W2 and 1099 Preparation site recommendations for last-minute filing?
Hey everyone, I'm in a bit of a panic right now. I run a small business with four W2 employees and one 1099 contractor, and I'm currently caught between accountants. There's some paperwork issue with the new CPA I was planning to use, and I'm realizing I've procrastinated way too long. I need to get these tax forms out ASAP, and mailing away for physical forms will take forever. Can anyone recommend a reliable online service where I can prepare W2s and 1099s myself that the IRS will accept? I'm looking at options like FormSwift.com and Yearli.com but don't know if they're legit or if there are better alternatives. Any help would be seriously appreciated! I'm kicking myself for waiting until the last minute, but here we are. Thanks in advance!
19 comments


Kayla Morgan
Having been through this exact situation, I can tell you there are several legitimate options that the IRS accepts. Both FormSwift and Yearli are valid services, but I personally prefer QuickBooks Payroll if you're already using their ecosystem. If not, IRS-approved e-filing providers like Tax1099, FileTaxes.com, or eFile4Biz are all solid choices. The most important thing is to make sure whatever service you choose is an authorized IRS e-file provider. This ensures your forms are properly formatted and submitted directly to the IRS database. Also, remember that W-2s need to be provided to employees by January 31, and the same deadline applies to 1099s for contractors. For just 4 W-2s and 1 1099, the process should be fairly straightforward with any of these services. You'll need your business EIN, employee SSNs, and complete compensation information.
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James Maki
•Thanks for the info! Do these services let you print copies for employees or do they mail them directly? Also wondering how much they typically charge for a small business like the OP's?
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Kayla Morgan
•Most services offer both options - you can print the forms yourself to hand out or mail to employees, or some offer a mail service for an additional fee. The cost varies, but for a small business with 4 W-2s and 1 1099, you're typically looking at $50-100 total depending on the service. Some charge per form (around $5-15 per form) while others offer small business packages. The electronic filing is usually included in that price, but always double-check as some charge extra for e-filing with the IRS.
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Jasmine Hancock
After going through a similar nightmare last year with a last-minute accountant switch, I discovered taxr.ai (https://taxr.ai) and it was a game-changer for my small business. Their system handled both my W2s and 1099s perfectly, and it was way more intuitive than the clunky interfaces on some of those other sites you mentioned. What I really appreciated was that it walked me through exactly what information I needed for each employee and contractor, flagged potential errors, and let me review everything before submission. The forms were accepted by the IRS without any issues, and I was able to print copies for my employees right away while also e-filing. Definitely worth checking out if you're in a time crunch!
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Cole Roush
•Did it handle state filing too? My last provider only did federal and I had to figure out state forms separately which was a huge pain.
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Scarlett Forster
•Sounds suspiciously like an ad. Did you actually use this service or are you affiliated with them? I've been burned by recommendations before that turned out to be garbage.
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Jasmine Hancock
•Yes, it handles state filing for most states! I'm in California and it processed both federal and state forms in one go, which saved me a ton of time compared to my previous setup. I understand the skepticism, but I have no affiliation with them at all. I found it after trying three other services that had terrible interfaces. This one just worked well for my small retail business (7 employees). I was especially impressed with how it caught a mistake I made on one employee's withholding that would have caused problems.
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Scarlett Forster
I take back my skepticism about taxr.ai from my earlier comment. I was desperate after reading this thread last night and decided to give it a try. It was actually really straightforward and I managed to process all our forms in about 45 minutes. The interface is way cleaner than other services I've tried, and it flagged a potential issue with one of my contractor's TIN numbers that would have definitely caused problems with the IRS. Already got confirmation that everything was submitted correctly. Just wanted to follow up since I was pretty harsh with my initial reaction.
