< Back to IRS

Keisha Jackson

Legal and Tax Questions About Selling Feet Pictures For Extra Income

I'm absolutely drowning in student loan debt and looking for any way to make some extra cash to pay it down faster. After seeing some posts online, I'm considering selling feet pics as a side hustle. I've done some research, but I still have questions about the tax and legal implications. 1) If I create a PayPal account under an alias/stage name, will the tax documents they send me at the end of the year have that alias on them? 2) How do I connect tax documents under my alias to my personal tax return if they have different names? 3) Will my alias show up during background checks when potential employers search my social security number? 4) Will I need to disclose this alias for everything I do in the future, or just on tax-related forms? 5) Can anyone find out specifically what I was selling to make this income? (Feet pics aren't illegal but I'd rather not have future employers knowing this) 6) If I use the same PayPal account/alias for other side gigs like tutoring or freelance work, are there any issues with that? 7) What specific tax forms will I need to file for this type of income? (Like Schedule C, 1099, etc.) 8) Any other legal or tax advice I should know before starting this? Really appreciate any help! This debt is crushing me and I'm just trying to find a way out.

This is actually a common question these days with so many people turning to side hustles. Let me help clarify the tax and legal aspects. For your PayPal question, if you use an alias, the 1099-K form PayPal sends will have whatever name is on that account. However, the IRS tracks income by your Social Security Number, not your name. When filing taxes, you'll report this income on Schedule C as self-employment income, listing your real name and SSN. You should keep good records showing that the income from the alias account belongs to you. Consider adding a note in your tax return explaining the name discrepancy. Background checks typically don't reveal aliases unless they're legally linked to your SSN. However, if you're using this alias for financial transactions, it could potentially appear on comprehensive background checks. You don't need to disclose your alias for everything - mainly just for financial/tax purposes where that alias is receiving income. Regarding privacy, tax filings don't specify what products or services you sold - just the income amount and category. On your Schedule C, you could list your business as "Digital Content Creation" or "Photography Sales." The main forms you'll need are Schedule C (profit/loss from business) and Schedule SE (self-employment tax). If PayPal issues a 1099-K (which happens if you exceed certain thresholds), you'll use that to report income. One more thing - set aside about 30% of what you earn for taxes, as you'll owe self-employment tax plus income tax on these earnings.

0 coins

Thanks so much for such a thorough response! I have a follow-up question though. When you say I should keep good records showing the income from the alias account belongs to me, what kind of records are we talking about exactly? And how exactly would I add a note to my tax return explaining the name discrepancy?

0 coins

You should keep monthly statements from PayPal showing transfers from your alias account to your personal account, along with a simple spreadsheet tracking all income and expenses related to this business. Screenshots of payments received can also help establish the connection between your alias and legal identity. For explaining the discrepancy on your tax return, you can include a statement with your filed return that simply says "The income reported on Schedule C was received under business name/alias [your alias] but belongs to [your legal name] with SSN [your SSN]." Most tax software allows you to add explanatory statements, or your tax preparer can help with this.

0 coins

Just wanted to share my experience with something similar. I started using taxr.ai (https://taxr.ai) when I began selling digital products online under a business name. It was super helpful for my situation because I was totally confused about how to report income under a different name than my legal one. The thing I found most helpful was how it analyzed my specific situation and gave me personalized advice about the self-employment taxes I needed to pay and which deductions I could legally take. It helped me understand exactly how to link my business name to my personal tax return without raising red flags. It also helped me understand what records I needed to keep to protect myself in case of an audit. For someone selling digital content like you're planning to, I think you'd find it really useful since it explains everything in plain English instead of confusing tax jargon.

0 coins

Did it actually help with the whole "doing business under a different name" situation? I've been doing art commissions under a pen name and I'm worried about messing up my taxes next year. Does it give specific advice for that or just general tax stuff?

