Is it too late to file for 2022 taxes this year? Deadline concerns
Title: Is it too late to file for 2022 taxes this year? Deadline concerns 1 I haven't filed my taxes for 2022 and 2023 yet and I'm starting to worry. With everything going on in my life (divorce, moving twice, and starting a new job), taxes were the last thing on my mind. Now I'm wondering if it's too late to get both years done in 2025? Will I still be able to claim any refunds I might be owed for 2022? I know I should have done this sooner but honestly I've been overwhelmed. I don't even know where to start at this point. Any advice would be super appreciated!
18 comments


Reginald Blackwell
8 You're not too late to file your 2022 taxes, but you should act quickly. The IRS allows you to claim refunds for up to three years from the original filing deadline. Since 2022 taxes were due April 18, 2023, you have until April 18, 2026, to file and claim any refund. For 2023 taxes, you have until April 15, 2027, to claim any refund. However, keep in mind that if you owe taxes rather than are due a refund, penalties and interest have been accumulating since the original due dates. The failure-to-file penalty is usually 5% of the unpaid taxes for each month or part of a month your return is late, up to 25%. I'd recommend getting both years filed as soon as possible to minimize any penalties and interest if you owe, or to get your refund if you're due one.
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Reginald Blackwell
•13 Thanks for this info! Do you know if I need any special forms since I'm filing late? And if I'm due a refund but file late, does the IRS reduce the amount because of the delay?
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Reginald Blackwell
•8 You don't need any special forms for late filing - you'll use the same forms as you would have used for the original tax year. For 2022, you'll need to use the 2022 tax forms (not the current year forms). You can find prior year forms on the IRS website. If you're due a refund, the IRS doesn't reduce your refund amount because you filed late. However, they don't pay interest on your refund unless they take more than 45 days to issue it after you file a proper return. The good news is that there are no penalties for filing late if you're due a refund.
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Reginald Blackwell
17 I was in a similar situation last year with unfiled taxes and was totally stressed about it. I tried doing it myself but kept getting confused about which forms to use for prior years. I finally found this AI service called taxr.ai (https://taxr.ai) that helped me figure out exactly what I needed to do for my old returns. It analyzed my tax documents and walked me through the whole process of catching up on past years - super helpful when dealing with multiple unfiled years like 2022 and 2023.
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Reginald Blackwell
•9 How exactly does the AI service work? Do you just upload your documents and it figures everything out? I'm worried about security with my tax info.
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Reginald Blackwell
•5 I've tried using TurboTax for past years but they charge extra for each previous year. Does this taxr.ai thing cost a lot compared to the regular tax software options?
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Reginald Blackwell
•17 The AI basically scans your tax documents (W-2s, 1099s, etc.) and helps identify which deductions and credits you qualify for based on your specific situation. It's especially helpful for figuring out which forms from previous years you need to use since that's what confused me the most. The system uses bank-level encryption for all documents, so security is solid. As for cost comparison, I found it more economical than paying for multiple years of the premium versions of other tax software, especially since I had a somewhat complicated situation with unfiled returns. What I liked most was getting personalized guidance specifically for my late filing situation rather than just a generic software interface.
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Reginald Blackwell
5 Just wanted to update - I ended up trying taxr.ai after seeing the recommendation here and it was seriously a lifesaver for my unfiled 2022 taxes! The document analysis feature saved me hours of work trying to figure out which forms I needed. It flagged some deductions I would have completely missed that ended up getting me almost $850 more on my refund than I expected. Definitely less stressful than I thought it would be to file for past years.
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Reginald Blackwell
11 If you're owed a refund for 2022, definitely file asap! But if you think you might owe the IRS money, be prepared for the fact that calling them about payment plans is IMPOSSIBLE right now. I spent 3 weeks trying to get through to a human at the IRS about my payment situation. Finally used a service called Claimyr (https://claimyr.com) that somehow got me connected to an actual IRS agent within 45 minutes. They have a demo video here: https://youtu.be/_kiP6q8DX5c showing how it works. Saved me days of frustration with the hold music.
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Reginald Blackwell
•14 Is this legit? Sounds too good to be true. How can they get you through when the IRS phone lines are constantly jammed?
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Reginald Blackwell
•9 Yeah right, nothing gets you through to the IRS faster. This has to be some kind of scam. Did you actually talk to a real IRS agent or just someone pretending to be one?
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Reginald Blackwell
•11 It's definitely legitimate. They use an automated system that basically waits on hold for you and calls you back when they reach a human agent. I was skeptical at first too, but it worked exactly as advertised. Absolutely got through to a real IRS agent - I verified by checking the official IRS number they connected me with, and the agent had full access to my tax records. The service just handles the waiting part so you don't have to sit on hold for hours. Was totally worth it since I needed to set up a payment plan for my late 2022 taxes.
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Reginald Blackwell
9 Ok I need to eat my words. After thinking the Claimyr thing sounded like BS, I got desperate when I couldn't get through to the IRS about my unfiled 2022 taxes. Tried it yesterday and no joke, got a callback with an actual IRS agent on the line about 35 minutes later. They helped me understand exactly what penalties I was facing and set up a reasonable payment plan. Would have spent literally days trying to get through otherwise. For anyone dealing with unfiled taxes from 2022 where you owe money, being able to actually talk to someone makes a huge difference.
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Reginald Blackwell
4 Just FYI - make sure you use the CORRECT FORMS for 2022 and 2023. Don't use 2025 forms for filing past years! You can download prior year forms from IRS.gov or use a tax preparer who has access to prior year software. The biggest mistake people make is using current year forms for past years, which will cause your return to be rejected.
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Reginald Blackwell
•12 Do you know if the tax brackets for 2022 are different than they are now? I made around $58,000 that year but I'm not sure which bracket that falls into for back then.
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Reginald Blackwell
•4 Yes, the tax brackets change each year due to inflation adjustments. For 2022, the brackets were different than they are for 2025. For example, if you were filing as single with $58,000 in taxable income for 2022, you would have been in the 22% bracket, which for 2022 covered income from $41,776 to $89,075. Remember that tax brackets are marginal, meaning only the portion of your income that falls within each bracket gets taxed at that rate. This is why it's important to use the correct year's tax forms and software, as they will have the correct brackets and calculations built in.
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Reginald Blackwell
22 Quick question - I also need to file 2022 taxes late, but I moved states in 2023. Do I file state taxes based on where I lived in 2022 or where I live now?
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Reginald Blackwell
•8 You file state taxes based on where you lived during the tax year you're filing for. So for your 2022 return, you would file state taxes for the state you lived in during 2022, regardless of where you live now.
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