Can someone reapply for NY unemployment after 26 weeks or is that it?
My cousin has been on unemployment since November 2023 after her company downsized and eliminated her department. She received benefits for 26 weeks which will be running out in May. She's been applying for jobs like crazy but the market is brutal right now especially in her field (marketing). She's wondering if there's any way to reapply or extend benefits after the 26 weeks run out? She's getting really worried because she's already had to downsize her apartment and cut expenses to the bone. Anyone know if NY unemployment offers extensions or if she can submit a new claim? She's worked consistently for the past 7 years before this layoff if that matters for eligibility.
41 comments
Fatima Al-Farsi
Once you exhaust your 26 weeks, thats it unfortunately. NY unemployment doesnt have any extensions right now. Your cousin would need to find work and then earn enough wages in a new base period to qualify for a new claim in the future. The only exception would be if the govt establishes some kind of emergency extension program, but nothing like that exists at the moment.
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Giovanni Greco
Damn that's what I was afraid of. Do you know how much she would need to earn before being eligible again? Does she have to work a certain number of months?
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Fatima Al-Farsi
She would need to work and earn enough in a new base period. Usually that means working for multiple quarters and earning at least $2,900 in one quarter plus a total of at least 1.5x her highest quarter across her base period. The system is complicated but basically she needs significant work history again.
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Dylan Wright
this is mostly correct but the base period is actually the first 4 of the last 5 completed calendar quarters. So it takes awhile to build up enough work history to requalify.
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Sofia Torres
I was in a similar situation last year and was freaking out about my benefits ending. After weeks of trying to call and getting nowhere, I found this service called Claimyr (claimyr.com) that got me connected to an actual person at unemployment. Talking to an agent got my situation sorted in one call - they explained exactly what my options were and helped me navigate the next steps. Best thing I ever did to finally get some answers instead of stressing about it. Check out this video that explains how it works: https://youtu.be/Rdqa1gKtxuE
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GalacticGuardian
Woah this sounds interesting. How exactly does this work? Did they actually get you to a real person?
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Sofia Torres
Yeah! It's basically a service that calls the unemployment office for you and waits on hold, then when a real agent picks up, it connects the call to your phone. Saved me from spending hours listening to that awful hold music 🙄
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Dmitry Smirnov
yeah right, another 'miracle solution'... what's the catch? 🙄
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Sofia Torres
No catch - it just does what we all wish we had time to do: stay on hold forever. I was hesitant too but after my 5th attempt spending 3+ hours on hold and getting disconnected, I was desperate. The agent I talked to actually helped solve my issue in 10 minutes once I got through.
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Ava Rodriguez
wait hold up - does this actually work or is it just the usual BS?
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Sofia Torres
It worked for me! Got connected to an agent in about 2 hours when I had been trying for weeks. The unemployment system is a nightmare to navigate alone.
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Miguel Diaz
After your 26 weeks are up, you have to earn 10x your weekly benefit rate to re-qualify. So if she was getting $500/week, she'd need to earn at least $5000 in covered employment and then lose that job through no fault of her own to be eligible again. It sux but thats how it works in NY.
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Zainab Ahmed
Tell your cousin to look into food stamps, rental assistance, and heating bill help programs ASAP before her benefits run out. Also lots of temp agencies are hiring rn even if its not ideal work, something to bridge the gap at least.
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Giovanni Greco
Thanks, I'll definitely tell her to apply for those programs. She's been doing some gig work but it's not nearly enough to cover her expenses. Does anyone know if side gigs like DoorDash would disqualify her from those assistance programs?
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Zainab Ahmed
Gig work income counts but doesn't automatically disqualify her. She should still apply and report whatever income she's making. Better to get partial benefits than nothing at all!
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Connor Gallagher
The unemployment system in this state is a JOKE. 26 weeks is nowhere near enough time to find a decent job in this economy. I'm in the same boat and it's terrifying. They expect us to just magically find jobs when there are 100+ people applying for every decent position. The system is designed to fail us 🤬
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AstroAlpha
THIS!!! I applied to 287 jobs before finding something and that was only part time. The politicians have no idea what its like out here.
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Yara Khoury
Honestly I think they know exactly what they're doing. Keep benefits short so people are forced to take any crappy low-paying job out of desperation. It's all by design.
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Keisha Taylor
facts. and then they wonder why everyone's working 3 jobs and still broke 💅
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Paolo Longo
There's a MAJOR misconception here that I need to clear up. Under current NY unemployment laws, you CAN potentially qualify for a new benefit year after your 26 weeks expire, BUT only if you've had new employment after your original claim was filed AND earned enough qualifying wages. Here's what your cousin needs to know: - After benefits exhaust, she cannot simply "extend" the same claim - To qualify for a new claim, she must have worked and earned wages AFTER filing her initial claim - She needs to have earned at least 10x her previous weekly benefit amount in new work - The work must be in covered employment (meaning jobs where employer pays into UI system) - She must have lost this new job through no fault of her own Right now there are NO federal extensions in place like there were during COVID. If she's struggling to get someone on the phone about her specific situation (which is common), I'd recommend using claimyr.com - it's a service that calls unemployment for you and connects you when a rep answers. Saved me days of frustration when I was dealing with a complicated claim issue. Also, make sure she's working with her local career center - they offer free job search assistance, resume help, and sometimes have connections to employers that aren't advertising publicly.