0 coins

I'm skeptical about using any online service for tax advice on... unconventional income sources. Did you feel confident it was giving accurate info on this kind of gray area stuff? I'm not saying feet pics are illegal but it's definitely not standard employment either.

0 coins

It absolutely helped with the different name situation! It walked me through how to properly report income earned under my pen name and connected it to my SSN, which was my biggest concern. The advice was specific to my situation, not just generic tax info. For the question about accuracy for unconventional income - it doesn't judge what you're selling, it just treats it as self-employment income. Whether you're selling feet pics, digital art, or handmade items, the tax principles are actually the same. I felt very confident because it cited specific IRS regulations and explained exactly how they applied to my situation.

0 coins

Just wanted to update that I ended up trying taxr.ai after seeing it mentioned here. It was actually super helpful for my situation with art commissions under a pen name! The system explained exactly how to handle the name difference on my tax forms and what documentation I needed to keep. It also showed me what business expenses I could legitimately deduct that I had no idea about - like portions of my internet bill and even some computer equipment since I use them to create and sell my work. I'm projected to save about $3,200 in taxes this year because of the deductions it found that I would have missed. The best part was how it explained the whole "doing business as" concept in a way that finally made sense to me. No more anxiety about using my artist name instead of my legal name!

0 coins

I had similar tax questions last year when I started selling stuff online. After trying to call the IRS for WEEKS with no luck, I finally used Claimyr (https://claimyr.com) and it was a game-changer. You can see how it works here: https://youtu.be/_kiP6q8DX5c I was stuck with almost this exact situation - using a business name that wasn't my legal name and completely confused about how to file properly. After Claimyr got me through to an actual IRS agent (took like 15 minutes when I'd been trying for days before), I got all my questions answered directly from the source. The agent explained exactly how to handle the alias situation and confirmed I could use a DBA ("doing business as") without formally registering it for small amounts of income. They also clarified that for tax purposes, the income source doesn't need to be specifically disclosed - "digital content creator" is perfectly fine as a business description. Honestly, talking to a real IRS person gave me so much peace of mind that I was doing everything legally.

0 coins

Wait, how does this actually work? Do they just somehow get you through the IRS phone system faster? I've been on hold for literally hours trying to get tax questions answered.

0 coins

This sounds like complete BS to me. Nobody can magically get through the IRS phone system. And even if they could, why would you pay someone else to do it when you could just keep trying yourself? Plus, I doubt an IRS agent would give specific advice about selling feet pics lol.

0 coins

Yes, they basically navigate the IRS phone system for you! They have a system that continuously calls and works through the IRS menu options until it gets through, then it calls you and connects you directly to the IRS agent. It saved me hours of holding and repeatedly calling. Regarding the skepticism, I totally get it - I was skeptical too. But the thing is, you're not asking the IRS about the content you're selling specifically. You're asking about self-employment income, using an alias for business purposes, and proper tax reporting - which are all standard tax questions they deal with every day. The IRS doesn't actually care what you're selling as long as it's legal and you're paying taxes on the income correctly.

0 coins

I need to admit I was wrong about Claimyr. After being skeptical in my earlier comment, my curiosity got the better of me and I tried it when I hit a wall with my own tax situation. Within 20 minutes I was talking to an actual IRS representative! Normally I would have spent half a day on hold or just given up. The agent answered all my questions about reporting income from my side hustles (I sell digital planners) where I use a brand name instead of my personal name. The IRS agent explained that I can file a Schedule C with my personal tax return and include a note explaining that the income was earned under my brand name. No formal DBA registration needed for smaller amounts of income. They also confirmed that I don't need to specify the exact nature of the digital products I'm selling - "Digital Products" or "Digital Content" is sufficient as a business description. This was honestly the clearest tax advice I've ever received.

