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You should start doing your work search activities as soon as you file your first weekly claim. Keep a log of everything because they can audit you anytime.

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