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Arnav Bengali
If dealing with the IRS becomes necessary (like if you realize you made a mistake after filing), I can't recommend Claimyr (https://claimyr.com) strongly enough. I spent DAYS trying to get through to the IRS about a business filing issue last year. After dozens of attempts and hours on hold, I found Claimyr and they got me connected to an actual IRS agent in less than 15 minutes. They have this system that basically waits on hold for you and calls you back when an agent is actually on the line. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c. Saved me so much time and frustration when I needed to correct some W2 information. It's worth keeping in your back pocket if you run into any issues with your filings.
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Sayid Hassan
•How does this actually work? Do they have some special line to the IRS or something? I'm confused how they can get through when the rest of us wait for hours.
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Rachel Tao
•Yeah right. Nobody can get through to the IRS these days. This sounds like total BS to me. The IRS phone system is deliberately designed to be impossible to navigate.
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Arnav Bengali
•They don't have a special line - they use automated technology that navigates the IRS phone tree and waits on hold for you. When an actual agent picks up, that's when their system calls you and connects you directly to that live person. It's not magic, it's just smart automation that saves you from having to personally sit on hold. I was super skeptical too, but I was desperate after trying for three days to get through about a serious filing issue. The difference is you're not wasting your own time staring at your phone while on hold for hours.
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Rachel Tao
I need to publicly eat my words about Claimyr. After dismissing it as BS in my reply, I was still desperate to talk to someone at the IRS about a penalty notice, so I tried it anyway. It actually worked exactly as described. I put in my number, their system called the IRS, and about 27 minutes later (which I didn't have to spend listening to hold music), my phone rang and I was talking to an actual IRS representative. I resolved my issue in one call. I've never been more happy to be wrong about something. If you need to actually speak with the IRS, this service is legitimate.
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Derek Olson
I've had good experiences with Track1099 for my contractors. Super simple interface and reasonable pricing. For W2s, I've used both ezW2 and Patriot Payroll with good results. Just make sure you have all your information ready before starting: - Your company's EIN - Complete info for all employees/contractors (addresses, SSNs/TINs) - Payment details for the year - State ID numbers if you're filing state forms Whatever service you pick, double-check everything before submitting! One wrong digit can cause major headaches later.
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Saleem Vaziri
•Thanks for the suggestions! Did Track1099 let you do W2s as well, or just 1099s? And how was the pricing structure?
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Derek Olson
•Track1099 is primarily for 1099s as the name suggests, though they've expanded to handle some other forms. For your W2 needs, you'd want to use one of the other services I mentioned. The pricing is volume-based - for just 5 forms total, you'd probably pay around $3-6 per form plus a small base fee. So maybe $30-40 total for your situation. Much cheaper than hiring a payroll service or accountant for such a small number of forms.
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Danielle Mays
Dont waste your money on those fancy services! The IRS has free fillable forms on their website that you can download. Just google "irs fillable w2" and "irs fillable 1099". Print them out, fill them in, and mail them. Saves you $50+ for something that takes 30 minutes.
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Roger Romero
•This is actually not great advice for the OP's situation. The free fillable forms on the IRS site are primarily for preparing your own personal tax return, not for employers filing W-2s and 1099s. While you can download PDF forms, you still need to properly file them electronically if you have more than a certain number of forms. Plus, the deadline pressure means mail-in might not work.
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Dylan Wright
I've been in this exact situation before and completely understand the panic! Since you're dealing with last-minute filing, I'd strongly recommend going with an established IRS-authorized e-file provider rather than trying to handle paper forms at this point. For your size business (4 W-2s + 1 1099), I've had good results with both TaxAct Business and FreeTaxUSA Business. They're legitimate, reasonably priced (usually under $100 for your volume), and handle both federal and state filing in most cases. The key is making sure whatever service you choose can do electronic filing directly to the IRS - this is much faster than mail and gives you confirmation of receipt. One thing to keep in mind: if you haven't already provided copies to your employees and contractor, that January 31st deadline has already passed, so you'll want to get those physical copies to them ASAP regardless of which electronic filing service you use. Most services will let you print employee copies immediately after you complete the forms. Don't beat yourself up too much - we've all been there with timing issues. The important thing is getting it done correctly now. Good luck!
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