Can I file retroactive EDD SDI claim for previous injury while currently on disability?
Hi everyone, I'm in a bit of a complicated situation with EDD disability claims. I'm currently receiving SDI benefits for a back injury that happened in January 2025. But last year (June 2024), I had a completely different injury (wrist fracture) that was covered under workers' comp. I just found out from a coworker that I might have been eligible for supplemental SDI benefits during that time since workers' comp was paying less than what I would've gotten through disability. The injuries are completely unrelated - last year was work-related (the wrist), current one happened at home (the back). Is it even possible to file a retroactive SDI claim for last year while I'm currently receiving benefits for a different condition? Has anyone ever done this before? The EDD website is so confusing about this specific situation.
31 comments


Layla Mendes
i dont think u can get 2 disability claims at the same time, even for different injuries. my brother tried something like that and edd said no way
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Ethan Anderson
•Thanks for responding! To clarify, I'm not trying to have two active claims simultaneously. I want to file a retroactive claim for a period that's already over (June-September 2024) while my current claim is for January 2025-present. They wouldn't overlap in terms of benefit periods.
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Lucas Notre-Dame
This is actually a complex situation that comes up fairly often. Here's what you need to know: You CAN file for SDI benefits to supplement workers' comp if your WC payments were less than what SDI would have paid. This is called "coordination of benefits" and it's specifically allowed in California. There IS a filing deadline though - typically you must file for SDI within 49 days of the first day your disability began. However, EDD allows for late filing if you can show "good cause" for the delay. In your case, you would need to: 1. Complete a DE 2501 Claim Form 2. Include a detailed letter explaining why you're filing late (lack of information about eligibility is often accepted) 3. Provide documentation showing your workers' comp payment amounts 4. Include medical certification covering that previous disability period The fact that you're currently on a separate SDI claim shouldn't automatically disqualify you, but it might complicate the review process.
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Ethan Anderson
•Thank you so much for this detailed explanation! I didn't know about the "coordination of benefits" option. Do you know if I need to get new medical certification from the doctor who treated me last year, or would my workers' comp medical documentation be sufficient? I'm worried my old doctor might not remember details from 9 months ago.
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Aria Park
I went through something EXACTLY like this in 2023!!! The EDD makes everything SO COMPLICATED and nobody tells you what you're eligible for!! I had a work injury (shoulder) and was on workers comp for 3 months, then 6 months later had surgery for something completely different and got regular SDI. I tried filing a retroactive claim for the difference between workers comp and what SDI would have paid. Here's what happened: I spent WEEKS trying to get through to someone at EDD who understood what I was asking about. Kept getting hung up on or transferred to people who had no idea about this situation. FINALLY got through to someone who knew what they were talking about and they told me I needed all these specific forms and medical records from the first injury. By the time I got everything together, they denied me because it was "too late" to file!!! So frustrating!!
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Noah Ali
•Omg this is why the system is so broken 😡 They make it impossible to get what you're entitled to! Did you try appealing? Sometimes they'll approve it if you push back hard enough.
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Chloe Boulanger
When I was dealing with my complicated claim situation, I was getting nowhere with EDD until I discovered Claimyr (claimyr.com). They got me connected with an actual EDD representative within 20 minutes when I had been trying unsuccessfully for weeks. The representative was able to explain exactly what documentation I needed for my retroactive claim and how to properly submit it. You can see how it works in their video demo: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd In your situation, you'll definitely need to speak with a knowledgeable EDD representative who can access your current claim in the system while discussing the potential retroactive claim. Most phone representatives won't understand the nuances of what you're trying to do.
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Ethan Anderson
•Thanks for the suggestion! I've been trying to call for three days with no luck. I'll check out that service - at this point I just need to talk to someone who knows the rules. Did they help you with a retroactive situation specifically?
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James Martinez
Just be careful with this whole process. I tried filing a retroactive claim last year and it triggered a review of my current disability claim too. EDD started asking for additional documentation for BOTH claims and my current payments got delayed for almost 5 weeks while they sorted everything out. Not saying it will happen to you, but just be prepared that opening up this conversation might complicate your current claim. Also, make sure you have ALL your workers comp payment stubs/documentation ready. They'll need to see exactly how much you received and for what dates to calculate any potential supplemental payment.
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Olivia Harris
•This happened to my cousin too!!! They stopped his payments for like 2 months just because he asked about something from a previous claim. The EDD is ridiculous sometimes.
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Lucas Notre-Dame
To answer your follow-up question about medical certification: You will definitely need some form of medical documentation specifically for the SDI claim. Your workers' comp medical records are a good starting point, but EDD typically requires their own form (DE 2501) to be completed by the treating physician. Since your case involves a retroactive claim from several months ago, you should: 1. Contact your treating physician from the workers' comp claim 2. Explain that you need them to complete Section B of the DE 2501 form retroactively 3. Provide them with copies of their own medical reports/documentation from your workers' comp case to refresh their memory 4. Be clear about the exact disability period you're claiming Many doctors are familiar with retroactive certification requests, especially in workers' comp situations. You might need to pay a fee for this service since it involves additional paperwork outside normal treatment.
