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Liam McConnell

Can I be a paid IHSS provider for my 68-year-old mom while getting CalFresh?

Hi everyone, I'm in a tough spot trying to figure out how to care for my mom (68) while keeping our benefits. She's getting worse with her arthritis and memory issues, and I think IHSS might help us. I've been on CalFresh for about 2 years (just me and my teenage son), but now my mom needs to move in with us. Can I apply for IHSS for her and be her paid provider? Would that income affect my CalFresh benefits? I work part-time (25 hrs/week) already and I'm worried about how this all works together. Has anyone navigated IHSS and CalFresh at the same time? Any insight would be super helpful!

Yes, you can absolutely be your mother's IHSS provider! I help my father through IHSS while maintaining CalFresh benefits. Here's what you should know: 1. IHSS and CalFresh are separate programs, but IHSS income DOES count toward your CalFresh income limits 2. You'll need to apply for IHSS through your county social services department - your mom will be the recipient and you'll be the provider 3. A social worker will come assess how many hours your mother needs 4. Since you're related to her, you'll need to complete provider enrollment (background check, orientation, paperwork) The good news is that you're already working part-time, so adding IHSS hours makes sense. Just make sure to report the additional income on your next SAR7 for CalFresh. Your benefits might decrease somewhat based on the new income, but you won't necessarily lose them completely.

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Thank you so much for explaining this! Do you know if there's a minimum number of hours they typically approve? My mom needs help with bathing, cooking, getting dressed, and getting to doctor appointments, but she can still do some things on her own. I'm worried about reporting the extra income on my SAR7 and getting my CalFresh cut too much, especially since groceries are so expensive now.

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CosmicCaptain

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i do ihss for my aunt. the process took FOREVER to get approved! like 3 months but once it finaly got going it was ok. make sure you keep track of all her medical stuff for the assessment they want to see everything

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I've been an IHSS provider for my mother for over 5 years while receiving CalFresh. The key things to understand are: 1. IHSS provider wages are considered earned income for CalFresh purposes 2. Since you have a son in your household, you'll report your mom and her income (if any) on your semi-annual report (SAR7) 3. Your mom will need to apply for Medi-Cal first, as IHSS is a Medi-Cal program 4. The county will assign authorized hours based on your mom's functional limitations For applying, you can start by contacting your county IHSS office. They'll send out a social worker to evaluate your mom. Be very detailed about ALL the help she needs - from medication management to personal care. The social worker needs to understand her full situation. Regarding CalFresh, you'll need to report the change in household composition when your mom moves in, then report your IHSS income when you start receiving it. Your CalFresh benefits will be recalculated based on the larger household size (which could increase benefits) and the additional income (which could decrease them).

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what about if the mom gets SSI? does that effect CalFresh for the household too???

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Great question! As of 2025, SSI recipients in California ARE eligible for CalFresh (this changed several years ago). So if your mom receives SSI, that income would be counted toward your household's total income for CalFresh purposes. However, you'll also have a larger household size, which raises your income limit. The net effect varies by household, but many families still qualify for some CalFresh even with SSI income included.

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BE CAREFUL!!! When I started doing IHSS for my dad my CalFresh dropped from $450 to just $70!!! They count ALL your income and when you add IHSS hours it can push you over the limit. The system is rigged I swear. They act like they want to help but then when you finally get some income they take away food money. Make sure you report ANY expenses you can - rent, utilities, dependent care, medical expenses. EVERYTHINg helps offset the income.

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Wow, that's a huge decrease! I'm really worried about that happening to us. My rent already takes most of my paycheck. Did you try appealing or anything? We really rely on our CalFresh benefits.

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I did try to appeal but they just explained that I was now over the income limit for my household size. The only thing that helped was when I made sure to report ALL my expenses properly. Make sure you're claiming utilities separate from rent if you pay them, and any medical expenses not covered by insurance. Every deduction helps!

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When u apply for IHSS its all about the detail!!! I take care of my MIL and we got her 89 hrs a month. Make sure to describe the WORST days not average days. Like if sometimes mom needs full help with bathing but other days just setup help, tell them about the days she needs FULL help. Be honest but comprehensive!!!

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That's a really good tip, thanks! Her arthritis varies a lot - some days she can barely get out of bed and other days she's more mobile. I'll make sure to focus on describing her bad days during the assessment.

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Dmitry Petrov

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I wanted to share that getting through to the IHSS office can be a nightmare. I spent weeks trying to reach someone when applying for my grandmother. I finally used a service called Claimyr (claimyr.com) that got me through to a real person in about 10 minutes instead of waiting on hold forever. They have a video demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 showing how it works. It made a huge difference in getting our application processed. Might save you some frustration when you're trying to apply or check status!

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Oh thank you! I tried calling our county office yesterday and gave up after 45 minutes on hold. I'll check this out because I really need to get this process started ASAP.

