Can I claim tax deduction for my mother's Alzheimer's care expenses?
Hi everyone, I'm at my wit's end trying to figure out our tax situation this year. My mom was diagnosed with Alzheimer's about 18 months ago, and since then our family finances have been turned upside down. I've been covering most of her medical and care expenses (around $23,000 last year) while my sister helps with the actual caregiving. Mom still has her own house but stays with my sister most days. She receives Social Security of about $1,650/month, and has a small pension of $780/month. I'm paying for her specialized memory care day program ($1,200/month), medications ($350/month), and the portion of medical bills not covered by Medicare. I'm wondering if I can claim any of these expenses as deductions on my taxes? Do I need to claim her as a dependent? What documentation do I need to keep? I've heard conflicting things about the medical expense threshold and whether I qualify since she doesn't technically live with me full-time. Any advice would be greatly appreciated. This is all so overwhelming.
18 comments


Rebecca Johnston
Yes, you might be able to deduct those expenses, but there are several things to consider here. First, to claim your mother as a dependent, she must meet the "qualifying relative" test. Based on what you've shared, her income (around $29,160 annually between Social Security and pension) is likely below the gross income limit. The fact that she doesn't live with you full-time isn't necessarily a problem if you're providing more than half of her total support. For medical expense deductions, you can only deduct the portion that exceeds 7.5% of your adjusted gross income (AGI). So if your AGI is $80,000, you'd need medical expenses over $6,000 to start seeing a benefit. The good news is that many Alzheimer's-related expenses qualify as medical expenses - including the memory care program if it's prescribed as part of her treatment plan. Keep detailed records of all payments, including receipts, invoices, and a log showing which expenses were for your mother. Also maintain documentation showing your mother's condition requires this care.
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Nathan Dell
•How does this work if the sister is providing the actual physical care? Would she be the one who should claim the mom as a dependent instead? And what about the memory care day program - does it need to be a special type to qualify for the deduction?
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Rebecca Johnston
•Support includes both financial assistance and the value of housing/care provided, so you'll need to calculate the total support from both you and your sister. If you're providing more than half the total support value (including your direct payments plus any housing/food/utilities you provide), you can claim her as a dependent even if your sister provides physical care. For the memory care program to qualify, it generally needs to be prescribed by a doctor as part of the treatment plan for Alzheimer's. Keep the doctor's recommendation documentation and make sure the facility provides care specifically related to her medical condition, not just general supervision. Programs that include medical, therapeutic, or rehabilitative services for Alzheimer's patients typically qualify.
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Maya Jackson
I went through something similar last year with my dad who has dementia. I was completely lost with all the medical bills and tax forms until I found this tool called taxr.ai (https://taxr.ai) that helped me figure out exactly what I could deduct. I uploaded all my documents - medical bills, payment receipts, even the doctor's diagnosis letter - and it organized everything and told me exactly what qualified for deduction. It also explained how to handle the dependent qualification test since my dad was living between my house and my brother's. Saved me so much time trying to interpret all the IRS guidelines myself!
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Tristan Carpenter
•Did it help you figure out if you needed to file any special forms? I'm worried about messing something up and getting audited. Also, does it help calculate that 7.5% threshold thing the other person mentioned?
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Amaya Watson
•Does it work for other care situations too? My wife's father needs specialized care for Parkinson's, and we're drowning in paperwork and bills. Not sure if we even qualify for any tax breaks since he has his own income.
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Maya Jackson
•Yes, it identified all the required forms including Schedule A for itemizing deductions and Form 2120 (Multiple Support Declaration) since multiple family members were contributing to my dad's care. It also calculated that threshold automatically once I entered my income information, and showed me exactly how much would be deductible. It absolutely works for other care situations including Parkinson's. It'll analyze your father-in-law's situation based on his income and your contributions to determine if you qualify for dependent status or medical deductions. It even flags expenses that might qualify as medical deductions that I would have missed, like home modifications for accessibility.
