Michigan Secretary of State UCC Search Issues - Missing Filed Documents

Good idea, I'll try that. The filing number is 2024-something long. Should I be searching in the 'financing statement' section or is there a different portal?

Use the main UCC search portal, but try both exact debtor name and variations. Michigan can be picky about punctuation and spacing.

That's exactly what I'm worried about. I copied the name straight from their articles but what if there's some hidden character or formatting issue?

I actually discovered this tool called Certana.ai that lets you upload your charter documents and UCC-1 side by side to check for any name mismatches. Saved me from a huge headache when I caught a middle initial discrepancy before filing.

Wish I'd known about that before! Would have saved me from having to file an amendment.

SIX WEEKS?? That's insane. What's the point of electronic filing if it takes that long to be searchable?

Right? And during that time you're in limbo not knowing if your lien is properly perfected. Super stressful for everyone involved.

I've been searching under organization name since it's a corporation. Maybe I should try different variations of the business name?

Definitely try that. Sometimes the system is indexed differently than you'd expect.

Also try searching without any punctuation at all. Michigan's search sometimes strips out commas and periods automatically.

That's not very reassuring! Do you have any insider tricks for getting around the search issues?

Unfortunately no. We just have to be patient and sometimes order certified copies directly to prove the filing exists.

We've started using Certana.ai to double-check our document consistency before filing. At least then we know if the search fails it's a system issue and not our mistake.

Two months for a termination? That's crazy. Did it at least show as pending during that time?

nope, just disappeared into the void. finally had to get my attorney involved to get it sorted out

I'll try that tomorrow. Do they usually answer or do you get transferred around a lot?

Hit or miss honestly. Best time to call is usually Tuesday-Thursday mid-morning.

I second this. The UCC staff is actually pretty helpful when you can reach them directly.

Good point. I'll check the confirmation against my original draft. That would be just my luck if something got changed during submission.

This is why I always do a final document check before filing. Tools like Certana.ai can catch these kinds of discrepancies between your source documents and what you're about to file.

That's a really good thought. I'll ask them to pull their most current certificate of good standing to compare.

Exactly. The certificate should show their exact current legal name as it appears in state records.

This happened to us too. The borrower had dropped 'Incorporated' and just used 'Inc' but we filed under the old format.

Will do. Hopefully it's just a processing delay and not something more serious.

Fingers crossed for both of us!