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does it cost money to use? seems sketchy

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One important thing I forgot to mention - when you apply for IHSS, be prepared to provide your mom's medical records or at least a letter from her doctor documenting her conditions and limitations. The more medical documentation you have of her arthritis and memory issues, the stronger your case will be for getting appropriate hours approved. Also, in my experience, the IHSS social worker assessment typically happens within 30-45 days of application in 2025, but there can be delays, so start the process ASAP.

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I have her medical records from her last few appointments. Her doctor actually suggested we look into home care options, so hopefully they'll be supportive with documentation. The 30-45 day timeline is helpful to know - I was worried it might take much longer.

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CosmicCaptain

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have u checked if ur mom qualifies for meals on wheels too? my aunt gets it and it helps a lot with food. its seperate from calfresh.

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I hadn't thought of that! That would be really helpful on days when I'm working and can't prepare her lunch. I'll look into it, thanks!

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Question - does your mom live with you already or is she moving in soon? Because if she's moving in, you HAVE to report the household change within 10 days to CalFresh or you could get an overpayment notice later. I learned this the hard way and had to pay back benefits!

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She's moving in next weekend actually. I didn't realize I only had 10 days to report it! Thank you for the heads up, I'll call my caseworker tomorrow. I definitely don't want to deal with an overpayment situation.

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Since there seems to be some confusion about the reporting requirements, let me clarify: In California, you must report when someone moves into or out of your home within 10 days if this change would increase your benefits. However, if the change might decrease your benefits (like adding income to the household), you can either report it within 10 days or wait until your next SAR7 or recertification. That said, with IHSS specifically, I always recommend reporting promptly and accurately because: 1. The increase in household size might actually increase your benefits even with the additional income 2. If you're found to have delayed reporting to receive higher benefits, you could face an Intentional Program Violation 3. The system eventually catches up through data matching between programs When you report, use the BenefitsCal online portal if possible - it's usually faster than calling. And make sure to document when and how you reported the change in case there are any questions later.

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Thank you for the detailed explanation! I'll report the change through BenefitsCal this weekend. My mom does receive Social Security retirement, so I'll include that information too. Better to be safe than sorry with reporting.

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Anna Kerber

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I'm going through a similar situation with my grandmother right now! One thing I learned that might help - when you're getting ready for the IHSS assessment, keep a detailed log of everything your mom needs help with for at least a week before the social worker comes. Write down specific times, what tasks she struggled with, how long it took you to help her, etc. Also, make sure your mom is present during the assessment if possible. Sometimes they need to see her attempt certain tasks to understand her limitations. The social worker will ask her directly about what she can and can't do. For the CalFresh side, I'd suggest calling your worker ahead of reporting the household change to ask about estimated benefit changes. They can sometimes run scenarios to show you how adding your mom might affect your benefits before you officially report. This helped me prepare financially for the transition. Good luck with everything - caring for aging parents while managing benefits is really challenging but you're doing the right thing for your family!

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Just wanted to add something that helped me when I was navigating IHSS and CalFresh together - make sure you understand the difference between gross and net income reporting. For IHSS provider wages, CalFresh uses your gross income (before taxes), but you can deduct work-related expenses like mileage if you're driving your mom to appointments as part of your IHSS duties. Also, if your mom has any ongoing medical expenses (prescriptions, medical equipment, etc.), those count as deductions that can help offset the income increase when CalFresh recalculates your benefits. Keep all receipts! One more tip - some counties have IHSS orientation sessions that explain the program really well. Ask your county office if they offer these. It helped me understand the whole process much better than trying to figure it out on my own. You're doing something really important for your mom, and it's great that you're thinking through all the benefit implications ahead of time. That shows you're being really responsible about this transition.

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This is really helpful information, thank you! I didn't know about being able to deduct mileage for driving her to appointments. My mom has a lot of doctor visits and I'll definitely be taking her since she's not comfortable driving anymore. Do you know if there's a standard mileage rate I should use, or do I need to track actual gas expenses? And thanks for mentioning the orientation sessions - I'll ask about those when I call tomorrow. It's overwhelming trying to figure all this out but everyone's advice here is making me feel more confident about moving forward.

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For mileage deductions, you can use the standard IRS mileage rate (it's 67 cents per mile for 2024, and usually goes up slightly each year). Just keep a simple log with dates, destinations, and miles driven for IHSS-related trips. It's much easier than tracking actual gas receipts! Some people use apps like MileIQ to track automatically, but a notebook works fine too. The key is being consistent about recording every trip related to your mom's care - doctor appointments, pharmacy runs, grocery shopping for her, etc. Make sure to ask during your county orientation if they have any specific forms or requirements for expense tracking, since some counties have their own preferred documentation methods.

