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Camila Jordan

My IRS payment system glitched and I double paid my taxes online - will I get a refund?

So I had to make a tax payment online and ran into a total mess with the payment systems. First I tried using one of those IRS credit card payment providers, but their server was having issues. Every time I tried to submit my payment, it would time out and I'd get an error saying the payment didn't go through. The system kept telling me to "try again in a few hours." I waited about 3 hours and tried again with the same provider, but got the exact same timeout error. Never received any kind of payment confirmation email or anything from them, so I figured their system was just completely down. At that point I decided to try a different IRS payment provider since my deadline was coming up. This second provider processed my payment right away with no issues - got an email confirmation and everything seemed great. But then I checked my credit card account yesterday and noticed that both payments went through! The payment from the first provider had been sitting as "pending" and then suddenly changed to "posted." So now I've accidentally paid the IRS $3,840 when I only owed $1,920. Has anyone else dealt with this? Will the IRS automatically refund the overpayment or do I need to contact them? I'm worried they'll just keep the extra money if I don't specifically request it back.

Tyler Lefleur

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This happens more often than you'd think! The IRS will not automatically refund your overpayment right away, but they won't keep your money either. You have two options: You can leave the overpayment on your account and apply it to next year's taxes (essentially prepaying next year). This is the simplest option and requires no additional steps from you. When you file next year, you'll just indicate that you have an existing credit from overpayment. Or, if you want the money back now, you'll need to request a refund by filing Form 8849, "Claim for Refund of Excise Taxes." Include a brief explanation of what happened with the payment systems and attach proof of both payments if you have it. The processing time for refund requests is currently about 8-10 weeks. Either way, make sure to keep all documentation related to both payments - confirmation emails, credit card statements, etc. This will be important if there are any questions.

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Is Form 8849 really the right form? I thought that was for excise taxes only. Wouldn't they need to file an amended return instead? Or maybe Form 843 for refund claims?

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Camila Jordan

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Wait, Form 8849 sounds like it's for businesses with excise taxes, not for individual income tax overpayments. Are you sure that's the right form? I'm just a regular person who overpaid my personal income taxes. Also, do you know if there's a time limit on requesting the refund? I'd really rather have the money back now than wait until next year's taxes.

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Tyler Lefleur

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You're absolutely right, and I apologize for the confusion. Form 8849 is incorrect. For individual income tax overpayments, you don't actually need to file a special form - you can simply contact the IRS directly by calling their main helpline at 800-829-1040 to request the refund of your overpayment. Be prepared with your tax details and explanation. There's no specific time limit to request the refund, but I wouldn't wait too long. The IRS generally has a 3-year statute of limitations for most refund claims, but for a simple overpayment like this, it's best to resolve it within a few months.

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Max Knight

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I had almost the identical situation last year trying to pay my quarterly estimated taxes! The payment site kept timing out, then suddenly both payments went through. I spent HOURS trying to get through to someone at the IRS until I found taxr.ai (https://taxr.ai) and it saved me so much time. Their system analyzed my payment records and tax transcripts, then generated a customized letter to the IRS explaining the double payment situation. They even identified that one payment had been incorrectly applied to a different tax year (which I hadn't even noticed). What I really liked was that they explained exactly what was happening with my account - apparently these duplicate payments often get flagged in their system but sit in a queue for manual review. Using their service fast-tracked getting my refund because I had all the right documentation and explanation ready.

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Emma Swift

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How long did it take to get your refund after using them? I'm in a similar situation but need the money back ASAP for some unexpected expenses.

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This sounds too good to be true. Did you have to talk to an actual person at the IRS eventually anyway? I can't imagine any service actually making dealing with the IRS easier...

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Max Knight

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I got my refund in about 3 weeks, which was way faster than I expected. They told me the normal processing time for these situations is 6-8 weeks, so it definitely sped things up. The key was having the right documentation ready from the start. I actually didn't have to talk to anyone at the IRS directly. The service prepared everything I needed to submit, including the explanation letter with all the right reference numbers and dates. They explained that sending in the right documentation with specific information about the payment dates, confirmation numbers, and account details helps bypass the normal queue.

