Transcript Analysis: Direct Deposit Date of 3/13 Confirmed - Verification Steps?

It seems like your transcript might be updating, but I would probably wait until tomorrow to be sure? In my experience, the WMR tool sometimes takes 24-48 hours to catch up with transcript updates. You might want to check both again in the morning to see if they're showing consistent information.

I'm in the same boat right now! My transcript updated last night with cycle code 20240908 and DDD of 3/13. According to my research, the masked routing number (****1234) indicates that the IRS has successfully captured your banking information. The WMR discrepancy is totally normal during this phase of processing - mine is still on the first bar too despite having a confirmed DDD. One important thing to note: the "846" code on your transcript is the definitive confirmation of your refund being scheduled, regardless of what WMR displays. I've been tracking all the technical indicators meticulously!

OMG same here! Got my DDD for 3/13 this AM after checking transcripts. WMR still stuck on 1st bar tho. SMH. Need this $ ASAP for car repairs. BTW if ur transcript shows 846 code w/ ur DDD ur good 2 go - no more verification needed. Just FYI the banks sometimes post early - my CU usually gives $ a day b4 the official date. Hope that helps!

Oh my goodness! I'm so happy for you seeing that DDD! 😊 I was stuck in transcript limbo for weeks and was getting so worried. I finally broke down and used Claimyr (https://youtu.be/_kiP6q8DX5c) to get through to an IRS agent after spending DAYS trying to call myself. I was amazed when I got connected in about 15 minutes! The agent confirmed my banking info was correct and explained exactly why my refund was delayed. I'm so impressed with how much time it saved me from stressing and redialing!

Be careful about relying solely on transcript updates. Here's what you need to do: 1. First, verify that the 846 code is actually showing on your transcript with the correct date (3/13/2024) 2. Next, confirm that there are no subsequent transaction codes that might override this (like a 570 or 971) 3. Then, check that the amount matches what you expected from your tax return 4. Finally, verify the last 4 digits of the account number match your bank account I've seen numerous cases where people misinterpreted transcript codes or missed important details. Just last week, someone thought they had a DDD when it was actually showing a previous year's refund information at the top of their transcript.

I'm seeing a DDD of 3/13 on my transcript too, but has anyone noticed if the WMR tool updates on weekends? My transcript updated overnight but WMR still shows the first bar. Do you think there's any chance the deposit could come earlier than the date shown?

I've been through this process many times, and I can tell you that once you see that 846 code with a date, you can pretty much count on getting your refund on that date. Back in 2022, I was worried about the same thing - WMR showing one status while my transcript showed another. The transcript won out every time. Just be aware that while the IRS releases the funds on the DDD, your bank might have its own processing time. My bank typically takes an additional day, which can be frustrating when you're watching your account like a hawk.

The masked routing number is normal. IRS only shows the last 4 digits for security. If you're seeing a DDD of 3/13 with code 846, you're good. No additional verification needed. WMR is notoriously behind transcripts - sometimes by 3-4 days. Don't waste time checking WMR once you have a confirmed DDD on your transcript. The money will arrive on 3/13 or possibly a day earlier depending on your bank.

If you want to be absolutely certain everything is correct with your direct deposit information, you have a few options: • Call your bank and ask if they see any pending ACH deposits from the Treasury • Set up alerts with your bank for any deposits • Check the "Get My Payment" tool which sometimes updates more frequently than WMR • If you filed with a tax preparer, they might have access to more detailed status information In my experience, most people receive their refunds exactly on the DDD shown on transcripts, but I've seen cases where it arrives a day early or occasionally a day late.