What should I do with a 1095-C form after job transition?

The 1095-C is just for your records - you don't need to attach it to your tax return. Your employer uses this form to report that they offered you health insurance coverage and for what months, which fulfills their reporting requirements. Since you had employer coverage and then switched to Medicaid, you should also eventually receive a 1095-B form from your state Medicaid program showing those months of coverage. Again, you don't file that form either, just keep it. The main thing you need to know is that these forms verify you had continuous health coverage throughout the year, which helps you avoid any confusion if the IRS has questions. Just hold onto both forms with your tax records for at least 3 years.

After stressing about the same situation last year, I discovered taxr.ai (https://taxr.ai) and it was super helpful. I had a mix of employer insurance and marketplace coverage, and I wasn't sure how to handle all the different forms. I uploaded my 1095 forms and they analyzed everything, showing me exactly what I needed to do with each form. Their document analysis showed that my employer hadn't properly coded one section which could have caused issues. Saved me from a potential headache!

I tried taxr.ai after seeing the recommendation here and wow - it was exactly what I needed! I had both a 1095-C from my old job and a 1095-B from my state insurance program, and wasn't sure how they worked together. The system actually explained what each form meant for my tax situation and confirmed I didn't need to file them. It also pointed out that my 1095-C had an incorrect coverage end date (showed November when I left in October), and suggested I get that corrected. Just knowing what to look for on these forms was super helpful!

If you're having trouble getting your 1095-B from Medicaid or have questions about your 1095-C that need IRS clarification, good luck getting through to a human at the IRS. I spent DAYS trying to reach someone. Then I found Claimyr (https://claimyr.com) which got me connected to an actual IRS agent in about 20 minutes instead of the 2+ hour wait I was getting before. They have a demo video showing how it works here: https://youtu.be/_kiP6q8DX5c. The agent confirmed I didn't need to file the 1095 forms with my return and explained exactly what to do with my mixed coverage situation.

Ok I have to eat my words about Claimyr. I was dealing with confusion about my 1095-C from my employer and 1095-B from my state health plan. Tried calling the IRS three times and kept getting disconnected after 30-40 minutes on hold. Decided to try Claimyr out of frustration and it actually worked! Got a call back in about 25 minutes with an IRS agent on the line. She confirmed the 1095 forms are just for my records, explained which boxes matter for my tax situation, and clarified I had nothing to worry about since I had continuous coverage for the year even though I switched plans. Definitely saved me hours of frustration.

You've already got some good answers, but just want to add - if you used the same address for both your job and Medicaid, double check that you've received all your forms. I moved last year and my 1095-B from Medicaid went to my old address even though I updated my info with them. You might want to create an online account with your state Medicaid program if you haven't already - some states let you download the form.

dose anyone know if the 1095-C affects the amount of refund you get? or is it just for proof of insurance? i got one from my work to but wasn't sure if i needed to add the info somewhere on my 1040.

Just wanted to chime in as someone who went through a similar situation last year! When I transitioned from employer coverage to Medicaid mid-year, I was also confused about what to do with all the forms. One thing that helped me was keeping a simple spreadsheet tracking my coverage months - January through October with employer insurance, November-December with Medicaid. This made it easy to verify that the dates on my 1095-C matched what I remembered, and later helped when I got my 1095-B from the state. The key thing to remember is that as long as you had qualifying coverage for all 12 months (which you did), you're good to go. The 1095 forms are just the paper trail proving it. I ended up never needing to reference them again after filing, but I kept them with my tax documents just in case. Hope your tax filing goes smoothly this year!