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Jenna Sloan

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I'm in a very similar situation with my 71-year-old dad! Just wanted to share a few things that really helped me when I started this process last year: 1. **Timeline planning** - Start your IHSS application NOW, even before your mom moves in. The process takes time and you want benefits to start as soon as possible after she's living with you. 2. **CalFresh reporting strategy** - When I added my dad to my household, my CalFresh actually went UP initially (bigger household size) before going down when the IHSS income started. The net effect wasn't as bad as I feared. 3. **Documentation is key** - Keep a daily care log starting now. Write down every single thing your mom needs help with, even small stuff like opening jars or remembering medications. This becomes crucial evidence during the IHSS assessment. 4. **Medical appointments** - Try to schedule your mom for any needed medical evaluations BEFORE the IHSS assessment. Fresh documentation of her conditions really strengthens your case. The whole process is stressful but totally worth it. My dad went from struggling alone to having the care he needs, and I went from worrying constantly to having a steady income for providing that care. It's actually improved our family's overall financial stability even with the CalFresh reduction. Feel free to reach out if you have specific questions as you go through this - happy to share more details about what worked for us!

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Emma Wilson

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Thank you so much for sharing your experience! It's really encouraging to hear that someone else went through this successfully. I'm definitely going to start the IHSS application this week - you're right that I shouldn't wait. The tip about CalFresh potentially going up first due to household size is something I hadn't considered, so that makes me feel a bit better about the transition period. I'm going to start that daily care log right away too. My mom has good days and bad days, so having that documentation over time will probably show the full picture better than just describing it during the assessment. Did you find that the IHSS social worker was understanding about the day-to-day variations in your dad's needs? I'm worried they might only see her on a good day and underestimate the hours we need.

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The social worker was actually really understanding about the fluctuations! I made sure to mention during the assessment that dad has "good days and bad days" and showed them my care log that documented both. What really helped was that I had noted specific dates when he needed maximum assistance vs. days when he was more independent. The social worker told me they're trained to approve hours based on the person's worst functional days, not their best ones. They want to make sure adequate care is available when it's needed most. So definitely keep tracking those variations - it actually strengthens your case rather than hurting it. Also, if possible, try to schedule the assessment for a time when your mom typically has more difficulty (like mornings if that's when her arthritis is stiffest). The visual assessment of her actual limitations is just as important as the documentation you provide.

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I'm also navigating this exact situation right now! My 65-year-old mother is moving in with me next month and I've been researching IHSS and CalFresh interactions. One thing I discovered that might help is that some counties have IHSS/CalFresh coordinators who specifically help families understand how these programs work together. I called my county's adult services department and they connected me with someone who walked through scenarios of how different IHSS hour approvals would affect my CalFresh benefits. It was really helpful to get actual numbers before starting the process. Also, I learned that if your mom qualifies for IHSS, she automatically qualifies for the CalFresh restaurant meals program once she turns 60 (she's already close at 68!). This lets her use CalFresh benefits at participating restaurants, which could be helpful on days when cooking is difficult. The paperwork feels overwhelming but everyone I've talked to says it's worth it for both the care your mom will receive and the income stability it provides. Wishing you the best as you start this journey - you're clearly a caring son looking out for your family!

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Lily Young

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That's fantastic information about the IHSS/CalFresh coordinators! I had no idea those existed. I'm definitely going to call my county tomorrow and ask about that - getting actual benefit calculations before I start would really help me plan better. And wow, I didn't know about the restaurant meals program either! My mom loves going out to eat occasionally but we've been worried about affording it. That could be a nice quality of life improvement for her. Thanks for mentioning it! It sounds like you've done really thorough research on this. How long did it take you to get connected with the coordinator when you called? I'm hoping they can walk me through some scenarios like they did for you.

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This thread has been incredibly helpful! I'm actually in the exact same situation - my 72-year-old mother needs to move in with us and I've been stressed about how IHSS would affect our CalFresh benefits. Reading everyone's experiences has really given me hope that this can work out. A few things I wanted to add based on my research: 1. **IHSS wages and taxes** - Don't forget that as an IHSS provider, you'll need to pay taxes on that income. The state takes out some taxes, but you might owe more at tax time. Factor this into your CalFresh planning. 2. **Respite care hours** - Some counties approve respite hours so you can take breaks from caregiving. These are additional hours beyond your mom's regular care needs, and they count toward your total IHSS income. 3. **CalFresh work requirements** - Being an IHSS provider counts as meeting work requirements for CalFresh if you're subject to ABAWD (able-bodied adult without dependents) rules, though that might not apply since you have a teenage son. The tip about starting a care log immediately is so smart. I wish I had known that earlier! Also, the suggestion about county coordinators who understand both programs is gold - I'm calling tomorrow. Thank you everyone for sharing your real experiences. It's making this transition feel much less scary knowing others have successfully navigated it.

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Zoe Stavros

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This is such valuable information, thank you! The tax aspect is something I hadn't fully considered - I was so focused on how the IHSS income would affect CalFresh that I forgot about the tax implications. Do you know roughly what percentage gets withheld? I want to make sure I'm setting aside enough for tax season. The respite care hours sound amazing too - I didn't realize that was even an option. My current part-time job plus caring for mom is going to be exhausting, so having some approved break time would be incredibly helpful. I'll definitely ask about that during the assessment process. It's so reassuring to know there are people going through the exact same situation. This whole thread has turned what felt like an impossible puzzle into something that actually seems manageable with proper planning!

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