Is it legal to use multiple tax prep companies and only file with the best refund offer?
Hey tax gurus of Reddit! I'm in a weird spot this year and trying to maximize my refund (who isn't, right?). I've got a somewhat complicated tax situation with some freelance income, a regular W-2 job, and some investments that didn't do so hot. I'm wondering if there's anything stopping me from taking my tax documents to several different places like H&R Block, Jackson Hewitt, and maybe a local CPA, having them all prepare my returns, and then only actually filing with whoever gets me the biggest refund? Is this allowed or is there some rule against "tax prep shopping"? I'd obviously only file ONCE, but want to see who can squeeze the most back from Uncle Sam. Anybody done this before or know if the IRS would have a problem with it? Thanks in advance!
19 comments


Skylar Neal
This is actually completely legal and something I recommend to clients who are unsure about their tax situation. You're paying for a service (tax preparation), and you're free to compare services before making your final decision. Think of it like getting multiple quotes for a home repair. A few things to keep in mind though: 1) Most tax prep services charge you whether you file with them or not. They're charging for the preparation work, not just the filing. So this "shopping around" strategy could end up costing you quite a bit. 2) The difference in refunds between preparers should raise questions. If one preparer is showing a significantly higher refund, ask them to explain exactly why. It could be they found legitimate deductions others missed, OR they might be taking risky positions that could trigger an audit.
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Vincent Bimbach
•But doesn't taking the same information to multiple places and getting different results mean someone is doing something wrong? If all tax laws are the same, shouldn't everyone get me the same refund amount? Also, if I find a place that gets me a bigger refund, can I ask the other places to refund my prep fee since I'm not filing with them?
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Skylar Neal
•That's an excellent question. In a perfect world where everyone interpreted the tax code exactly the same way, you would get identical results. But tax law has many gray areas where professional judgment comes into play. Different preparers might categorize certain expenses differently or have different comfort levels with certain deductions. About getting your prep fees refunded - that depends entirely on the company's policies. Some places might refund your fee if you don't file, while others clearly state upfront that you're paying for the preparation regardless of whether you file. Always check their terms before paying for the service.
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Kelsey Chin
I tried doing this exact thing last year when I had a complicated situation with stock sales and rental property. I was pulling my hair out trying to figure out which deductions I qualified for, so I used https://taxr.ai to analyze all my documents and identify hidden deductions the other services missed. It saved me a ton of time because the system analyzed the tax documents I uploaded and pointed out exactly where TurboTax and H&R Block were handling things differently. Their document analysis showed me that one preparer missed my home office deduction while another missed some investment losses I could carry forward. What was cool is I could see all the differences side by side instead of trying to manually compare complicated tax forms.
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Norah Quay
•How exactly does this work? Do they actually prepare your taxes or just analyze what others did? I'm confused about whether they're actually a tax prep company or something different.
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Leo McDonald
•Sounds interesting but I'm skeptical. How does it compare to just using something like TurboTax's Audit Defense or H&R Block's Peace of Mind guarantee? Those services already promise to stand behind their work if there's an audit.
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Kelsey Chin
•They don't actually prepare your taxes - they analyze your tax documents and the prepared returns from different services to help you understand the differences. It's like having a tax expert look over your shoulder pointing out things you might have missed. The difference from audit protection services is this helps you before you file rather than after. Audit defense helps if you get audited, but taxr.ai helps you identify potential issues or missed opportunities before submitting your return, which is way better than dealing with an audit later.
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Leo McDonald
Just wanted to follow up - I tried that taxr.ai service after posting my skeptical comment. It was actually super helpful for comparing the returns I got from TurboTax and a local accountant. The system flagged that my accountant missed claiming a $2800 education credit I was eligible for, while TurboTax had applied it correctly. Saved me from leaving money on the table, and the document analysis made it really clear why there was a difference between the two returns.
