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Carmen Flores

Can I claim my domestic partner as a dependent on my taxes?

Hey tax Reddit! I've got what might be a silly question. My boyfriend (soon to be husband!) and I are registered as domestic partners and have been living together for about 3 years now. He's currently working on his law degree, and I'm covering literally all of his expenses that aren't paid by his student loans to keep our debt as low as possible. I pay our rent, utilities, groceries, his phone bill, health insurance - basically everything. Can I claim him as my dependent on my taxes? From what I've read online, it seems like our situation might qualify, but I can't find any clear answers about our specific circumstances. We live in Nevada if that matters for state tax purposes. Should I talk to a tax professional in our area to get a definitive answer? I feel like I might be missing something obvious here.

Yes, you can potentially claim your domestic partner as a dependent if they meet the qualifications for a "qualifying relative." There are several tests that must be met: 1. Your partner's gross income must be less than $5,000 (for 2025 tax year) 2. You must provide more than half of their total support for the year 3. They can't be claimed as a dependent by anyone else 4. They must be a U.S. citizen, resident alien, or resident of Canada or Mexico 5. They can't file a joint return with someone else (with some exceptions) Based on what you've described, it sounds like you're providing well over half their support, and if they're a full-time student with minimal income, you likely meet the requirements. The domestic partnership status doesn't disqualify you - the IRS looks at the support and income tests regardless of your relationship.

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Thanks for such a clear explanation! One follow-up question - does his student loan money count as "income" for this purpose? He gets about $28,000 in loans annually that cover his tuition and books, but none of his living expenses.

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Student loans don't count as income for the gross income test since they need to be repaid. However, the IRS does look at who provides "support," and student loans used for living expenses would be considered self-support (even though they're loans). In your case, since you mentioned the loans only cover tuition and books while you pay for all living expenses (housing, food, utilities, etc.), you're likely providing more than half of the total support. Just make sure you can document your expenses if needed. Living expenses typically make up a larger portion of total support than educational expenses.

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How accurate is this tool? I've been wondering if I can claim my roommate who I support financially (she's between jobs) but TurboTax gave me conflicting answers.

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Does it actually check all the IRS requirements? I'm supporting my brother who's working part-time while finishing college and I'm never sure if I'm calculating the "more than half of support" part correctly.

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Mei Liu

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Mei Liu

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One thing to be careful about - if your partner has any income at all (even part-time work during school), you need to make sure it's under the threshold. My girlfriend was working weekends while in school and made just over the limit, which disqualified her as my dependent even though I paid for almost everything.

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That's a good point to consider! He does some tutoring through the law school, but it's less than $2,500 for the whole year. From what the first commenter said, it sounds like we're still under the $5,000 threshold for 2025, but I'll double check his total income to be safe.

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You're definitely under the threshold then. Just make sure to keep good records of how much you're supporting him - like rent payments, utility bills, groceries, etc. The IRS rarely questions dependency claims, but if they do, you'll want documentation showing you provided more than 50% of his total support. And one last tip - if you're using tax software, run it both ways (claiming him vs not claiming him) to see the actual difference. Sometimes the tax benefit isn't as big as expected depending on your specific situation.

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Everyone's giving good advice about claiming a domestic partner, but don't forget to consider the future! When your partner finishes law school and starts working, your tax situation will change dramatically. My wife and I were in the same boat (I supported her through med school), and we actually ended up paying MORE in taxes after marriage because of the marriage penalty when both people have good incomes.

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The marriage penalty isn't nearly as bad as it used to be since the tax law changes. My husband and I both make six figures and we actually get a slight benefit from filing jointly. It really depends on how close your incomes are to each other.

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Just wanted to chime in as someone who works in tax preparation - you're on the right track! Based on your description, your domestic partner would likely qualify as a "qualifying relative" dependent. The key things to document are: 1. Keep receipts for all the expenses you're paying (rent, utilities, groceries, phone, insurance) 2. Get a statement of his total student loan disbursements for the year 3. Track any income he earns from tutoring or other sources Since you mentioned he only makes about $2,500 from tutoring and the loans only cover tuition/books while you handle all living expenses, you should easily meet both the income test (under $5,000) and the support test (you're providing more than 50% of total support). One thing I always tell clients - calculate the actual dollar amounts to be sure. Add up everything: tuition, books, rent, food, utilities, transportation, clothing, medical expenses, etc. Then make sure your contributions are more than half of that total. It sounds like they definitely are, but having the numbers documented will give you confidence and protection if questions ever arise. The dependent exemption can be a significant tax benefit, so it's worth claiming if you qualify!

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This is really helpful advice! I'm new to all this tax stuff and wasn't sure what kind of documentation I'd need to keep. Should I be saving receipts from grocery stores and utility bills throughout the year, or is there a simpler way to track all these expenses? Also, when you say "calculate the actual dollar amounts," do you mean I need to estimate things like the fair market value of housing I'm providing, or just track what I'm actually paying out of pocket?

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