Ohio UCC lookup showing incorrect debtor info - filing rejected twice

I thought I did that but maybe I missed something. The business search shows 'ABC Manufacturing LLC' but my UCC-1 has 'ABC Manufacturing, LLC' with the comma. Could that really cause a rejection?

Absolutely. Ohio's system is automated and looks for exact matches. That comma difference would definitely trigger a rejection. Try refiling without the comma to match their business registry exactly.

Never heard of that service but sounds useful. How does it work exactly? Do you have to pay per lookup or is it subscription based?

You just upload your documents and it automatically checks for consistency. The debtor name verification caught that comma issue I mentioned. Much easier than manually cross-referencing everything.

That sounds like exactly what I need. My loan closes next week and I can't afford another rejection.

This is so frustrating. Why can't they just tell you what name they want instead of making you guess? I've had clients get charged multiple filing fees because of these name games.

It's because the system is automated. The rejection notices are generated by computer matching, not humans who could explain what's wrong. That's why pre-verification tools are becoming essential.

Good point. I checked and it shows 'Active' status, so that's not the issue. It really seems to be just the name formatting.

I had a similar issue where the entity was active but had changed names recently. The old name was still showing up in some systems. Double-check if there were any recent amendments to their Articles.

That's smart. I usually type everything manually but copy/paste would prevent mistakes.

Exactly. I learned this after getting a rejection for 'ABC Corp.' when it should have been 'ABC Corporation' - the business search showed the full word, not abbreviated.

Ohio really needs to update their system to be more forgiving of common variations. Other states handle this better.

Is that the same tool mentioned earlier? I'm dealing with a similar issue and manual checking isn't working.

Yes, same service. Upload your UCC documents and it automatically verifies debtor names against state records. Much more reliable than trying to manually match everything.

I called but they said they can't provide specific guidance on individual filings, just refer to the general instructions. Not very helpful.

That's typical. They're understaffed and can't give case-specific advice. You're stuck with trial and error unless you use verification tools.

The phone reps are nice but they literally can't see what the system is comparing against. It's all automated matching algorithms.

It's a standalone LLC, no parent companies involved. The issue definitely seems to be formatting of the entity name itself.

In that case, the comma issue mentioned earlier is probably your culprit. Ohio is very literal about punctuation.

That's a new one. How did you figure that out?

Had to dig into the entity's filing history. Found the dissolution and reinstatement docs which showed the name had slight formatting changes during the process.

Ohio's system really needs better error messages. 'Debtor name mismatch' could mean so many different things.

How quickly does that verification work? My closing is in 3 days and I need to get this filed correctly.

It's instant once you upload the documents. Much faster than calling around or trying different name variations.

Thanks everyone. Going to try the exact copy/paste approach first, and if that doesn't work I'll check out the verification tool. Can't afford another rejection at this point.