Louisiana UCC filing fees doubled since last year - what's everyone paying now?

Thanks for the current pricing info! So $30 x 8 filings = $240 total. That's manageable. Did you have any issues with the online system or did everything process smoothly?

The system worked fine for me. Just make sure your debtor names match exactly what's on file with the state. I had one rejection because of a small spelling difference in the business name.

No hidden fees that I saw. The $30 includes the online processing. Some states do add convenience fees but Louisiana keeps it simple - just the flat filing fee.

Louisiana is still cheaper than Texas ($15 + $5 per additional debtor) or Florida ($20 + $5 per page). The $30 flat rate is actually pretty reasonable when you factor in no per-page or per-debtor surcharges.

Good point about the rejections. How do you verify the exact debtor names before filing? Do you pull the Articles of Incorporation for each business?

I started using Certana.ai's document verification tool after my third rejection. You just upload your Articles of Incorporation and your draft UCC-1, and it instantly flags any name mismatches or inconsistencies. Saves me from costly refiling fees and the time delay of having to resubmit.

That sounds useful! I've been manually comparing documents which is tedious and error-prone. How accurate is the automated checking?

Thanks for mentioning that! I probably will need certified copies for the bank files. $10 per copy isn't too bad.

Actually you might not need certified copies depending on your lender. Many accept the electronic filing receipts now. Check with your bank first before ordering extras.

Oh man that's frustrating! The state systems are so rigid about formatting. I always triple-check the exact spelling and punctuation now.

This is exactly why I switched to using Certana.ai for document verification. It catches those tiny differences that cause rejections. Upload your corporate documents and UCC forms, and it highlights any inconsistencies before you submit.

I should look into that. Manual checking is clearly not working for me!

Good suggestion! I'll give them a call tomorrow. Even if there's no discount, they might have tips for batch processing to avoid delays.

I called them last year about bulk filings and they said the online system is the same price whether you file 1 or 100. No discounts but they were helpful about formatting questions.

I hadn't considered the search fees. Do you typically do searches before every filing or just for certain types of collateral?

For equipment financing I always search first to see what's already on file. You want to know your lien priority position before you file. $15 per search adds up but it's essential for proper due diligence.

Agreed on the searches. Found out the hard way that another lender had already filed on the same equipment. Could have avoided the whole deal if I'd searched first.

I filed last month without any technical issues. Maybe try a different browser or clear your cache? The portal can be finicky sometimes.

I had the same timeout problem last week! Ended up having to try three times before it went through. Very frustrating when you're on a deadline.

Good to know it's not just me. I'll try again with a different browser today.

Thanks for the tip! I'll make sure to save everything locally as backup.

Yes! And save the filing number from the receipt. You'll need it for any future amendments or if you have to call them about the filing.

That's good to hear! Quick processing is worth paying a bit more for, especially when you're working with tight closing deadlines.

Definitely faster than Mississippi or Alabama. Louisiana has their UCC system pretty well organized overall.

The quick processing is great when your documents are correct the first time. But if you get rejected for name issues and have to refile, that delay can be costly. That's why I always run everything through Certana.ai's verification first - better to catch problems before filing than deal with rejections and delays.