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Ethan Anderson
•Thank you again. I'm going to try calling my previous doctor tomorrow. I think I still have all my workers comp paperwork from last year, including payment statements showing how much I received each week. Hopefully that helps my case.
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Chloe Boulanger
@OP - Yes, they helped me with a retroactive filing situation, though mine was for PFL that I didn't realize I qualified for after using some SDI benefits. The key is getting through to a Tier 2 specialist, not just the frontline phone staff who often give incomplete or even incorrect information. Once I got through to someone who actually understood the regulations, they walked me through exactly what to submit and how to phrase my explanation letter.
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Layla Mendes
wait im confused. is workers comp and disability the same thing? i thought they were different systems completely??
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Lucas Notre-Dame
•They are different systems. Workers' Compensation is for injuries that happen at work and is handled through your employer's workers' comp insurance. State Disability Insurance (SDI) is for disabilities regardless of where they occurred (work or non-work) and is administered by EDD. The confusion comes because you can't usually receive full benefits from both simultaneously for the same condition. However, if your workers' comp benefit is less than what SDI would pay, you can sometimes receive supplemental SDI to make up the difference. This is what the original poster is asking about.
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Alexander Zeus
I just went thru something similar and finally got it resolved last month! My advice is to write "REQUEST FOR RETROACTIVE BENEFITS - COORDINATION WITH WORKERS COMPENSATION" in big letters at the top of your claim form and your explanation letter. My first attempt was just processed as a normal claim and rejected for being late. When I resubmitted with that header, it got routed to the right department that handles these special cases. Also MAKE COPIES OF EVERYTHING before you send it in!
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Ethan Anderson
•That's excellent advice about the header! I wouldn't have thought of that. And yes, I'll definitely make copies of everything. Was there a specific address you had to send the paperwork to, or just the regular SDI claims address?
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Alexander Zeus
I sent mine to the regular SDI claims PO Box address but I also included a cover letter asking them to forward it to the appropriate department for retroactive workers comp coordination claims. Not sure if that helped but my claim did eventually make it to the right place. Took about 3 weeks longer than a normal claim to get processed though.
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Ethan Anderson
Thanks everyone for your help! I was able to get through to EDD today using that Claimyr service (it actually worked!). The EDD rep confirmed I can file a retroactive claim for the difference between workers comp and SDI from last year. I need to submit: 1. DE 2501 with "RETROACTIVE CLAIM - WORKERS COMP COORDINATION" written at the top 2. Letter explaining why I'm filing late 3. Copy of all workers comp payment stubs 4. Medical certification from my previous doctor The rep also noted it in my current claim file so there shouldn't be any issues with my current payments. Fingers crossed this works out!
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Lucas Notre-Dame
•That's great news! Make sure to submit everything together in one package and keep detailed records of when you sent it, how you sent it (certified mail is best), and what was included. If you don't hear anything within 3-4 weeks, follow up proactively. Good luck!
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Zoe Wang
Awesome update! So glad you were able to get through to someone who actually knew what they were talking about. The EDD phone system is such a nightmare most of the time. Quick tip from my experience with retroactive claims - when you send in your paperwork, I'd recommend using certified mail with return receipt so you have proof they received it. Also take photos/scans of everything before you send it in case anything gets lost in their system. Hope it all works out smoothly for you! Keep us posted on how it goes - this thread will probably help other people in similar situations.
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Giovanni Colombo
•Yes, definitely second the certified mail suggestion! I learned that lesson the hard way when EDD claimed they never received my initial paperwork (even though I had sent it). Had to resubmit everything and it delayed my claim by another month. Also, if you have any questions while filling out the forms, don't hesitate to call back - it sounds like you found someone knowledgeable who can help clarify things if needed.
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Zara Rashid
Just wanted to add one more thing that might help - when you're getting your medical certification from your previous doctor, make sure they specifically mention the dates you were unable to work due to the wrist fracture. EDD is really picky about having exact disability periods documented by the physician, not just treatment dates. Also, if your doctor's office charges a fee for completing retroactive paperwork (mine charged $25), you can sometimes get reimbursed for that if your claim gets approved. Keep the receipt just in case! Really hoping this works out for you - it's frustrating how much hoops we have to jump through for benefits we've already paid into through payroll deductions.