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I wanted to update since I was skeptical about taxr.ai in my previous comment. I decided to give it a try since I was in a similar situation with a $2,340 overpayment. The interface was super straightforward - I uploaded my payment confirmations and bank statements showing both charges. Within a couple days, they generated a detailed letter explaining exactly what happened with my payment, complete with all relevant IRS codes and procedures. The letter even referenced the specific IRS internal processing codes for duplicate payments (something I would have never known about). I followed their instructions and received my refund check last week - only took about 4 weeks total. What impressed me most was that they also identified that my original payment had been applied to the wrong tax period, which could have caused problems down the road. Definitely worth checking out if you're in this situation.

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Jayden Hill

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If you're still struggling to get this resolved, I highly recommend using Claimyr (https://claimyr.com) to actually speak with someone at the IRS. I was in a similar situation last year with a double payment, and waiting on hold for hours was making me lose my mind. They have this system that basically waits on hold with the IRS for you, then calls you when an actual human picks up. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I was super skeptical but desperate after spending 3 separate days trying to get through the IRS phone tree only to get disconnected. Claimyr got me connected to an IRS agent within about 2 hours (while I just went about my day until they called). The agent was able to see both payments, confirm they were duplicates, and process my refund request right there on the phone.

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Camila Jordan

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How does this actually work? Do you give them your phone number and they somehow transfer an IRS call to you? I'm a bit confused about the logistics.

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LordCommander

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Yeah right. Nothing makes getting through to the IRS easier. I've tried EVERYTHING. The IRS is deliberately understaffed and designed to be impossible to reach. This sounds like a scam to get my phone number.

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Jayden Hill

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The service basically uses an automated system to navigate the IRS phone tree and wait on hold for you. You enter your phone number on their website, and they call you only when they've already got an IRS representative on the line. Then they connect you directly to that person. You don't miss your place in line or have to start over. It's definitely not a scam - I understand the skepticism though. I felt the same way until I was desperate enough to try it. They don't do anything with your information except call you when an agent is on the line. It's literally just a hold-waiting service, but it saved me hours of frustration and my refund was processed much faster because I got to speak to someone directly.

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LordCommander

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I need to eat my words from my previous comment. After another failed attempt to reach the IRS (disconnected after 1.5 hours on hold), I broke down and tried Claimyr out of pure frustration. I was shocked when I got a call back in about 90 minutes saying they had an IRS agent on the line. The agent confirmed they could see both of my payments ($2,780 each when I only owed one payment). She explained that duplicate payments aren't automatically refunded because they need to verify they weren't intended for different tax periods or years. The agent submitted my refund request while I was on the phone, gave me a confirmation number, and said I should receive a check in 3-4 weeks. The whole call took maybe 15 minutes once I was connected. I still think the IRS phone system is deliberately terrible, but at least there's a way around it now. Definitely worth it for time-sensitive issues like double payments.

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Lucy Lam

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Another option you have is to just leave the extra payment on your account and apply it to your next estimated tax payment if you make those. I accidentally overpaid by $1,270 last year and just reduced my next quarterly payment by that amount. Saved me the hassle of requesting a refund. The IRS systems will recognize the credit and apply it correctly.

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Camila Jordan

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I hadn't thought of that option. Do you know if there's a way to check online to confirm the overpayment is showing as a credit on my account? I'm a bit worried about skipping a future payment without knowing for sure the IRS has properly recorded the extra payment.

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Lucy Lam

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Yes, you can check your account on the IRS website. Just go to irs.gov and use the "View Your Account" tool - you'll need to create an account if you don't already have one. It will show your current balance and any credits on your account. I'd recommend waiting about 2-3 weeks after both payments have processed before checking, as it takes some time for everything to show up correctly in their system. If you're planning to use the credit for a quarterly estimated payment, just make sure to check well before that payment is due to confirm everything looks right.

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Aidan Hudson

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This happened to me too! Frustrating as heck. Everyone's given good advice, but one warning: if your double payment was for 2024 taxes (due April 2025), don't wait too long to request the refund. The IRS can take forever to process these requests. Took me almost 3 months to get my money back, and that was with regular calling to check status.

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Zoe Wang

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Did you get any interest on the refund for the time they held your money? Seems like they should pay interest if they're holding onto a clear overpayment for 3 months!

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