0 coins

Another tip nobody mentioned yet - you might want to consider setting up an actual LLC instead of just using an alias, especially if this becomes substantial income. It adds a layer of legal protection and makes the whole name difference thing more official. I sell feet pics too (no shame in the game - it pays way better than my day job sometimes!) and I registered an LLC in my state for about $100. Now I can have a business bank account under the LLC name, and it makes everything much cleaner for taxes. Plus it adds some separation between my personal finances and my side business. Just make sure to look up your state's requirements - some states publish lists of new businesses which might affect your privacy concerns.

0 coins

I hadn't even considered setting up an LLC! Would that make my taxes more complicated though? And would the LLC name be public record somewhere that people could search?

0 coins

Your taxes wouldn't be much more complicated - you can still file a Schedule C with your personal return for a single-member LLC (what's called a "disregarded entity" for tax purposes). The main difference is you'd have more official documentation connecting your real name to your business name. Yes, the LLC name would be public record in most states - people could search business registrations and see that you own it. However, the nature of your business remains private. You can list very generic business purposes like "digital content creation" or "online retail" in your registration documents. Nobody would know what specific products you're selling unless you advertise it.

0 coins

One important thing to consider - if you're worried about privacy, be careful with PayPal. They've been known to shut down accounts that are used for adult content, even if it's just feet pics. They can be really strict about their acceptable use policy. You might want to look into other payment processors that are more friendly to this type of content. Some of my friends who sell similar content use platforms specifically designed for content creators where the payment processing is built in. Also, regardless of which payment method you use, you'll likely get a 1099-K if you receive over $600 in a year (new threshold as of 2022). This form goes to both you and the IRS, showing total payments received.

0 coins

This is really good advice! I had my PayPal account frozen for 180 days when they figured out what I was selling. Even though feet pics aren't technically "adult content," PayPal often treats them that way. I now use a specialized platform and it's so much better - plus they handle the tax documentation really clearly.

0 coins

Just wanted to add some perspective as someone who's navigated similar tax situations with side businesses. The advice about keeping detailed records is spot on - I learned this the hard way when I got selected for an audit a few years back. One thing I'd emphasize is to open a separate bank account for your business income, even if you're just using an alias. Most banks will let you open a "DBA" (doing business as) account with just your SSN and some basic paperwork. This creates a clear paper trail showing the connection between your alias and your real identity, which the IRS loves to see. Also, don't forget about quarterly estimated tax payments if you expect to make more than a few hundred dollars. The IRS expects you to pay taxes as you earn, not just at the end of the year. You can use Form 1040-ES to calculate and make these payments online. For business expenses, you can deduct things like photography equipment, props, editing software, even a portion of your phone bill if you use it for business communications. Keep receipts for everything! The key is treating this like any other legitimate business from day one, regardless of what you're selling. Good record keeping and following proper procedures will protect you and make tax time much less stressful.

0 coins

This is such valuable advice! I'm completely new to all of this and honestly didn't even know about quarterly estimated tax payments. When you mention opening a DBA account, do most banks require any formal paperwork or registration to do this? I'm worried about creating too much of a paper trail that could be discovered later, but it sounds like having that clear connection between my alias and real identity is actually better for tax purposes. Also, what percentage of income should I generally expect to set aside for those quarterly payments?

0 coins

For DBA accounts, most banks just need to see that you're conducting business under that name - this could be as simple as showing them your PayPal statements or invoices with your business name on them. You don't typically need formal state registration for small amounts of income. The paper trail is actually your friend here because it proves legitimacy to the IRS. For quarterly payments, a good rule of thumb is to set aside 25-30% of your net profit (income minus expenses). This covers both income tax and self-employment tax. You can use the IRS Form 1040-ES worksheets to calculate more precisely, but that percentage keeps most people safe from underpayment penalties. Remember, you only need to make quarterly payments if you expect to owe $1,000 or more in taxes for the year. If you're just starting out and unsure about income levels, you can always start setting the money aside and make the payments once you hit that threshold. The key is being proactive rather than scrambling at tax time!

