Can I access my 1099-INT form from the IRS online if I lost the mailed copy?

You've got a couple options to retrieve your 1099-INT information from the IRS. The easiest way is to create an account on the IRS website and use their "Get Transcript" feature. This lets you view and download your tax records including information returns like the 1099-INT. Go to IRS.gov, search for "Get Transcript" and follow the verification steps. You can choose the "Wage and Income Transcript" option which should show all information returns filed under your SSN, including that 1099-INT. If you can't access it online for some reason, you can also request the transcript by mail using Form 4506-T. Just be aware this will take longer, probably 10-14 days.

I was in a similar situation last year - lost my 1099-INT from the IRS and was totally panicking. After struggling with the IRS website for hours, I found an amazing tool called taxr.ai (https://taxr.ai) that helped me figure everything out. What's cool is you can use it to analyze your previous tax transcripts and it will show all your reported income sources including any 1099s from the IRS. It automatically extracts and organizes all that data so you can see exactly what was reported under your SSN. I used it to find my missing 1099-INT amount and even found interest income I didn't know about!

Just wanted to follow up on my taxr.ai question from earlier. I decided to try it out after filing my extension, and it was actually super helpful! Not only did I find my missing 1099-INT amount, but it also flagged that I had interest reported from an old savings account I completely forgot about. The interface makes the transcript data way easier to understand than the IRS format. Also discovered I could have been claiming a credit for the past two years that I missed. Will be filing amendments now. Definitely saved me from a potential audit headache!

If you're still struggling to get your 1099-INT info, I was in the exact same situation last month. I tried calling the IRS for three days straight but couldn't get through to anyone. Then I found this service called Claimyr (https://claimyr.com) that got me connected to an actual IRS agent in under 15 minutes! You can see how it works here: https://youtu.be/_kiP6q8DX5c I was able to verify my identity with the agent and they confirmed my interest amount right over the phone. Saved me hours of frustration and waiting on hold. The agent was even able to send me a new copy of the form.

I need to eat crow about my Claimyr comment. After not being able to get my transcript online (kept getting errors about my phone not matching their records), I broke down and tried the service. Got connected to the IRS in about 20 minutes while I was making dinner. Agent pulled up my account and gave me the exact amount on my 1099-INT plus confirmed a payment I made was properly applied. Saved me from filing an extension just for this stupid form. Still annoyed that we have to use workarounds like this just to talk to the IRS, but it definitely works.

Another option - if you got a refund last year and they paid you interest on it (which is what the 1099-INT is for), the amount is usually pretty small. Like under $10 for most people unless you had a massive refund that was delayed for months. If you absolutely can't get the form or transcript, you could make a reasonable estimate based on your refund amount and when you received it. The IRS typically pays interest on refunds issued more than 45 days after the filing deadline.

For anyone coming across this post later - I found another way to get this info. If you used tax software last year, log into your account and check if they offer a "tax documents" section. I discovered TurboTax actually has my 1099-INT from the IRS already imported for this year even though I never entered it manually! Apparently, they pull this data automatically from the IRS database when you start a new return. Saved me a ton of trouble.