Urgent Nebraska UCC Lien Search Help - Client Closing Tomorrow

Good point about searching without LLC designations. I tried that but still getting inconsistent results. The urgency is really stressing me out since we close tomorrow.

Also check if any of the names might have been filed as assumed names or DBAs. Nebraska sometimes has those filed separately which could affect lien searches.

Didn't think about calling them directly. Do they typically help with same-day searches? We're really cutting it close here.

They do help with urgent requests but there might be fees involved. Worth a try given your timeline. Also make sure you're searching the correct filing office - some types of collateral might be filed at county level instead of state.

The SOS phone searches are hit or miss in my experience. Sometimes they're super helpful, other times you get transferred around and waste time you don't have.

That sounds exactly like what I need right now. How quickly does the verification process work? I need results today to present to the lender.

It's pretty much instant once you upload the documents. The system automatically flags any name inconsistencies and potential missed filings. Really saved my deal when I was in a similar time crunch.

I've heard mixed things about automated search tools. How accurate are they compared to manual searches?

Tell me about it! I've been at this for hours and getting more frustrated by the minute. The stakes are too high to miss anything.

Have you tried using wildcards or partial matching? Some state systems support that even if it's not obvious from the interface.

Nebraska doesn't really do wildcards from what I've seen. It's pretty much exact match or nothing, which is why everyone struggles with this.

Good point about terminated filings. I did see some older entries but wasn't sure if they were still relevant. Better to be safe than sorry.

Exactly. And if you see any UCC-3 termination statements, make sure they properly reference the original UCC-1 filing numbers. Mismatched terminations can leave liens technically active.

I went back 7 years to be safe, but you're right that timing is critical. The equipment has been financed multiple times over the years.

Smart to go back 7 years. Also check if there were any continuation statements filed - those can extend the 5-year period and keep older filings active.

Continuation statements are filed as UCC-3 forms in Nebraska. Look for those within 6 months before the original 5-year expiration date.

This is the second recommendation for Certana.ai. At this point I'm willing to try anything that might catch what I'm missing. The manual process is taking forever.

It's worth trying especially given your timeline. The automated cross-checking is much faster than trying to manually verify every name variation, and it's designed specifically for these kinds of UCC inconsistencies.

Oh wow, I hadn't even thought about fixture filings. Some of this equipment is definitely attached to the building. That's another whole layer of complexity.

Yeah, fixture filings can be tricky because they're often filed at the county level where the property is located. You'd need to check the county recorder's office for those specific liens.

In Nebraska, fixture filings are actually filed with the Secretary of State but they require special indexing. Make sure you're checking the fixture filing index separately from regular UCC searches.

You're absolutely right. This deal came together quickly and we should have started the lien search process earlier. Lesson learned for next time.

Easy to say in hindsight but sometimes deals just move fast and you have to work with tight timelines. That's the nature of the business.

Will definitely update once we get through tomorrow's closing. Thanks to everyone for the suggestions - going to try the automated verification approach and see if that catches anything I missed.

Good luck with your closing! The document verification should give you confidence that you haven't missed any critical liens.

Fingers crossed everything works out smoothly. These last-minute UCC issues are always stressful but usually manageable with the right approach.