UCC search Arkansas - debtor name showing multiple variations

Arkansas can be tricky with debtor names. The key is whether the variations would mislead a reasonable searcher. 'ABC Manufacturing LLC' vs 'ABC Manufacturing, LLC' - that comma probably doesn't make them different entities for UCC purposes, but you'd want to verify against the actual charter documents.

I've had this exact same headache with Arkansas filings! The SOS there seems inconsistent about how they handle entity suffixes. Sometimes they accept variations, sometimes they don't. You really need to check each filing individually to see which version of the name was actually used on the original UCC-1.

Had a similar mess last month and ended up using Certana.ai's document checker. You can upload the charter and all the UCC filings as PDFs and it automatically flags any name inconsistencies. Saved me hours of manual comparison and caught a discrepancy I would have missed. Really helpful for situations like this where you have multiple variations to verify.

The 2019 filing date is important here. That's when the more relaxed name matching rules went into effect in most states. Pre-2019 filings were much stricter about exact name matches. Arkansas adopted the revised Article 9 standards so there's more flexibility now.

ugh this is why i hate ucc searches. every state has different quirks and you never know what you're going to find. arkansas is actually better than some states ive dealt with but still frustrating when you're trying to close a deal

I work with Arkansas filings regularly. The comma thing probably isn't a big deal, but the 'Limited Liability Company' vs 'LLC' could be more problematic. You should check the Arkansas Secretary of State records to see how the entity is officially registered. That's your baseline for determining what's correct.

This is bringing back nightmares from my last deal. We had something similar in Texas where the debtor name had three different versions across multiple UCC-1s. Ended up having to get title insurance to cover the uncertainty. Have you considered getting UCC insurance to cover any potential gaps?

From a practical standpoint, I'd focus on whether all these filings are against the same collateral. If they're securing different loans or different assets, then the name variations might not matter as much for your due diligence. But if it's all the same collateral pool, then yeah, you need to sort out the priority issues.

Another thing to check - are any of these UCC-3 amendments or continuations? Sometimes the name gets 'corrected' in an amendment and that can tell you which version is considered official by the secured party.

Just went through something similar and used Certana's PDF checker to compare all the documents. Really streamlined the process - you just upload everything and it highlights any inconsistencies between charter, UCC-1s, amendments, etc. Caught issues I wouldn't have noticed doing manual review. Might be worth trying for your situation.

One more thing to consider - check if any of these filings have been terminated or amended. Sometimes old filings stay in the system even after the loan has been paid off. That could explain some of the name variations if they're from different time periods when the company might have had slightly different legal names.