Can I file taxes with only CalWORKs income and unreported babysitting money?
So I'm stressing about tax season right now. I've been receiving CalWORKs and CalFresh for my kids and me, but I've never had what you'd call a "real job" with tax forms and all that. I do babysitting for my neighbor's kids a couple times a week and sometimes help my cousin with her housecleaning business for cash. Nothing major, maybe $2000-3000 for the whole year? But it's all been under the table. I'm wondering if I even need to file taxes? And if I do, HOW? I don't have any W2s or anything like that. Will I get in trouble for the babysitting money with CalWORKs if I report it now? I know I probably should've reported that income on my SAR7, but honestly, it's so irregular I never knew how to calculate it right. Also, I heard something about tax credits for people with kids even if you don't have regular income? Could I qualify for that with just my Cash Aid situation? Really confused and don't want to mess anything up!
20 comments


Emily Jackson
you should still file even with just calworks. you can get earned income credit for the babysitting $ if u report it. and theres child tax credit too if u have kids. i did mine last year with just cash aid and some doordash work
0 coins
Andre Laurent
•But will I get in trouble for not reporting the babysitting money on my SAR7 forms? I'm worried they'll come after me for overpayment or something.
0 coins
Liam Mendez
Yes, you should definitely file taxes! Even with just CalWORKs and side income. Here's why: 1. The Earned Income Tax Credit (EITC) and Child Tax Credit can be substantial money back in your pocket - possibly thousands depending on how many children you have and their ages. 2. Your CalWORKs benefits are not taxable income, but they do need to be reported on certain tax forms. 3. For the babysitting income, you would file as self-employed using Schedule C. Since it's under $6,000 for the year, your tax liability would likely be minimal after deductions. Regarding your concern about not reporting the income to CalWORKs - yes, technically you should have reported any income on your Semi-Annual Report (SAR7). The county could potentially calculate an overpayment if they find out. However, filing taxes and correcting your reporting going forward is always better than continuing to hide income. Many free tax preparation services can help you through programs like VITA (Volunteer Income Tax Assistance). They specifically help people with lower incomes file properly.
0 coins
Andre Laurent
•Thank you for explaining all that! I didn't realize CalWORKs isn't taxable income. Do you know if I need any special forms to prove I get CalWORKs when filing? Also, what's this Schedule C thing - can I just do that on TurboTax or something?
0 coins
Liam Mendez
To answer your follow-up questions: You don't need special forms to prove you receive CalWORKs when filing taxes. CalWORKs payments aren't reported on your tax return because they're considered public assistance and not taxable income. Schedule C is just a form that's part of your tax return where you report self-employment income like babysitting. Yes, TurboTax will walk you through this - it'll ask about any side jobs or independent work and guide you through the Schedule C process. It's pretty straightforward! For your babysitting income, you can deduct reasonable expenses like supplies you bought for activities with the kids, snacks you provided, or transportation costs specifically for babysitting. This reduces your taxable income.
0 coins
Sophia Nguyen
•I filed taxes last year with just CalWORKs and got back $3,200 because of my kids! The EITC and Child Tax Credit are no joke. You DEFINITELY should file!
0 coins
Jacob Smithson
I've been in a similar situation before and ended up with an overpayment notice from CalWORKs for not reporting some side income I made. It really sucks because they take 10% of your cash aid until it's paid back. BUT I also learned that if you go to them and self-report before they catch you, sometimes they're more lenient. They might just calculate the overpayment without adding any penalties. It's scary but better than living in fear wondering if they'll catch you. Also, just be aware that the IRS and county welfare departments DO share information. My friend didn't report her Etsy shop income on her taxes OR to CalWORKs and eventually got hit with both an overpayment AND a tax bill with penalties. Not worth it!
0 coins
Andre Laurent
•Ugh that's what I'm worried about. I honestly wasn't trying to hide anything, I just never knew how to report it since the babysitting is so irregular. One week I might make $100 and then nothing for two weeks. How did you handle the overpayment situation? Did you just call your worker?
0 coins
Jacob Smithson
Yeah, I just called my worker and explained the situation. I was super nervous but it wasn't as bad as I expected. They had me fill out a form estimating how much I earned during each month I didn't report. Then they calculated the overpayment amount. They took 10% of my cash aid each month until it was paid back. It wasn't fun but it wasn't the end of the world either. What really helped was that I initiated the conversation before they discovered it themselves - the worker actually told me they appreciate the honesty because most people don't come forward. For reporting irregular income going forward, you just report the actual amount you received in the SAR7 reporting period. You don't need to average it or anything.
