Can I get disability benefits between now and maternity leave for pregnancy complications/contractions?
I'm really struggling and could use some help figuring out my options. I'm pregnant and due September 3rd, but I've been having early contractions that make it impossible to work. My doctor gave me a note saying no prolonged standing and I need modified work. Problem is, my actual maternity leave can't start until August 3rd (about a week away), and my workplace doesn't have any positions that can accommodate my restrictions right now. I've been out of work for a few weeks already because of these contractions and doctor's orders, but I'm not sure what kind of leave this qualifies for until my official maternity leave starts. Am I eligible for some kind of temporary disability? Do I need to file something different than my maternity leave paperwork? I'm so confused about the timing of everything and worried about losing income during these weeks.
21 comments


Freya Andersen
You can apply for CA State Disability Insurance (SDI) for the time before your due date! This is separate from Paid Family Leave (PFL). For pregnancy, SDI typically covers up to 4 weeks before your expected delivery date, but can start earlier with medical documentation, which it sounds like you have with your doctor's note. You'll need to file a DE2501 form for disability. Your doctor will need to certify that you can't perform your regular work due to your pregnancy complications. Once your baby is born, you'll transition from SDI to PFL for bonding time.
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Ravi Patel
•Thank you so much! So I should apply for SDI now even though my maternity leave is supposed to start in just a week? Will this mess up my PFL claim later?
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Omar Zaki
i had same thing happen last yr!! my ob wrote me off at 32 wks for high bp and swelling. job had no light duty. you need to file for disability NOW not maternity leave yet. maternity is actually 2 parts - disability before birth then baby bonding after. call your dr office they prob have the disability forms
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Ravi Patel
•Thanks for sharing your experience! It helps to know I'm not alone. My doctor's office gave me the note but didn't mention anything about disability forms. I'll call them tomorrow morning.
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CosmicCrusader
You need to apply for SDI (State Disability Insurance) ASAP! This covers pregnancy disability BEFORE birth when you can't work due to pregnancy. The 4 weeks before your due date are automatically covered, but with your doctor's documentation about contractions, you can get approved for longer. This is technically the first part of "maternity leave" in California. After you give birth, you'll be on SDI for 6-8 weeks depending on delivery type, THEN you transition to PFL (Paid Family Leave) for baby bonding time. Get that DE2501 form filed immediately! You're losing money every day you wait!
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Ravi Patel
•Thank you for explaining the timeline! I didn't realize SDI was actually the first part of maternity leave - I thought they were totally separate things. I'll get the form ASAP!
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Chloe Robinson
Just to add some clarity - in California, "maternity leave" is actually two separate benefits: 1. Pregnancy Disability Leave (PDL) through State Disability Insurance: This covers time before birth when you can't work due to pregnancy, and recovery time after birth (usually 6-8 weeks). 2. Paid Family Leave (PFL): This is specifically for bonding with your new child after birth (up to 8 weeks). You need to file a disability claim (DE2501) now for your current situation with contractions. Your doctor needs to certify this. After you give birth, you'll continue on disability for recovery, then transition to PFL for bonding. I recommend calling EDD directly to explain your specific situation and get guidance on filing the right paperwork right away.
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Ravi Patel
•Thank you for breaking that down so clearly! I had no idea there were these different parts. I'm going to try calling EDD tomorrow, but from past experience I know it can be really hard to get through.
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Diego Flores
Girl!! I spent TWO DAYS trying to reach someone at EDD when I was 30 weeks and having the same issue. Eventually I used this service called Claimyr (claimyr.com) and they got me through to EDD in like 10 minutes. They have a video showing how it works: https://youtu.be/DOLxZQb92wM?si=6N1iCQ3a8Cdb2Ay5 They basically hold your place in line so you don't have to keep redialing. The person I talked to at EDD confirmed I needed to file disability for the pre-birth period (my doctor had to fill out part of the form). Don't wait bc you're losing benefits every day you're not on claim!
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Ravi Patel
•Oh wow, that's exactly what I need! I'll check out that website tonight. I was dreading spending hours trying to get through the phone system. Thank you so much for the recommendation!