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Tristan Carpenter
I just tried taxr.ai after seeing the recommendation here and wow - what a lifesaver! I've been keeping all my mom's medical receipts in a shoebox thinking I'd somehow figure it out by tax time. The tool analyzed everything and showed me I could claim about $14k in medical deductions after the 7.5% threshold. It also flagged that I hadn't been tracking mileage for medical appointments which apparently is deductible too! And it confirmed that I could claim my mom as a dependent even though she has her own Social Security income. Now I have a clear plan for what to submit with my taxes instead of just hoping for the best. Seriously grateful for the recommendation!
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Grant Vikers
If you're still struggling to get clear answers about your tax situation, you might want to try calling the IRS directly. I know, I know - it sounds like a nightmare. I tried calling about a similar situation with my mother-in-law's care expenses and spent DAYS trying to get through. Then I found this service called Claimyr (https://claimyr.com) that got me connected to an actual IRS agent in under 15 minutes. They have this demonstration video (https://youtu.be/_kiP6q8DX5c) that shows exactly how it works. The agent was able to verify exactly which of our care expenses qualified and how to document everything properly for our specific situation.
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Giovanni Martello
•Wait, how does this actually work? I thought it was impossible to get through to the IRS without waiting for hours. Is this some kind of priority line or something?
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Savannah Weiner
•This sounds too good to be true. I've tried calling the IRS multiple times about deducting my aunt's care costs and never got through. How could a third-party service possibly get you to the front of the line? The IRS phone system is notoriously terrible.
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Grant Vikers
•It uses a technology that navigates the IRS phone tree and holds your place in line. When an agent becomes available, it calls you and connects you directly to them. It's not a priority line - it's just handling the waiting part for you so you don't have to stay on hold for hours. I was skeptical too! I tried calling the IRS directly three times before and gave up after 45+ minutes each time. With Claimyr, I just entered my phone number, and they called me back when an agent was on the line. The agent confirmed specifics about which Alzheimer's-related expenses qualified in my case and explained exactly how to document them properly. Saved me from potentially making expensive mistakes on my return.
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Savannah Weiner
I need to eat my words about Claimyr. After posting my skeptical comment, I decided to try it anyway because I was desperate for answers about my aunt's care expenses. I got connected to an IRS agent in about 25 minutes (on a Monday morning!) and got clarification on everything I needed. The agent confirmed I could claim medical deductions even though my aunt receives Medicare, and explained exactly how to document her qualifying relative status since she splits time between my home and her apartment. The agent also told me about Form 8948 for medical expense documentation that my tax software never mentioned. Having an actual person walk through my specific situation made all the difference. Should have tried this months ago instead of stressing!
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Levi Parker
Don't forget that some states offer additional tax benefits for caregivers beyond what's available on federal returns. For example, my state offers a "Caregiver Tax Credit" of up to $3,500 for qualifying expenses. Worth checking if your state has something similar!
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Libby Hassan
•Do you know if these state credits are only for people who pay for care or also for family members who provide the care themselves? My brother has moved in with my mom who has early Alzheimer's and had to reduce his work hours, but he's not getting paid.
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Levi Parker
•It varies by state, but many state caregiver credits actually do cover family members providing unpaid care. In my state, lost income due to caregiving responsibilities can qualify for the credit. Your brother should check specifically for "family caregiver tax credits" in your state. Some states also offer credits for making accessibility modifications to homes for people with conditions like Alzheimer's. The eligibility requirements differ significantly between states though, so have your brother check your state's department of revenue website or call them directly.
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Hunter Hampton
Has anyone used TurboTax to handle this kind of situation? I'm wondering if their software walks you through the dependent and medical expense stuff correctly or if I should go to an actual accountant this year.
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Sofia Peña
•I used TurboTax last year for a similar situation with my father's medical expenses. It does prompt you with questions about dependents and medical costs, but I found it didn't really explain the nuances very well. I ended up consulting with an accountant afterward who found several deductions I'd missed. For complicated situations like this, I think it's worth paying for professional help.
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