0 coins
Isabella Brown
•Trying to reach CalWORKs workers by phone can be a nightmare though. I spent 3 weeks trying to get through to my worker about an income reporting issue. After getting disconnected constantly, I found this service called Claimyr that got me through to a real person in 20 minutes. They basically wait on hold for you and call when someone picks up. Saved me hours of frustration. There's a video that shows how it works at https://youtu.be/jzISHxCPLwE and their site is claimyr.com. Worth checking out if you need to get through quickly for something important like self-reporting income.
0 coins
Maya Patel
If ur worried about calworks overpayment u should know theres a income reporting threshold (IRT). they give u this number on ur approval letters. as long as u stay under that amount u dont have to report income until ur next SAR7. so if ur IRT is like $2500 a month and u only made like $200 from babysitting here and there u might be fine??? i think the bigger issue is taxes. u can file as self employed and probably still get EITC and child tax credit. my sis did that and got like $4k back even with only calworks and some side gigs!!!!
0 coins
Andre Laurent
•Thanks for explaining about the IRT! I need to check my approval letter to see what mine is. I definitely made way less than $2500 a month from babysitting... it was more like $200-300 in some months and nothing in others.
0 coins
Aiden Rodríguez
A few important facts for your situation: 1. CalWORKs has an Income Reporting Threshold (IRT). You only need to report income mid-period if it exceeds your IRT amount, which is listed on your benefits approval notices. For most families, this is well over $2,000 per month. If your babysitting income was only a few hundred dollars here and there, you technically only needed to report it on your regular SAR7 forms. 2. For taxes, you're considered self-employed. You'll file a Schedule C with your taxes showing your babysitting income. You can deduct reasonable business expenses like supplies, snacks provided, and transportation specifically for babysitting work. 3. You should absolutely file taxes! The Earned Income Tax Credit and Child Tax Credit could be worth thousands to you. You can file for free through VITA programs (search for 'VITA free tax help' in your area). 4. Going forward, keep a simple log of your babysitting income - just note dates and amounts in a notebook or your phone. This makes both SAR7 reporting and tax filing much easier. Many parents on CalWORKs have side income from informal work. The important thing is to start reporting it correctly going forward.
0 coins
Andre Laurent
•This is so helpful, thank you! I'm going to look for a VITA program near me. And I'll definitely start tracking my babysitting money better. I honestly didn't realize I could get tax credits even with my situation - that would be amazing if I could get some money back!
0 coins
Emma Garcia
i got calworks too and i ALWAYS file taxes!!!! u crazy not to with kids!!!! i got back $5600 last year with 2 kids and i only worked at amazon for 4 months!!!! rest of year just cash aid. the earned income credit + child tax credit is HUGE money. also about the babysitting thing my cousin does hair in her apt and never reported it to calworks for like 2 years. they found out when she filed taxes and reported the income. they did make her pay back some CalWORKs $ but it wasnt that bad, like $60 a month. and they didnt kick her off or anything. just my 2 cents
0 coins
Emily Jackson
•thats what i was gonna say! the tax refund is wayyyy more money than whatever u might have to pay back to calworks. my friend had to pay back like $300 in calworks overpayment but got like $4000 in tax refund. totally worth it lol
0 coins
Maya Patel
so wait a minute.... if ur on welfare and never worked at a real job are u even eligible to file taxes? i thought u needed a w2 or something??
0 coins
Aiden Rodríguez
•Yes, you can absolutely file taxes without a W-2! If you have self-employment income (like babysitting, housecleaning, selling crafts, etc.), you report it using Schedule C, even if it's a small amount. And even people with very low income or only self-employment income can qualify for tax credits like the Earned Income Tax Credit, especially if they have children. Many families who primarily receive CalWORKs but do some side work actually get significant tax refunds because of these credits. The EITC was specifically designed to help low-income working families.
0 coins
Chloe Mitchell
You definitely should file taxes! I was in almost the exact same situation last year - getting CalWORKs and doing babysitting on the side. I was so scared about the whole thing but it turned out to be totally worth it. Here's what I learned: You can file with just self-employment income (that's what babysitting counts as). I used the free tax software through IRS Free File and it walked me through everything. The Earned Income Tax Credit and Child Tax Credit are HUGE - I got back over $3,000 with two kids! About the CalWORKs reporting thing - I was honest with my worker about some unreported side income and they were actually pretty understanding. They calculated an overpayment but let me pay it back slowly through small deductions from my monthly grant. The tax refund I got was way more than what I had to pay back, so it was still a win. My advice: file your taxes and get that money, then be more careful about reporting going forward. Keep track of your babysitting income in a little notebook or your phone. You got this!
0 coins
Dmitry Ivanov
•This is really encouraging to hear from someone who was in the same situation! I've been so worried about this whole thing but you're right - the tax refund sounds like it would be way more than any overpayment I might have to deal with. I'm definitely going to look into that IRS Free File program you mentioned. Did you have to gather any special documents for the babysitting income or just keep track of what you made?
0 coins