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Anastasia Kozlov
Ok so I see everyone is saying file SDI but I just want to warn u that it can STILL take a few weeks to process ur claim even with doctor's note!!! When I did mine they needed extra info from my doc and it was almost 3 weeks b4 I got paid. Just prepare urself for that. While ur waiting, make sure ur doctor fills out ALL parts of the form correctly...that's usually where claims get held up.
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Ravi Patel
•Ugh, that's frustrating to hear but really good to know. I'm going to see if my savings can cover me for a few weeks just in case there's a delay. Thanks for the warning!
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Sean Flanagan
Everyone is confused about this! The CA system is so weird. When I was pregnant last year my HR kept calling it all "maternity leave" but actually it's: - Disability BEFORE birth (what you need RIGHT NOW) - Disability AFTER birth (6 wks for vaginal, 8 wks for c-section) - Then Baby Bonding (the 8 weeks PFL) So you actually need to file two completely different claims with EDD - first disability, then later PFL. Your doctor needs to certify your disability claim. If your doctor says you can't work now, you should be covered from now until delivery, then for recovery time after. Don't wait for your "official" leave date - that's probably just what your company's policy calls it.
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Ravi Patel
•My HR department has been super vague about everything! They just kept saying my "maternity leave" starts Aug 3rd, but never explained these different parts. Thank you for sharing your experience - this makes so much more sense now.
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Freya Andersen
Quick update on timing - make sure you file your DE2501 (disability form) within 49 days of when you became disabled (when your doctor wrote you out of work). If you wait too long, you could lose benefits. The claim can be backdated to when your disability actually began as long as you have medical documentation.
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Ravi Patel
•Thank you for the reminder! My doctor wrote the note about 2 weeks ago, so I should still be within that window. I'm going to get everything submitted tomorrow for sure.
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CosmicCrusader
Just to be super clear: 1. File for SDI now for your current situation (use form DE2501) 2. Stay on SDI through delivery and recovery period 3. File for PFL after that recovery period for baby bonding And yes - these are two entirely separate claims! Many women don't realize this and miss out on benefits they're entitled to. Don't let your employer's terminology confuse you - they often lump it all under "maternity leave" which isn't technically correct in California.
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Ravi Patel
•This is so helpful! I definitely would have been confused about needing to file separate claims. I'm going to download the DE2501 form right now and call my doctor first thing tomorrow. Thank you all for the great advice!
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Nina Fitzgerald
I went through something very similar when I was pregnant with my second child! I had severe morning sickness that lasted way longer than expected and couldn't do my job (I'm a nurse). My OB wrote me off work at 28 weeks, and I was so confused about what benefits I could get. The key thing is that pregnancy-related disability is covered under SDI from the moment you can't work due to pregnancy complications - not just the standard 4 weeks before delivery. Since you have medical documentation of your contractions and work restrictions, you should definitely qualify. One tip: when you fill out the DE2501, be very specific about your symptoms and how they prevent you from doing your job duties. Don't just say "contractions" - explain that they make standing/walking impossible, affect your concentration, etc. The more detailed you are, the smoother your approval process will be. Also, once you file, you can check your claim status online through your EDD account. It really helped reduce my anxiety to be able to track the progress! You've got this mama - take care of yourself and that baby!
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Ethan Anderson
•Thank you so much for sharing your experience and the detailed advice! I really appreciate the tip about being specific on the form - I was just going to write "contractions" but you're absolutely right that I should explain exactly how they're affecting my ability to work. The online tracking feature sounds like it will be really helpful too since I tend to worry about these things. It's reassuring to hear from someone who went through something similar. I'm feeling much more confident about moving forward with this now!
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Maya Lewis
I'm a new member here but wanted to jump in because I'm currently going through the CA disability system for pregnancy complications myself! Just wanted to emphasize what others have said - definitely file that DE2501 ASAP. One thing I learned that might help: when you call your doctor's office tomorrow, ask them specifically for the "physician's certificate" portion of the disability form. Some offices are more familiar with this process than others, and using the right terminology can help them understand exactly what you need. Also, if you're having trouble getting through to EDD by phone, you can actually start your disability claim online at edd.ca.gov. It won't replace the need for your doctor's certification, but it can get the ball rolling faster. Hope this helps, and wishing you the best with your pregnancy! The contractions sound really stressful on top of trying to navigate all this paperwork.
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