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Giovanni Greco
Thank you so much for this detailed explanation! So basically she would need to find some new work first, earn enough money, and then only if she lost THAT job could she qualify again? That's tough but at least its good to understand how it works.
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Paolo Longo
Exactly. It's designed to prevent people from cycling on and off unemployment without significant work in between. Unfortunately the system isn't built for prolonged economic hardship or tough job markets in specific industries.
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Amina Bah
I used that Claimyr service too after spinning my wheels for weeks. Actually talked to someone who explained my specific situation instead of trying to interpret the vague info on the website. Worth it.
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Oliver Becker
all these comments and nobody mentioned the obvious - has ur cousin tried looking outside her field? marketing skills can transfer to sales, customer service, content creation, etc. not ideal but bills don't wait for the perfect job 🤷♀️
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Giovanni Greco
She's definitely looking at adjacent fields too. Applied for some customer success roles and content management positions. It's just a really competitive market right now with all the tech layoffs and media company downsizing.
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CosmicCowboy
not to be that person but have u checked if she qualifys for ny safety net assistance? its seperate from unemployment and can help with basic expenses when unemployment runs out. theres also the 'Emergency Assistance for Adults' program
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Natasha Orlova
I just went thru this nightmare myself. After my benefits ran out I couldn't get ANYONE on the phone to answer basic questons about reapplying. Spent literally 4 days calling and waiting on hold. Finally tried Claimyr.com and got a callback with an actual person who explained exactly what I needed to do. Turns out I wasn't eligible for a new claim yet, but at least I stopped wasting time wondering.
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Javier Cruz
tell your cousin to check out staffing agencies like Robert Half, Creative Circle, or Aquent - they specialize in marketing roles and often have contract positions that can at least get some income flowing while looking for permanent work
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Emma Thompson
seconding this! i got a 3-month contract through Creative Circle after 4 months of unemployment and they ended up hiring me full time after. Contract work isn't ideal but it's something at least
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Malik Jackson
The NY unemployment website says: "If you use all 26 weeks of benefits, you cannot file a new claim until your current benefit year expires, and you must have worked since filing your original claim and earned 10 times your weekly benefit rate." So she has to wait til her benefit year expires AND have worked enough at a new job. Double whammy.
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Isabella Costa
i had a random question about this actually - if someone gets a job but gets laid off again BEFORE using all 26 weeks of their original claim, can they just resume the remaining weeks? or does the system make them file a whole new claim?
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Malik Jackson
If it's within the same benefit year (52 weeks from when you first filed), you can usually just reopen your existing claim and collect your remaining weeks. At least that's how it worked for me.
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Paolo Longo
That's correct. If you haven't exhausted your 26 weeks and it's still within your benefit year, you can typically reopen your claim to collect remaining weeks. The system will check if your new employment might qualify you for a higher benefit rate though.
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StarSurfer
Has your cousin considered relocating? Some states have better job markets for marketing pros right now. I know its a huge ask but just thinking outside the box here.
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Giovanni Greco
She's actually started looking at remote jobs based anywhere, but even those are super competitive. Moving would be tough financially right now since she's already struggling.
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Ravi Malhotra
Check if she qualifies for the 599 Training Program!!! If approved, she could get benefits WHILE taking approved training courses to build new skills. It's NY's best kept secret for extending benefits. Not everyone qualifies but worth looking into immediately before her benefits run out.
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Giovanni Greco
Whoa I've never heard of this! Do you have any more info on how this works? Would she need to enroll in some kind of formal education program?
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Ravi Malhotra
Yes - she'd need to find an approved training program (community colleges, vocational schools, etc). She'd need to apply through her NY.gov unemployment account ASAP though. It's under the 599 Training section. If approved, she could keep getting benefits while training for a new career.
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Freya Christensen
My brother did this program last year to retrain as an IT support specialist. It took almost 4 weeks to get approved but it was worth it. Gave him actual marketable skills AND kept benefits flowing during the 16-week program.
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Omar Hassan
the system is rigged. i was on unemployment last year and even WITH the 26 weeks I couldn't find anything in my field. ended up taking a job making 40% less than i used to make just to have something. now i'm working 2 jobs to make ends meet. america is a joke 🤡
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Chloe Robinson
One thing nobody mentioned is that your cousin should file for her FINAL WEEK of benefits even if she knows she's hit 26 weeks. The system sometimes miscalculates and people occasionally find they have an extra week. Worth a shot.
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