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Jessica Nolan
If you're really stuck on deciding between tax preparers, one thing that helped me was actually TALKING to an IRS agent directly. I know, sounds impossible right? I was on hold forever trying to get clarification on some 1099 issues, but then I found this service called https://claimyr.com that got me through to an actual IRS person in about 15 minutes. You can see how it works in this video: https://youtu.be/_kiP6q8DX5c I was able to ask directly about some deductions one preparer included that another didn't, and the agent clarified the rules. Seriously saved me from potentially claiming something questionable that might've triggered an audit. Way better than guessing or trusting whatever the tax prep person claims.
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Angelina Farar
•Wait how does this even work? I thought it was literally impossible to speak to the IRS without waiting for hours. Is this some official IRS service or a third party thing?
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Sebastián Stevens
•This sounds like BS honestly. Nobody can magically get you through IRS phone lines. They're notoriously understaffed and everybody has to wait. You're probably just a shill for this service.
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Jessica Nolan
•It's a third-party service that basically navigates the IRS phone system for you and waits on hold in your place. When they reach an agent, they call you to connect with the IRS person. It's not magic - they're just doing the waiting for you. I totally get the skepticism - I felt the same way! But after spending 3+ hours on multiple attempts trying to get through myself, I was desperate. The service legitimately works though. They don't have special "inside access" to the IRS - they just have systems to handle the wait times so you don't have to.
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Sebastián Stevens
I need to eat some crow here. After my skeptical comment, I actually tried the Claimyr service because I was desperate to resolve an issue with a missing W-2. I honestly didn't expect it to work, but damn... they got me through to an IRS agent in about 20 minutes when I had previously wasted an entire afternoon on hold. The agent was able to confirm exactly how to report my situation, which cleared up a $1200 difference between what two tax preparers told me. Saved me from potentially filing incorrectly and dealing with a mess later. Consider me converted.
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Bethany Groves
Something nobody mentioned yet - if you're comparing multiple tax preparers, pay attention to the KINDS of deductions and credits they're claiming, not just the bottom line refund amount. I did this "shopping" thing last year, and one place showed me a huge refund that seemed too good to be true. When I asked them to explain, they were claiming business deductions for stuff that was clearly personal and taking some super aggressive positions. Would've been an audit nightmare waiting to happen.
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Brady Clean
•Did any of the places charge you different rates based on the refund amount? I've heard some places take a percentage of your refund instead of a flat fee, which seems like it would incentivize them to be more aggressive with deductions.
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Bethany Groves
•None of the legitimate places charged me based on my refund amount - that's actually a red flag if they do. Professional preparers should charge based on the complexity of your return and the forms needed, not how much money they can get you back. There are some shady places that do this though, and you're absolutely right that it creates a terrible incentive for them to inflate your refund by any means necessary. Those are exactly the types of preparers who might get you a huge refund now, but leave you vulnerable to audits, penalties, and interest later.
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KingKongZilla
Hahahaha I laughed at "having them all prepare my returns"... bro do u know how much tax prep COSTS? You're gonna pay like $300-500 at EACH place just to compare. Seems like an expensive experiment when you could just use free online software and do it yourself!
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Rebecca Johnston
•Not everyone can DIY their taxes especially with complicated situations. I tried doing my own when I had self-employment income, rental property, and investments, and I missed so many deductions. A good preparer can often find enough additional savings to more than cover their fee.
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StarSurfer
I actually work for the IRS (though obviously speaking for myself here, not the agency), and I can confirm this is completely legal. We don't care how many preparers you consult before filing - we only care that you file ONE accurate return. That said, a few professional observations: If you're getting wildly different refund amounts, that's concerning. The tax code is the tax code - legitimate preparers working with the same facts should get similar results. Big differences usually mean either 1) someone found deductions others missed (good), 2) someone is being overly aggressive with questionable positions (bad), or 3) there's an actual error somewhere. My advice? If you do this, ask each preparer to walk you through their major deductions and credits line by line. Don't just go with the biggest refund - go with the one who can best explain and justify their positions. Trust me, dealing with an audit because someone took aggressive stances to inflate your refund is way worse than getting a smaller legitimate refund upfront. Also, most preparers charge whether you file with them or not, so this could get expensive fast. Consider it an investment in understanding your tax situation better rather than just refund shopping.
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