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Sergio Neal
•That's such a helpful tip about the specific disability dates! I hadn't thought about the distinction between treatment dates and actual inability to work dates. My wrist fracture kept me out of work for about 6 weeks, but I continued having follow-up appointments for months after I returned to work. I'll make sure to be very clear with my doctor about which specific period I need certified for disability purposes. And good to know about potentially getting reimbursed for the paperwork fee - every little bit helps when you're dealing with reduced income from disability!
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Caleb Stark
Just wanted to share my experience since I went through something very similar last year! I had a work-related knee injury in 2023 where I was on workers comp, then later found out I could have gotten supplemental SDI benefits since my workers comp payments were lower than what SDI would have paid. The key things that helped me were: 1. Being very organized with all my workers comp documentation - payment stubs, medical records, everything 2. Writing a clear explanation letter about why I was filing late (I used the "lack of information about eligibility" reason that someone mentioned) 3. Following up regularly but politely with EDD My claim took about 6-8 weeks to process once I submitted everything, but I did eventually get approved for the retroactive benefits. The supplemental payment wasn't huge, but it definitely helped cover some of the financial gap I had during that time. One thing I learned is that EDD's online system doesn't handle these coordination cases well - you really do need to talk to an actual person who understands how workers comp and SDI interact. Sounds like you're already on the right track with getting proper guidance from an EDD rep!
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Aisha Patel
•Thanks for sharing your experience! It's really encouraging to hear from someone who actually got approved for this type of retroactive claim. 6-8 weeks sounds reasonable given how complex these cases seem to be. I'm definitely going to follow your advice about staying organized - I've already started gathering all my workers comp payment stubs and medical records from last year. Quick question - when you say you followed up "regularly but politely," how often did you contact them? I don't want to be a pest but I also don't want my claim to get lost in the system.
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Sean Murphy
•@Caleb Stark When I followed up on my retroactive claim, I called about once every 2 weeks after the initial 4-week processing period had passed. I found that being polite but persistent worked best - I d'always start by saying something like Hi, "I m'calling to check on the status of my retroactive coordination claim that I submitted on [date] and" then provide my claim number. The key is to be friendly with the representatives since they re'dealing with frustrated people all day. Most of the time they could just give me a quick update on where it was in the process, which at least let me know it wasn t'lost in the system. After about 6 weeks, I started calling weekly since that seemed to be when things were moving through their review process.
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Gabriel Freeman
I'm also dealing with a similar situation but mine is even more complicated - I had a workplace injury in 2023 that was initially denied by workers comp, so I applied for regular SDI at the time. Then workers comp finally approved my claim 8 months later and started paying retroactively, but now I owe EDD back all the SDI payments I received! Has anyone dealt with an overpayment situation like this? I'm worried that if I try to file for coordination benefits like you're doing, it might mess up my current overpayment repayment plan. The whole system is so confusing when workers comp and SDI overlap - I wish there was clearer guidance on all these different scenarios. @Ethan Anderson - definitely keep us updated on how your claim goes! Your situation might help me understand my options better too.
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Giovanni Gallo
•@Gabriel Freeman That sounds like a really tough situation! From what I understand, overpayment situations are handled differently than coordination of benefits. In your case, since you received SDI first and then workers comp was approved retroactively, EDD would typically want the SDI money back since workers comp is the primary coverage for work injuries. However, if your workers comp payments were less than what SDI paid, you might still be entitled to keep some portion as supplemental benefits. I d'definitely recommend talking to an EDD specialist about your specific situation - it sounds complex enough that you need someone who really knows the overpayment rules. Don t'let it discourage you from exploring your options though!
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StarStrider
@Gabriel Freeman - Your situation with the overpayment is definitely tricky, but don't panic! I went through something similar in 2022. When workers comp gets approved after you've already received SDI, EDD will typically set up a repayment plan, but you may still be entitled to keep part of the SDI if your workers comp rate was lower. Here's what I learned: EDD has to do a "coordination calculation" to figure out exactly how much you owe back. If your workers comp weekly benefit was less than your SDI weekly benefit, you might only owe the difference, not the full amount. For example, if SDI was paying you $400/week and workers comp is only $300/week, you'd only owe back $300 per week, not the full $400. The key is to request a formal review of your overpayment calculation. Don't just accept whatever number they initially give you - make sure they're properly accounting for the coordination rules. You can usually do this by calling the overpayment department and asking them to explain exactly how they calculated what you owe. Also, keep making your scheduled overpayment payments while this gets sorted out - stopping payments can cause bigger problems. But definitely push for that calculation review!
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Amara Eze
•@StarStrider This is really helpful information! I had no idea that EDD was supposed to do a coordination calculation for overpayment situations. I think they just told me I owed back the full SDI amount without considering that my workers comp rate might be lower. I'm definitely going to call the overpayment department tomorrow and request that formal review you mentioned. It's so frustrating that they don't automatically explain these coordination rules - I've been stressing about owing back thousands of dollars when I might actually owe much less! Thanks for breaking this down so clearly.
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