How to report FanDuel winnings when they didn't send a 1099 form for my gambling income?

You're right to want to report your winnings even without receiving a form! The IRS requires you to report all gambling winnings as "Other Income" regardless of whether you receive official documentation. Since your winnings were about $800, you're actually in a better position than you might think. Casinos and betting platforms are only required to issue a W-2G for certain gambling winnings over $600 when the payout is at least 300 times the amount of the wager. For other gambling platforms like FanDuel, they typically only send 1099-MISC or 1099-K forms if your winnings exceed $600 AND you had over 200 transactions or withdrew more than $20,000 total. In TurboTax, you should be able to enter this without any forms. Look for the section on "Income" and then "Less Common Income" or "Miscellaneous Income." There should be an option for gambling winnings where you can enter the amount without form information. Just put the full amount you won and identify the payer as FanDuel. Keep good personal records of your winnings in case you're ever questioned about it. A screenshot of your withdrawal or bank statement showing the deposit would be helpful!

I had almost the exact same situation last year with FanDuel! After reading endless forum posts and getting nowhere, I found this AI tax assistant called taxr.ai (https://taxr.ai) that was actually super helpful with this exact issue. I uploaded my bank statements showing the deposit from FanDuel and explained my situation, and it analyzed everything and gave me step-by-step instructions for reporting gambling income without official forms. It explained exactly which TurboTax screens to navigate through and what to put in each field. The site even showed me what documentation I should keep in case of an audit and generated a statement I could include with my return explaining the situation. Saved me hours of research and worry!

I wanted to follow up about taxr.ai that I was skeptical about in my previous comment. I finally broke down and tried it because my situation with unreported gambling winnings was stressing me out. I'm actually impressed! The tool walked me through exactly how to report my Bovada poker winnings that never showed up on any tax form. It showed me where in TurboTax to enter everything, what supporting documentation to keep, and even generated a detailed explanation I could attach to my return in case of questions. The most helpful part was that it checked my specific situation against the actual reporting thresholds and explained why I didn't receive forms but still needed to report the income. Definitely worth trying if you're stuck with this gambling income reporting issue.

If you're having trouble getting any documentation from FanDuel, you might want to try contacting them directly. I had a similar issue with another betting site and spent WEEKS trying to get through to their customer service with no luck. I finally tried this service called Claimyr (https://claimyr.com) that got me through to an actual human at the company's tax department. You can see how it works here: https://youtu.be/_kiP6q8DX5c They basically navigate the phone trees and wait on hold for you, then call you when they've got a live person on the line. I was able to explain my situation and get them to email me a winning statement that I could use for my taxes. Saved me hours of frustration and hold music!

Need to eat my words here about Claimyr. After my skeptical comment, I was still desperate to talk to someone at the IRS about a notice I received, so I tried it. I'm shocked to say it actually worked. After trying for literally 3 weeks to get through the IRS phone system myself (and getting disconnected EVERY TIME after waiting 1+ hours), Claimyr got me connected to an IRS agent in about 45 minutes. I just got a call when they had someone on the line, and suddenly I was talking to a real person who helped resolve my issue. Not tax advice, but if you need documentation from FanDuel for your winnings, having an actual human on the phone makes a huge difference versus trying to email their general support. Definitely worth it if you're stuck in customer service hell with any of these companies.

Just wanted to add something important here - even without a 1099, the IRS might still know about your winnings. Many gambling platforms report aggregate data to the IRS even if they don't send you forms directly. In other words, the IRS might already know you won money from FanDuel, so definitely report it! Better to report without documentation than not report at all and get a nasty letter later. I learned this the hard way a few years ago with some crypto gambling winnings I thought were "off the radar" 😬

Has anyone successfully claimed gambling losses against their winnings this year? I've heard you can only do it if you itemize deductions, but not sure if it's worth it with the higher standard deduction.

Great advice from everyone here! I just wanted to add that you should also keep a record of the date you won and withdrew the money, along with any screenshots or emails you might have from FanDuel about the withdrawal. Even though you don't have official tax forms, having your own documentation trail is crucial. Check your email for any confirmation messages when you signed up, placed the bet, or withdrew funds. Your bank statement showing the deposit from FanDuel is also important documentation to keep. One thing I didn't see mentioned - if you're using TurboTax, when you get to the gambling winnings section, there's usually an option that says something like "I don't have a form" or "Other gambling winnings." This is exactly for situations like yours where you have winnings but no official documentation. The key is being honest and reporting the full amount. The IRS cares more about you reporting the income than having perfect paperwork, especially since you're clearly trying to do the right thing by asking for help!

