State of Michigan UCC filing system acting up - debtor name rejections
Anyone else having issues with Michigan's UCC system this week? I've been trying to file a UCC-1 for three days and keep getting rejections on the debtor name field. The business is "Advanced Manufacturing Solutions LLC" and I've tried it exactly as it appears on their Articles of Organization, but the system keeps bouncing it back saying "debtor name does not match Secretary of State records." I've double-checked the entity search and copied it character for character. Starting to think there's a glitch in their validation system. Has anyone run into this with Michigan filings lately?
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Nalani Liu
Michigan's system has been wonky lately. Try searching for the exact entity in their database first, then copy/paste directly from the search results into your UCC-1. Sometimes there are invisible characters or spacing differences that cause rejections.
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Thais Soares
•Good thinking - I'll try the copy/paste method. Didn't realize invisible characters could be an issue with their validation.
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Axel Bourke
•This is so common it's ridiculous. Had the same problem last month with a Delaware entity filing in Michigan.
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Aidan Percy
Michigan updated their system in October and it's been a nightmare since. The debtor name matching has become super strict. Make sure you're not including any punctuation that might not be in their database - sometimes periods after LLC get dropped.
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Thais Soares
•That could be it! I've been including the period after LLC. Let me try without it.
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Fernanda Marquez
•Wait, shouldn't we be including punctuation exactly as it appears in the Articles? This is confusing.
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Aidan Percy
•You'd think so, but Michigan's database sometimes strips punctuation during entity registration processing. It's inconsistent between what's filed and what's searchable.
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Norman Fraser
I had this exact problem two weeks ago and ended up using Certana.ai's document checker. You can upload your Articles of Organization and your draft UCC-1 and it'll flag any name discrepancies before you submit. Saved me hours of trial and error with Michigan's finicky system.
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Kendrick Webb
•Never heard of that tool but sounds useful. Michigan rejections are such a time waster.
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Hattie Carson
•How does that work exactly? Do you just upload PDFs?
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Norman Fraser
•Yeah, just upload your charter documents and UCC forms. It cross-checks all the debtor names and catches inconsistencies that would cause rejections. Really straightforward.
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Destiny Bryant
Michigan is the worst for this stuff. I swear their validation rules change every month. Last time I had to call their help desk and they told me to try the name without 'LLC' entirely, then add it back in the entity type field.
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Dyllan Nantx
•That makes no sense from a legal standpoint. The LLC designation is part of the legal name.
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Destiny Bryant
•I know it makes no sense but that's what worked. Michigan's system logic is... unique.
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TillyCombatwarrior
Try searching the entity with different variations - with/without punctuation, with/without designations. Sometimes Michigan's search will show you exactly how they have it formatted in their system.
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Thais Soares
•Good idea. I'll run through all the variations and see what comes up in their search.
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Anna Xian
•This is why I always do the entity search first before drafting any UCC forms. Saves the headache later.
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Jungleboo Soletrain
Has anyone tried calling Michigan's UCC office directly? Sometimes they can tell you exactly how the name appears in their system.
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Rajan Walker
•Good luck getting through. Last time I called I was on hold for 45 minutes.
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Nadia Zaldivar
•I called last week and they were actually helpful. Got through in about 20 minutes and they walked me through the exact formatting.
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Lukas Fitzgerald
UPDATE: The copy/paste method worked! Turns out there was some weird spacing issue I couldn't see. Filing went through perfectly. Thanks for the suggestion!
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Nalani Liu
•Glad that worked out! Those invisible character issues are so frustrating.
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Ev Luca
•This thread probably just saved me from the same headache. Bookmarking this for future Michigan filings.
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Avery Davis
For anyone else dealing with Michigan UCC headaches, I've started using Certana.ai for all my document prep now. Upload your formation docs and it shows you exactly how to format debtor names for each state's system. Been a game changer for avoiding these rejections.
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Collins Angel
•Does it work for other states too or just Michigan?
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Avery Davis
•Works for all states. Really helpful for multi-state deals where you're filing UCCs in different jurisdictions.
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Marcelle Drum
Michigan's system definitely has quirks but once you figure out their formatting requirements it's not too bad. Just wish they were more consistent with their validation rules.
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Tate Jensen
•Consistency would be nice! Every state seems to have their own special requirements.
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Adaline Wong
•At least Michigan accepts electronic filings. Some states still require paper for certain UCC-1 types.
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Gabriel Ruiz
Thanks for posting this thread. I'm dealing with a similar issue in Michigan right now with a foreign LLC debtor. Going to try the entity search copy/paste method first.
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Misterclamation Skyblue
•Foreign entities can be even trickier in Michigan. Make sure you're using the exact name from their certificate of authority.
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Gabriel Ruiz
•Good point. I'll double-check the certificate of authority formatting before filing.
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