How to include forgotten 1095-C after filing taxes through eztaxreturn?

7 Thanks for the info! So if I checked the box saying I had coverage for the full year, I should be good? I definitely did that since I've been at this job for 3+ years with the same insurance. I was just worried because all the tax stuff makes me nervous and I thought ANY missing form meant I'd get in trouble.

19 Yes, if you already indicated you had full-year coverage when filing, you've met your obligation. The 1095-C is essentially just backup documentation that confirms what you already reported. Think of it like a receipt for a business expense - you don't send the IRS all your receipts with your return, but you keep them in case they ever ask for proof. The 1095-C functions similarly for health insurance verification purposes.

3 How exactly does the system work? Does it actually compare what you filed against what you should have filed based on the documents you upload? I've got a similar situation with a late-arriving tax document.

22 Sounds interesting but I'm always skeptical of these tax tools. How does it handle state-specific issues? I'm in California and our tax requirements are often different from federal ones.

12 The system works by analyzing the tax documents you upload and identifying any discrepancies or issues. It compares the information on your documents against what's reported on your return and flags anything that might need attention. It's basically like having a tax pro look over everything without the high cost. It handles state-specific requirements quite well in my experience. I'm actually in Pennsylvania, but it recognized my state forms and applied the right rules. They have specific modules for different states including California, which has its own unique tax situations. It addressed some Prop 13 questions I had when helping my parents with their CA return.

14 Wait, how does this actually work? I've literally spent entire afternoons on hold with the IRS. Are they somehow jumping the line or something? Seems too good to be true.

22 Yeah right. Nothing gets you through to the IRS faster. I've tried everything. They probably just autodial and then charge you for the privilege of taking their call when they finally get through. I'll stick to waiting on hold myself.

9 It's totally legit! They use an automated system that navigates the IRS phone tree and waits on hold for you. When they finally reach an agent, you get a call connecting you directly. No magic line-jumping - they're just doing the hold time for you. I was skeptical too until I tried it. I had been trying to get through for days about an issue with my refund. Used their service and was talking to someone within about 2 hours instead of spending that whole time with my phone on speaker. You just go about your day until they call you.

19 For actual income or deduction changes, you would need to file an amended return using Form 1040-X. Unlike the 1095-C situation, missing investment income absolutely needs to be reported through an amendment. You can prepare an amended return through most tax software, though some charge extra for this service. File it as soon as you can to minimize any potential interest or penalties. If you owe additional tax, pay it when you file the amendment to stop further interest from accruing.

11 I used eztaxreturn for an amendment last year. It's doable but not as streamlined as their regular filing process. You have to essentially recreate your return and then identify what changed. They charge an additional fee too (I think it was around $30 when I did it). But in this case, since the 1095-C doesn't change anything tax-wise, you shouldn't need to amend at all.