I went through this exact same situation with FanDuel last year! Here's what I learned from my experience: First, you're absolutely right that you need to report it even without forms. The $800 threshold you mentioned is actually below the W-2G reporting requirement for most gambling (which is typically $1,200+ for slot machines or $5,000+ for poker tournaments), so that's why you didn't receive one. In TurboTax, look for the "Other Income" section, then find "Gambling Winnings." There should be an option to enter winnings without a form. You'll just need to enter: - Payer name: FanDuel - Amount won: $800 - Date: January 2024 (or the specific date if you remember) Pro tip: Log into your FanDuel account if you still have access and take screenshots of your transaction history showing the win and withdrawal. Even though they didn't send you a form, having your own documentation is really helpful. Also save any emails you might have received about the withdrawal. The IRS definitely prefers you report income without forms rather than not report it at all, so you're doing the right thing by being proactive about this. Just make sure to keep good records in case they ever have questions!

Just want to emphasize something that might not be obvious - even though you only placed one bet and haven't used FanDuel since, you should still check if you can access your account online. Many people forget that these platforms keep detailed transaction histories that can be really valuable for tax purposes. If you can still log in, look for a "Transaction History" or "Account Activity" section. Even if they didn't send you a 1099, they should have records of your deposit, the winning bet, and your withdrawal. Screenshot everything! This gives you much better documentation than just relying on your bank statement. Also, since you mentioned this was from a new user promo, make sure you're reporting the actual net winnings amount, not including any bonus money that was just promotional credits. The taxable amount should be what you actually withdrew to your bank account. If you can't access your FanDuel account anymore, definitely consider the suggestions others made about contacting their customer service for a winnings statement. Having some kind of official documentation from them, even if it's not a formal tax document, is always better than just your own records. You're being smart by asking about this now rather than just hoping it doesn't matter!

I actually went through something very similar with DraftKings last year and want to share what I learned from a tax professional about this situation. The key thing to understand is that ALL gambling winnings are taxable income, regardless of whether you receive forms. The $800 you won absolutely needs to be reported. In TurboTax, go to the "Income" section, then look for "Less Common Income" and select "Gambling Winnings." There should be an option to enter winnings without having received a form. What really helped me was creating my own documentation package. I gathered: - Bank statement showing the deposit from FanDuel - Screenshots of my betting account (if accessible) - Any emails about the withdrawal - A simple written statement explaining the situation The IRS actually appreciates when taxpayers make good faith efforts to report income even without official forms. It shows you're being honest and trying to comply with tax law. One important note: make sure you're only reporting the actual cash you withdrew, not any promotional credits or bonuses that weren't convertible to real money. If you used a new user bonus, the taxable amount is typically just what you were able to cash out. Don't stress too much about this - you're doing the right thing by reporting it, and the IRS processes thousands of these types of gambling income reports every year!

I'm dealing with a very similar situation but with a different twist - I won $650 from FanDuel but it was spread across multiple small wins over a few months rather than one big bet. I never received any tax forms either. From all the great advice here, it sounds like I still need to report the full amount regardless of how I won it or whether I got forms. My question is: should I report this as one lump sum of $650 in gambling winnings, or do I need to break it down by each individual winning bet? I can access my FanDuel account and see the transaction history, but there were probably 8-10 different winning bets ranging from $25 to $180 each. For TurboTax purposes, I'm assuming I just enter the total amount as gambling winnings from FanDuel, but wanted to double-check since my situation is a bit different from the original poster's single big win. Also, I had some losing bets too during that same period - probably lost about $400 total. Based on what others mentioned about needing to itemize to claim gambling losses, it doesn't sound like it would be worth it for me since I'd be taking the standard deduction anyway. Just wanted to confirm that's the right approach. Thanks for all the helpful information in this thread - it's exactly what I needed to figure out how to handle this properly!

I work as a tax preparer and see this exact situation all the time, especially with sports betting becoming more popular. You're absolutely doing the right thing by wanting to report this income! Since you won $800 from a single bet, FanDuel wasn't required to send you a W-2G (which is typically for winnings of $1,200+ from slot machines or $5,000+ from poker). However, you're still legally required to report ALL gambling winnings as income. In TurboTax, go to the "Income" section and look for "Less Common Income" or "Additional Income Sources." Select "Gambling, Lottery, and Prize Winnings." There should be an option like "I don't have a tax form" or "Enter without a form." You'll just need to enter: - Payer: FanDuel - Amount: $800 - Type: Sports betting winnings Keep your bank statement showing the deposit from FanDuel as documentation. If you can still access your FanDuel account, screenshot your transaction history showing the winning bet and withdrawal - this creates a nice paper trail in case you're ever audited. The IRS actually prefers taxpayers who proactively report income without forms rather than those who try to hide it. You're showing good faith compliance with tax law, which is always the right approach. Don't worry about getting "flagged" - millions of people report gambling winnings this way every year!