UCC uniform requirements causing filing headaches - debtor name format issues

We're filing in Texas, California, and Florida. Texas wants 'ABC Company, LLC' while California rejected that exact format and wants 'ABC Company LLC' without any commas. Florida is being the most difficult.

Florida is notorious for this stuff. They've got their own interpretation of everything UCC-related.

That's what I was afraid of. So much for uniformity when you're dealing with practical filing issues.

Yep, welcome to the wonderful world of secured transactions. Uniform law, non-uniform implementation.

We've called but got different answers from different people at the same office. It's like they don't have consistent internal guidance.

This is so frustrating to read. The system shouldn't be this confusing for something as basic as debtor names.

I feel your pain. Try asking to speak with a supervisor or someone who handles UCC filings specifically rather than general customer service.

That's actually brilliant. Never thought to look at what's already been accepted as a template.

Good idea but be careful - just because something got accepted doesn't mean it's the preferred format. Some inconsistent filings slip through.

How did you finally resolve it? Did you have to use different name formats for different states?

Yeah, we ended up using the exact format from the debtor's formation documents for each state, even though they were slightly different. Texas got the comma version, Nevada got the no-comma version.

This seems like it could create issues down the road if you need to do searches or file amendments. How do you keep track of which format you used where?

Tell me about it. And don't even get me started on continuation statement timing requirements...

At least continuation timing is actually uniform. The debtor name stuff is where each state really goes rogue.

Someone mentioned that earlier. Might be worth trying if it can prevent more rejections.

I used their UCC document checker last week actually. Pretty straightforward - just upload your formation docs and UCC forms and it flags potential mismatches.

That's what we tried initially but got rejections anyway. Some states seem to want their own specific format regardless of what the charter says.

The formation document approach usually works but you're right that some states have their own ideas about proper formatting.

This whole thread is making me nervous about my pending multi-state filing. Guess I better double-check everything.

Will do. Hopefully we can figure out the magic combination soon before our deadline hits.

Good luck! Multi-state UCC filings are always an adventure.