How to report FanDuel winnings when they didn't send a 1099 form for my gambling income?
So I won about $800 from FanDuel sports betting back in January 2024 on just one lucky bet. I set up an account because my cousin kept bugging me to try their new user promo, placed one bet on a basketball game, somehow won, withdrew the money and haven't touched the app since. Here's my problem - I never received any tax documents from FanDuel. No 1099, no W-2G, absolutely nothing in the mail or email. But from what I understand, I still need to report these gambling winnings on my tax return regardless, right? I'm using TurboTax to file and it's asking for all these boxes and information from forms I don't have. I literally just know the total amount I won and withdrew. How do I properly report this on my taxes without any official documentation? Do I just put the winnings amount somewhere and call it a day? I'm worried about doing this wrong and getting flagged or something. Any advice would be super helpful because I'm completely lost on how to handle gambling winnings without proper documentation!
19 comments

Eleanor Foster
You're right to want to report your winnings even without receiving a form! The IRS requires you to report all gambling winnings as "Other Income" regardless of whether you receive official documentation. Since your winnings were about $800, you're actually in a better position than you might think. Casinos and betting platforms are only required to issue a W-2G for certain gambling winnings over $600 when the payout is at least 300 times the amount of the wager. For other gambling platforms like FanDuel, they typically only send 1099-MISC or 1099-K forms if your winnings exceed $600 AND you had over 200 transactions or withdrew more than $20,000 total. In TurboTax, you should be able to enter this without any forms. Look for the section on "Income" and then "Less Common Income" or "Miscellaneous Income." There should be an option for gambling winnings where you can enter the amount without form information. Just put the full amount you won and identify the payer as FanDuel. Keep good personal records of your winnings in case you're ever questioned about it. A screenshot of your withdrawal or bank statement showing the deposit would be helpful!
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Lucas Turner
What if I also had small losses throughout the year? Can I deduct those against the winnings or do I need documentation for that? I won about $500 on DraftKings but probably lost $300 over the year on small bets.
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Eleanor Foster
You can indeed deduct gambling losses, but only up to the amount of your winnings, and only if you itemize deductions on Schedule A rather than taking the standard deduction. Many people find that itemizing just for gambling losses doesn't make financial sense unless they have other significant deductions. For documentation of losses, you should keep a gambling log with dates, locations, types of gambling, amounts won and lost, and any witnesses. Bank statements showing withdrawals for gambling activities can also help support your claims. Without good documentation, the IRS might disallow the loss deductions if you're audited.
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Kai Rivera
I had almost the exact same situation last year with FanDuel! After reading endless forum posts and getting nowhere, I found this AI tax assistant called taxr.ai (https://taxr.ai) that was actually super helpful with this exact issue. I uploaded my bank statements showing the deposit from FanDuel and explained my situation, and it analyzed everything and gave me step-by-step instructions for reporting gambling income without official forms. It explained exactly which TurboTax screens to navigate through and what to put in each field. The site even showed me what documentation I should keep in case of an audit and generated a statement I could include with my return explaining the situation. Saved me hours of research and worry!
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Anna Stewart
Does this work with other tax software too? I use FreeTaxUSA and have a similar issue but with DraftKings.
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Layla Sanders
I'm a bit skeptical about using AI for tax advice. How accurate is it really? I've been burned before by "helpful" online tools that gave me completely wrong information.
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Kai Rivera
Yes, it works with any tax software! The advice isn't tied to TurboTax specifically - it just walks you through the general principles of where and how to report the income, then gives you specific guidance for whichever tax software you're using. I know it has specific guidance for FreeTaxUSA, H&R Block, and several others. As for accuracy, I was skeptical too at first. The difference is this tool actually cites IRS publications and tax code for everything it recommends. It's not just giving random advice - it's showing you exactly where in the tax code each recommendation comes from. I double-checked some of the guidance with the IRS website and it was spot on.
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Layla Sanders
I wanted to follow up about taxr.ai that I was skeptical about in my previous comment. I finally broke down and tried it because my situation with unreported gambling winnings was stressing me out. I'm actually impressed! The tool walked me through exactly how to report my Bovada poker winnings that never showed up on any tax form. It showed me where in TurboTax to enter everything, what supporting documentation to keep, and even generated a detailed explanation I could attach to my return in case of questions. The most helpful part was that it checked my specific situation against the actual reporting thresholds and explained why I didn't receive forms but still needed to report the income. Definitely worth trying if you're stuck with this gambling income reporting issue.