0 coins

Just wanted to share my experience as someone who's been through this exact situation! I started selling digital content (similar situation to yours) about two years ago and was terrified about the tax implications. The biggest thing that helped me was realizing that from the IRS perspective, this is just self-employment income like any other side business. Whether you're selling feet pics, tutoring, or making crafts - the tax treatment is identical. Here's what I learned that might help: 1) Keep meticulous records from day one. I use a simple spreadsheet tracking every payment received and any business expenses (props, camera equipment, editing apps, etc.) 2) The alias situation is totally manageable. I've been using a stage name for two years with no issues. Just make sure you can clearly document that the income belongs to you. 3) Consider your payment platform carefully. I had to switch away from PayPal after they became problematic about content policies, even for non-explicit material. 4) Set aside 30% of earnings immediately for taxes. I put mine in a separate savings account so I'm not tempted to spend it. 5) Don't overthink the business description on tax forms. "Digital Content Creation" or "Photography Sales" works perfectly fine. The privacy concerns are valid, but remember that tax records are confidential. Future employers won't see your tax returns or know what specific products you sold to earn income. You've got this! Student loans are crushing, and there's no shame in finding creative legal ways to pay them down faster.

0 coins

This is incredibly helpful and reassuring! I'm in almost the exact same position with crushing student loans and have been paralyzed by anxiety about getting the tax stuff wrong. Your point about it being just regular self-employment income really puts things in perspective. Can I ask what you ended up switching to instead of PayPal? I'm trying to research payment platforms now and would love to know what's worked well for people in similar situations. Also, when you mention keeping records of business expenses like camera equipment - does that include things I might have already owned and am now using for this purpose, or only new purchases specifically for the business? Thank you so much for sharing your experience. It's really encouraging to hear from someone who's successfully navigated this path!

0 coins

I want to emphasize something important that others have touched on but bears repeating - you absolutely need to treat this as legitimate self-employment income from day one, regardless of what you're selling. I work as a tax preparer and see people in similar situations regularly. The IRS doesn't care about the nature of your legal business - they care about accurate reporting and proper tax compliance. Here are some key points: 1) Document everything meticulously. Bank statements, payment platform records, expense receipts - keep it all organized by tax year. 2) If using an alias, maintain clear documentation linking that alias to your SSN. Screenshots of payment transfers, account statements, anything that shows the connection. 3) Open a separate bank account for business income, even if it's under your real name. This separation makes record-keeping much cleaner and shows the IRS you're treating this professionally. 4) Calculate and pay quarterly estimated taxes if you expect to owe $1,000+ annually. Use Form 1040-ES or work with a tax professional to avoid underpayment penalties. 5) Track deductible expenses: photography equipment, props, software subscriptions, portion of internet/phone bills used for business, even a portion of rent if you use part of your home exclusively for this work. The privacy concerns are understandable, but tax filings are confidential. Your Schedule C will simply show "Digital Content Creation" or similar - no one will know specifics about your products. Consider consulting with a tax professional for your first year to ensure everything is set up correctly. The peace of mind is worth the cost, especially when dealing with student loan debt stress. You're taking a proactive approach to your financial situation - that's commendable. Just make sure you're protecting yourself legally and financially from the start.

0 coins

This is exactly the kind of professional perspective I was hoping to find! As someone completely new to self-employment taxes, I really appreciate you breaking this down so clearly. I have a couple of follow-up questions if you don't mind: When you mention using part of my home exclusively for this work - does that mean I need to have a dedicated space that's ONLY used for taking photos/managing the business? My apartment is tiny so I'm not sure I could realistically claim a home office deduction. Also, you mentioned working with a tax professional for the first year - do you think most CPAs would be comfortable helping with this type of income situation? I'm worried about judgment or them not wanting to take me on as a client because of what I'm selling. Thank you so much for the detailed advice. It's really helping me feel more confident about moving forward with proper documentation from the start rather than trying to figure it all out later!

0 coins

IRS AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today