< Back to California Disability

Can I file for EDD SDI disability benefits after quitting my job due to stress?

I quit my job last week after dealing with a toxic workplace for about 18 months. The stress was giving me panic attacks, insomnia, and my blood pressure went through the roof. My doctor agrees that my health is seriously suffering and mentioned she would provide medical certification for disability. But here's my question: since I already quit, am I still eligible to file for SDI benefits? I thought disability was only for people currently employed who need time off. I'm genuinely confused about whether I've messed up my chances by quitting first instead of going on disability while still employed. Has anyone navigated this situation before? I really need the financial support while I focus on my health recovery.

U can still apply but they might deny u bc u voluntarily quit. Sometimes they think ur just trying to get free money after quitting. Did ur doc write specifically that u left bc of medical reasons?

0 coins

She's writing up the certification today. I didn't specifically ask her to mention that the reason I quit was medical - should I call and ask her to include that specifically in the paperwork?

0 coins

You CAN absolutely apply for SDI even after leaving your job. The important factor is whether your doctor certifies that your medical condition (including mental health conditions) prevents you from performing your regular or customary work. The timing of when you left employment isn't the deciding factor. What matters is: 1. You have a medical condition certified by your doctor 2. This condition prevents you from doing your regular work 3. You have earned enough wages during your base period to establish a claim Make sure your doctor clearly documents that your condition (stress, anxiety, hypertension, etc.) directly impacts your ability to work. This medical documentation is crucial.

0 coins

Thank you so much for this detailed information! I do have one more question - what's the "base period" exactly? I worked full-time for 18 months at this job, but only part-time for about a year before that. Will that be enough?

0 coins

Demi Hall

I WENT THROUGH THE EXACT SAME THING!!!! My workplace was so toxic I developed severe anxiety and depression. I quit in January and my doctor put me on disability AFTER I'd already left. EDD approved my claim but it took FOREVER. Make sure your doctor is VERY specific about how your medical conditions prevent you from working. They denied my first claim because the doctor wasn't specific enough about WHY I couldn't work. Had to appeal and everything. Such a nightmare.

0 coins

Oh wow, that sounds stressful! Did you have to speak with an EDD representative during your appeal? I'm worried about navigating all this correctly.

0 coins

Demi Hall

Yes I had to talk to them and it was IMPOSSIBLE to get through. Took me 3 weeks of calling every day. I finally used a service called Claimyr (claimyr.com) to get connected to an EDD agent right away. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Completely worth it for my mental health bc the constant calling was making my anxiety worse!

0 coins

my cousin works for edd and says they look at why you quit. if you just say "i quit cuz work sucked" then no disability. but if doctor says "patient has diagnosed anxiety disorder caused by workplace and cannot work" then yes disability. its all about how the paperwork is filled out.

0 coins

That makes sense. I need to make sure my doctor clearly connects my medical issues to why I had to leave work. Thanks for the insight!

0 coins

To address your question about the base period: EDD uses a system where they look at your earnings from approximately 5-18 months before your claim filing date. They divide this into four quarters and use the highest-earning quarters to calculate your benefit amount. Since you worked full-time for 18 months, you likely have sufficient wages in your base period. Part-time work before that may also contribute to your base period earnings. When filing your claim, be careful about how you report your separation reason. Select the option that indicates you left work due to a medical condition. Do NOT select "voluntary quit" without explanation, as this could complicate your claim. One more important point: there's a 7-day unpaid waiting period for SDI benefits. Benefits begin on the 8th day of your disability.

0 coins

omg the waiting period was so confusing to me too when i filed last year lol

0 coins

I had a very similar situation in 2025 - quit my job due to severe workplace anxiety and filed for SDI afterward. My claim was initially flagged for review because I had already separated from my employer. Here's what helped me get approved: 1. My doctor clearly stated that my medical condition (anxiety disorder) was directly caused by workplace conditions 2. Doctor specified that my condition prevented me from performing ANY work at that time, not just my previous job 3. I submitted additional documentation showing I had sought medical help for this condition while still employed I think you're on the right track by having your doctor prepare proper documentation. Just make sure they're very explicit about the connection between your health issues and work environment, and that these issues prevent you from working.

0 coins

This is incredibly helpful, thank you! I did go to urgent care for panic attacks twice while still employed, so I'll make sure to mention those visits in my application.

0 coins

Demi Hall

Also make sure your doctor puts the correct date for when your disability actually started!! My doctor put the date of my appointment instead of when my symptoms actually started making me unable to work and it caused so many issues with my claim!!

0 coins

This is excellent advice. The disability start date should reflect when you actually became unable to work due to your medical condition, not just when you saw the doctor or when you left employment. If those dates don't align, be prepared to explain the discrepancy to EDD if they request additional information.

0 coins

my sister just went through something similar she said the key thing was she told her doctor about the work issues BEFORE quitting and had it in her medical records

0 coins

Update: I talked to my doctor today and she's adding specific language about how my medical conditions (anxiety disorder, hypertension, insomnia) were directly caused by workplace stress and prevented me from continuing to work. She's also backdating the disability start date to when my symptoms first became severe enough to impact my ability to work, which was actually about 2 weeks before I officially quit. I'm going to file my claim online tomorrow. Thank you all so much for your help and advice! I'll update once I hear anything from EDD.

0 coins

Sounds like you're taking all the right steps! Good luck with your claim. And don't forget - if EDD requests additional information or clarification, respond quickly and thoroughly. That's often where claims get delayed.

0 coins

Demi Hall

Good luck!!! Hope you get approved quickly and can focus on getting better!!! ❤️

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
6,872 users helped today