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Morgan Washington
If you're having trouble getting any documentation from FanDuel, you might want to try contacting them directly. I had a similar issue with another betting site and spent WEEKS trying to get through to their customer service with no luck. I finally tried this service called Claimyr (https://claimyr.com) that got me through to an actual human at the company's tax department. You can see how it works here: https://youtu.be/_kiP6q8DX5c They basically navigate the phone trees and wait on hold for you, then call you when they've got a live person on the line. I was able to explain my situation and get them to email me a winning statement that I could use for my taxes. Saved me hours of frustration and hold music!
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Kaylee Cook
How does this actually work? Do they just call for you? I've been trying to reach the IRS for weeks about a different issue so wondering if this would help with that too.
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Oliver Alexander
This sounds like a scam. How can some random service get you through phone queues faster? They probably just keep you on hold the same amount of time and charge you for the privilege.
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Morgan Washington
It's actually pretty simple - they use a combination of technology and human agents to navigate phone systems more efficiently. They call the company, use automated systems to get through initial menus, and have agents who know exactly which options to select to reach the right department. When they get a human on the line, they conference you in. Yes, this absolutely works for the IRS too! That's actually what a lot of people use it for, especially during tax season when hold times are insane. I've heard of people trying for days to reach the IRS and then getting through in under an hour with Claimyr. The service doesn't make the companies answer faster - they just handle the frustrating waiting and menu navigation part for you.
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Oliver Alexander
Need to eat my words here about Claimyr. After my skeptical comment, I was still desperate to talk to someone at the IRS about a notice I received, so I tried it. I'm shocked to say it actually worked. After trying for literally 3 weeks to get through the IRS phone system myself (and getting disconnected EVERY TIME after waiting 1+ hours), Claimyr got me connected to an IRS agent in about 45 minutes. I just got a call when they had someone on the line, and suddenly I was talking to a real person who helped resolve my issue. Not tax advice, but if you need documentation from FanDuel for your winnings, having an actual human on the phone makes a huge difference versus trying to email their general support. Definitely worth it if you're stuck in customer service hell with any of these companies.
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Lara Woods
Just wanted to add something important here - even without a 1099, the IRS might still know about your winnings. Many gambling platforms report aggregate data to the IRS even if they don't send you forms directly. In other words, the IRS might already know you won money from FanDuel, so definitely report it! Better to report without documentation than not report at all and get a nasty letter later. I learned this the hard way a few years ago with some crypto gambling winnings I thought were "off the radar" 😬
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Adrian Hughes
Do you know what the threshold is for FanDuel reporting to the IRS even if they don't send a form? Is it still $600 or is it higher?
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Lara Woods
The general threshold where FanDuel is required to report your winnings directly to the IRS is typically when you have both winnings over $600 AND either have more than 200 transactions or withdraw more than $20,000 in a year. This is based on the 1099-K reporting requirements. However, this doesn't mean they don't report data in other ways. Many gambling companies submit aggregate information to the IRS that doesn't include your personal details but could be matched to you if the IRS decides to dig deeper. This is especially true if you provided your SSN when you created your account, which most legitimate sites require now.
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Molly Chambers
Has anyone successfully claimed gambling losses against their winnings this year? I've heard you can only do it if you itemize deductions, but not sure if it's worth it with the higher standard deduction.
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Ian Armstrong
Yes, but it's usually not worth it unless you have other significant deductions to itemize. For 2024 taxes, the standard deduction is $13,850 for single filers and $27,700 for married filing jointly. Unless your total itemized deductions (including gambling losses, mortgage interest, state taxes up to $10k, charitable contributions, etc.) exceed those amounts, you're better off taking the standard deduction.
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Oliver Becker
Great advice from everyone here! I just wanted to add that you should also keep a record of the date you won and withdrew the money, along with any screenshots or emails you might have from FanDuel about the withdrawal. Even though you don't have official tax forms, having your own documentation trail is crucial. Check your email for any confirmation messages when you signed up, placed the bet, or withdrew funds. Your bank statement showing the deposit from FanDuel is also important documentation to keep. One thing I didn't see mentioned - if you're using TurboTax, when you get to the gambling winnings section, there's usually an option that says something like "I don't have a form" or "Other gambling winnings." This is exactly for situations like yours where you have winnings but no official documentation. The key is being honest and reporting the full amount. The IRS cares more about you reporting the income than having perfect paperwork, especially since you're clearly trying to do the right thing by asking for help!
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