How much do people make on unemployment benefits in NY - what should I expect?
I'm about to file for unemployment for the first time and honestly have no idea what to expect payment-wise. I was making $52k a year at my marketing job before getting laid off last week. Does anyone know how much do people make on unemployment here in NY? I've heard it's like half your salary but that seems way too low to cover my rent and bills. Really stressed about this whole situation and trying to figure out if I need to start looking for a second income source immediately.
14 comments


Marcelle Drum
NYS Department of Labor calculates your weekly benefit rate based on your highest earning quarter in your base period, not your annual salary. For 2025, the maximum weekly benefit is $504. You'll get roughly 50% of your average weekly wage up to that cap. With your $52k salary, you'd probably qualify for somewhere around $400-450 per week depending on your exact earnings history.
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Collins Angel
•Thank you! That's actually higher than I thought it would be. Do you know how long benefits last?
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Tate Jensen
Yeah the calculation is weird but it works out better than most people think initially. I was making about $48k and got $385 weekly. The key thing is they look at your base period wages which is usually the first 4 of the last 5 completed quarters before you file. Make sure you file as soon as possible because there's a waiting week.
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Adaline Wong
•Wait there's still a waiting week? I thought they got rid of that during COVID
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Tate Jensen
•No the waiting week is back. You won't get paid for your first week of unemployment but you still have to file the weekly claim.
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Gabriel Ruiz
Just went through this myself after getting laid off from my tech job in December. Was making $65k and maxed out at the $504 weekly. It's honestly not terrible for temporary income but definitely not enough to maintain your same lifestyle. You get 26 weeks normally. The NYS Department of Labor website has a benefit calculator that gives you a rough estimate if you want to check.
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Misterclamation Skyblue
One thing nobody mentions is that unemployment is TAXABLE income! I learned this the hard way last year when I owed money at tax time. Make sure you either have them withhold taxes or set aside money for next year's filing.
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Collins Angel
•Oh wow I had no idea about the taxes. Can they automatically withhold or do I have to request it?
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Peyton Clarke
If you're having trouble getting through to NYS Department of Labor to ask questions about your benefit amount, I used this service called Claimyr (claimyr.com) that helped me reach an actual agent. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Was way easier than trying to call myself and getting disconnected constantly.
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Vince Eh
•How does that work exactly? Do they just call for you or what?
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Peyton Clarke
•They basically handle the calling and waiting process so you don't have to sit on hold for hours. Then they connect you when they actually get through to an agent.
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Vince Eh
honestly the amount varies SO much depending on what you were making before. my friend who worked retail got like $200 a week but my other friend who worked at a bank got almost $500. it's all about your previous earnings
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Noah huntAce420
I'm in a similar situation - just got laid off from my accounting job making $48k. From what I've researched, NY unemployment benefits are calculated at roughly 50% of your average weekly wage from your highest earning quarter during the "base period" (usually the first 4 of the last 5 completed quarters before you file). With your $52k salary, you should qualify for around $400-450 per week, which is actually more manageable than I initially thought. The maximum weekly benefit in NY for 2025 is $504. One tip I learned - file your claim immediately even if you're not sure about all the details, because any delays can cost you money and there's a one-week waiting period before payments start.
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Anastasia Popov
•This is really helpful info, thanks! I'm also wondering - do you know if there are any additional resources or programs available for people who were laid off versus those who quit or were fired? I keep hearing different things about eligibility requirements and wasn't sure if being laid off gives you any advantages in the process.
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