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Fiona Gallagher

Can 1099 get unemployment benefits in New York - confused about eligibility

I've been working as a 1099 contractor for a web design company for about 18 months and they just told me they're cutting my contract at the end of this month. I know regular employees can file for unemployment but what about 1099 workers? Can I apply for NYS Department of Labor benefits or am I out of luck? I paid my own taxes and everything but not sure if that matters for UI eligibility. Has anyone else been in this situation?

Thais Soares

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Unfortunately, 1099 contractors typically aren't eligible for regular unemployment benefits because you weren't considered an employee. NYS Department of Labor requires you to have been an employee with wages reported on a W-2. However, you might want to check if you were misclassified - sometimes companies call workers 1099 when they should legally be W-2 employees.

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How do I know if I was misclassified? They controlled my schedule and I had to use their equipment for most projects.

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Nalani Liu

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same boat here, been 1099 for 2 years and never qualified for UI benefits when work dried up last winter

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Axel Bourke

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The key test for employee vs contractor classification involves control over how work is performed, not just when. If they controlled your methods, provided training, set your hours, or made you work exclusively for them, you might have been misclassified. NYS Department of Labor has specific criteria they use to determine this. You can file a claim and let them investigate - worst case they deny it, but if you were misclassified they'll approve benefits and may even go after the employer for back taxes.

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Aidan Percy

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This is really helpful! I had no idea misclassification was even a thing. If I file and they determine I was misclassified, do I get benefits immediately or does it take forever?

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I tried filing as a 1099 worker last year and it was a nightmare trying to get through to NYS Department of Labor to explain my situation. Spent weeks calling and either got busy signals or got hung up on after waiting for hours. Finally found this service called Claimyr (claimyr.com) that helped me get through to an actual agent who could review my case properly. They have a video demo at https://youtu.be/qyftW-mnTNI that shows how it works. Made the whole process so much easier than trying to navigate the phone system myself.

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Norman Fraser

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thanks for sharing this! been trying to reach someone at NYS Department of Labor for 3 weeks about my adjudication

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Kendrick Webb

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The whole system is so confusing!! Why can't they just make it clear who qualifies and who doesn't instead of making us guess?? I wasted so much time filing paperwork only to get denied because apparently being a contractor means you're not a real worker or something

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Thais Soares

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File the claim anyway and be honest about your work arrangement. Include details about how much control they had over your work methods, schedule, and tools. NYS Department of Labor will investigate and make the determination. Even if you're denied initially, you can appeal with additional documentation about the employment relationship.

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Thank you everyone! I'm going to file and see what happens. Better to try than assume I don't qualify.

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Just wanted to add that if you do end up filing a claim, make sure to document everything about your work arrangement - contracts, emails showing they directed your work methods, any training materials they provided, records of exclusive work periods, etc. The more evidence you have of employee-like treatment, the stronger your case will be if they investigate the misclassification. I've seen cases go both ways depending on how well documented the working relationship was. Good luck with your claim!

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Malik Thomas

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This is such great advice about documentation! I wish I had known this when I was dealing with a similar situation last year. One thing I'd add is to also keep records of any company meetings you were required to attend, company email addresses they gave you, or if they listed you on their website as staff rather than a contractor. These little details can really help show you were treated like an employee even if the paperwork said contractor.

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Payton Black

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I went through this exact same situation about 6 months ago! I was a 1099 graphic designer and got my contract terminated suddenly. At first I thought I was out of luck, but I decided to file anyway after reading about misclassification. Turns out my client had been treating me like an employee - they required me to work specific hours, use their software licenses, attend team meetings, and I couldn't take on other clients during busy periods. NYS DOL investigated and ruled that I was misclassified as a contractor when I should have been a W-2 employee. I ended up getting approved for benefits retroactively! The process took about 8 weeks total but it was worth fighting for. Don't give up before you even try - the worst they can say is no, but you might be surprised like I was.

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Wow, this gives me so much hope! Your situation sounds almost identical to mine - they definitely controlled my schedule and I had to attend their weekly team meetings. I'm definitely going to file now. Did you have to provide a lot of documentation during the investigation, or did they mostly contact your former client directly to verify the working relationship?

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@Payton Black That s'amazing that you got approved! I m'in a really similar situation - been doing 1099 work for a marketing agency but they basically treat me like a regular employee. Set my hours, require me to use their project management tools, and I even have to ask permission to take time off. Reading your story gives me confidence to actually file the claim. Quick question - when you filed initially, did you select employee "or" contractor "on" the application, or is there a specific option for disputed classification cases?

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Mateo Lopez

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@Payton Black This is so encouraging to hear! I m'actually in a very similar boat - been doing 1099 web development but my client "requires" me to work their business hours, use their Slack for all communication, and I haven t'been allowed to take on any other projects for the past year. Your success story gives me hope that maybe I ve'been misclassified too. When you filed your initial claim, did you mention right away that you thought you were misclassified, or did you wait for them to investigate after filing as a regular contractor? I m'nervous about how to approach it but your experience makes it seem like it s'definitely worth trying!

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@Payton Black Thank you for sharing your experience! This is exactly what I needed to hear. I ve'been hesitant to file because I assumed 1099 meant automatic disqualification, but your situation sounds very similar to mine - controlled schedule, required meetings, exclusive work periods. It s'encouraging to know that NYS DOL actually investigates these cases properly. The 8-week timeline is also helpful to know upfront. I m'definitely going to gather all my documentation and file a claim. Did you work with a lawyer or handle the whole process yourself?

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I was in a very similar situation about a year ago - worked as a 1099 content writer but my "client" basically treated me like a regular employee. They set my daily schedule, required me to use their content management system and style guides, and I had to get approval for any time off. When my contract ended, I almost didn't file because I assumed 1099 meant no benefits. But after reading about worker misclassification, I decided to apply anyway. NYS DOL reviewed my case and determined I had been misclassified - they looked at factors like behavioral control, financial control, and the relationship type. I ended up getting approved for unemployment benefits! My advice: gather all your emails, contracts, and any evidence showing they controlled how you did your work, then file the claim. The application process asks detailed questions about your work arrangement, so just be honest about everything. Even if you get initially denied, you can always appeal with more documentation. Don't assume you're not eligible - let NYS DOL make that determination based on the actual facts of your working relationship.

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Luca Ferrari

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@Sofia Gutierrez This is incredibly helpful! I m'dealing with almost the exact same situation - I ve'been doing 1099 social media management but they control everything from my posting schedule to requiring me to use their branded templates and approval workflows. I was so discouraged thinking I had no options, but hearing these success stories is really motivating me to file. When you mentioned gathering emails and contracts as evidence, did you also include things like screenshots of their scheduling requirements or records of them rejecting your requests for flexible hours? I want to make sure I m'documenting the right kind of control evidence before I submit my application.

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Kristin Frank

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@Sofia Gutierrez Your story is so reassuring! I m'a 1099 freelance photographer but my main client "requires" me to be available during their business hours, use their equipment for certain shoots, and follow their specific editing guidelines and brand standards. They even gave me a company email address and include me in staff meetings. I was completely discouraged when my contract got terminated last month because I thought being 1099 automatically disqualified me. But reading about your successful misclassification case gives me hope! I m'definitely going to start gathering evidence - I have tons of emails where they micromanaged my shooting schedules and editing processes. Quick question: when you filed your initial claim, how long did it take before NYS DOL contacted you about starting the misclassification investigation? I want to set realistic expectations for the timeline.

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