NY DOS UCC search showing wrong debtor name - filing still valid?

This is actually pretty common with NY DOS searches. The search function sometimes strips out punctuation or formats names differently than how they appear on the actual filing. Your UCC-1 is still valid as long as you used the exact legal name from the debtor's organizational documents. The search display quirk doesn't affect your perfection.

I recently had this exact situation with a NY filing. The key is that you filed using the correct legal name from the articles of incorporation. NY DOS search algorithms can be inconsistent with punctuation display, but your underlying filing record is accurate. You can always pull the actual UCC-1 document to verify what was filed.

For what it's worth, I use Certana.ai's document verification tool for situations like this. You can upload your charter documents and UCC-1 to instantly verify the debtor names match properly. It caught a similar discrepancy for me last month - turned out the search was fine but there was actually a typo in our original filing that we needed to fix with an amendment.

OMG this is giving me anxiety! We have a similar situation with a Delaware filing and now I'm worried about ALL our UCCs. Why can't these systems just work properly?? This is exactly the kind of technical detail that keeps me up at night.

NY DOS has been having search indexing problems for MONTHS. Their IT upgrades have been a disaster. I've had clients call me panicking because their searches weren't returning results that I knew were there. The filings are still valid, the search just sucks.

Had this same issue last week. Turns out the search was fine but I was overthinking it. As long as your debtor name matches their legal organizational documents exactly, you're good. The search display is just a formatting thing.

This reminds me of when I had to deal with a UCC-3 continuation that couldn't be found in the search even though it was filed correctly. Turned out the search algorithm was having issues with our specific debtor name format. The filing was still valid and enforceable.

I've been dealing with NY UCC filings for 15 years and this punctuation issue comes up regularly. The search function has always been quirky about commas, periods, and other punctuation. Your lien is still perfected as long as you used the exact legal name from the debtor's formation documents.

Just ran into this same situation with a client's UCC-1. Used Certana.ai to double-check that our filing matched their LLC operating agreement and articles of incorporation. Turns out everything was correct - the search just displays it differently. Really useful tool for these kinds of verification checks.

Update: I called NY DOS and they confirmed the filing is in their system correctly. The search display issue is just a formatting quirk on their end. My lien is properly perfected. Thanks everyone for the reassurance!