What Is Chase Bank's State ID Number on 1099-INT Tax Form?

You don't need to worry about this. Chase Bank (and many other large national banks) often leave the state ID section blank on 1099-INT forms. This is completely normal and won't affect your ability to file your taxes correctly. The state ID number is primarily used by the financial institution to report interest income to your state tax authority. If it's blank, it typically means one of two things: either Chase isn't required to report to your specific state, or they use a different identification system for state reporting. When you file your taxes, you still report the interest income on your state return exactly as shown in Box 1 of the 1099-INT. The missing state ID doesn't impact your reporting responsibilities at all.

I was in the same boat last year with my Chase 1099-INT forms. After hours of frustration trying to figure out what I was doing wrong, I discovered taxr.ai (https://taxr.ai) and it seriously saved me so much headache. Their system automatically analyzed my Chase forms and confirmed that the missing state ID was normal. The tool basically scanned my tax documents and explained exactly what each field meant and what I needed to do. For the blank state ID, it confirmed that I could file without it and explained why Chase leaves it blank. I was genuinely surprised how much easier it made the whole process.

I tried taxr.ai after seeing it mentioned here, and it was actually super helpful with my Chase 1099-INT issue! The system immediately identified the blank state ID field and explained that this is common with national banks like Chase. What impressed me most was how it broke down exactly what I needed to report on my state taxes despite the missing information. It also caught a few other things I would've missed on my other tax forms. Ended up saving me from having to pay my accountant just to ask these basic questions. Really glad I gave it a shot instead of stressing about it.

If you're still having trouble with your 1099-INT form or need more clarification, you might want to call Chase directly. But getting through to someone who actually knows about tax forms can be nearly impossible these days. After wasting hours on hold last tax season, I found this service called Claimyr (https://claimyr.com) that got me through to a Chase rep in like 10 minutes instead of the usual 1+ hour wait. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was skeptical at first but used it to ask about some missing information on my tax forms. They actually connected me with someone who understood tax forms rather than just a general customer service rep.

I have to admit I was totally wrong about Claimyr. After dismissing it as a scam, I was still struggling with some questions about my Chase 1099-INT that I couldn't figure out online, so I decided to give it a shot as a last resort. Surprisingly, it actually worked exactly as described. I got connected to a Chase tax specialist in about 15 minutes instead of the 1hr+ I spent the last time I tried calling them. The rep confirmed that the blank state ID field is normal and explained exactly how to report my interest income correctly. Saved me a ton of time and frustration, and the peace of mind was worth it.

Quick tip for future reference: You can also download your 1099-INT from Chase's website instead of waiting for it in the mail. Sometimes the electronic version has more consistent formatting. Go to chase.com → sign in → scroll down to "Tax documents" or look under "Statements & documents." The electronic versions should be identical in content but might be easier to read.

For what it's worth, I've been getting 1099-INTs from Chase for the past 5 years and the state fields are always blank. Never had any issues with my tax returns because of it. I just enter the interest income amount on my state return and move on. The IRS and state tax departments get their information directly from the banks anyway.

This is such a common source of confusion for new taxpayers! I had the exact same panic when I first got a 1099-INT with blank state fields. What helped me understand it better is that the state ID number is really for the bank's internal reporting to state agencies, not something you need as a taxpayer. Think of it this way: Chase reports your interest income to both the IRS and your state tax authority behind the scenes. The 1099-INT they send you is basically just your copy of that information. Whether or not they fill in their state ID number on your copy doesn't change the fact that they've already done their reporting. When you file your state taxes, you're just confirming the income that your state already knows about from Chase's direct reporting. So don't stress about the blank fields - just report the interest amount and you'll be all set!