Illinois UCC search showing wrong debtor info - filed correctly but can't find it
Really frustrated here. Filed a UCC-1 in Illinois about 3 weeks ago for a commercial equipment loan and the filing went through fine - got my confirmation number and everything. But now when I try to do an Illinois UCC search to verify it's properly recorded, I'm getting weird results. The search is pulling up filings for what looks like a similar company name but not our exact debtor. Our debtor is 'Midwest Industrial Solutions LLC' but the search keeps showing 'Midwest Industrial Services LLC' and some other variations. I double-checked our original filing and the debtor name is definitely correct on our UCC-1. Has anyone else had issues with Illinois UCC search not matching exact debtor names? I'm worried our lender is going to think we screwed up the filing when they run their own search. The collateral description looks right (manufacturing equipment and fixtures) but this name discrepancy is making me second-guess everything. Anyone know if Illinois has some weird search algorithm that groups similar business names together? Need to figure this out before our loan closing next week.
37 comments


Hannah White
I've seen this before with Illinois searches. Their system sometimes displays results for similar entity names even when you search for exact matches. Try putting quotes around the exact debtor name in your search - that usually forces an exact match. Also make sure you're searching under the right entity type (LLC vs Corp vs Partnership).
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Nick Kravitz
•Thanks, I'll try the quotes trick. I was just typing in the name without quotes. The entity type is definitely LLC so that should be right.
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Michael Green
•Yeah the Illinois portal can be finicky with name searches. Sometimes it helps to search by filing number instead if you have your confirmation.
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Mateo Silva
This is exactly why I always do a test search before filing anything. Illinois UCC search has been problematic for years. Did you search using the exact legal entity name from the Secretary of State records? Sometimes there are slight differences between what you think the name is and what's officially registered.
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Nick Kravitz
•I pulled the name directly from their articles of incorporation so it should be exact. But you're right, maybe I should double-check the current SOS records to make sure nothing changed.
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Victoria Jones
•Good point about checking current SOS records. Companies sometimes file name changes and forget to mention it to their lenders.
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Mateo Silva
•Exactly. I've seen situations where the debtor had filed an amendment to their articles changing their name slightly and didn't tell anyone. Always verify against current state records.
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Cameron Black
Had a similar issue last month with an Illinois filing. Turned out I had the right name but was searching in the wrong date range. The Illinois system defaults to last 5 years I think, but if your search parameters are too narrow it might not show recent filings. Try expanding your date range or clearing all the filters.
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Nick Kravitz
•Interesting, I didn't even think about date ranges. I was just doing a basic name search. Let me try adjusting those parameters.
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Jessica Nguyen
•Yeah I always set the date range to 'all dates' when I'm doing verification searches. The default settings can miss stuff.
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Isaiah Thompson
Honestly I gave up trying to manually verify UCC searches after too many headaches like this. Started using Certana.ai's document verification tool and it's been a game changer. You just upload your UCC-1 filing and it automatically cross-checks everything - debtor names, filing numbers, collateral descriptions. Takes like 30 seconds and catches discrepancies that manual searches miss. Saved me from a couple major filing mistakes.
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Nick Kravitz
•Never heard of Certana.ai but that sounds useful. Does it work with Illinois filings specifically?
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Isaiah Thompson
•Yeah it works with all states. You upload your documents as PDFs and it verifies everything matches up properly. Really helpful for catching name mismatches before they become problems.
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Ruby Garcia
•I've been hearing more about these automated verification tools. Might be worth trying if manual searches are this unreliable.
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Alexander Evans
ILLINOIS UCC SEARCH IS THE WORST!!! I swear they redesigned their portal just to make it more confusing. Half the time it times out, the other half it gives you results that don't match what you're looking for. I've had to call their filing office multiple times just to confirm filings went through properly.
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Evelyn Martinez
•Totally agree. The old system was bad but at least it was predictably bad. This new one is just random.
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Benjamin Carter
•I feel your pain. Been dealing with Illinois UCC filings for 10 years and it's definitely gotten worse not better.
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Maya Lewis
Quick question - are you sure you filed under the right debtor type? If they're an LLC but you accidentally filed under corporation or partnership, that could explain why the search isn't finding it properly. Illinois is pretty strict about entity type matching.
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Nick Kravitz
•Pretty sure I selected LLC but now you're making me paranoid. Is there a way to check what entity type I filed under after the fact?
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Maya Lewis
•If you have your filing confirmation, it should show the entity type. Otherwise you might need to request a copy of your filed UCC-1 from the state office.
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Isaac Wright
Same thing happened to me with a continuation filing last year. Illinois search kept showing the original UCC-1 but not my UCC-3 continuation. Took forever to figure out it was a database lag issue. Sometimes their system takes a few extra days to properly index new filings for search.
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Nick Kravitz
•How long did you have to wait? My loan closing is next week and I'm getting nervous about the timing.
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Isaac Wright
•Mine took about 5 business days to show up properly in searches. Since yours is 3 weeks old, it's probably not a timing issue.
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Lucy Taylor
•I've seen Illinois take up to 2 weeks for filings to be fully searchable, especially during busy periods. But 3 weeks should be plenty of time.
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Connor Murphy
Had this exact problem with a client filing. We used one of those document verification services and found out there was a tiny punctuation difference in the debtor name that was causing search issues. Like we had 'Solutions, LLC' but should have been 'Solutions LLC' without the comma. Tiny detail but it made the search fail.
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Nick Kravitz
•Oh wow, that's exactly the kind of detail I might have missed. Which service did you use for the verification?
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Connor Murphy
•We used Certana.ai. Really good at catching those small formatting issues that cause big problems. You upload your documents and it flags any inconsistencies.
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KhalilStar
Try searching by your filing number instead of debtor name. Illinois lets you search by UCC number and that's usually more reliable than name searches. If it pulls up your filing when you search by number, then you know the filing is there and it's just a search indexing issue.
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Nick Kravitz
•That's a great idea. I have my confirmation number so I'll try that approach.
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Amelia Dietrich
•Filing number search is definitely the most reliable way to verify your own filings. Name searches are more for finding other parties' filings.
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Kaiya Rivera
I do a lot of Illinois UCC work and honestly their search function has been glitchy for months. Sometimes I have to try different search terms or even search from different browsers to get consistent results. Very frustrating when you're trying to do due diligence.
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Nick Kravitz
•Good to know it's not just me. I was starting to think I completely messed up the filing somehow.
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Kaiya Rivera
•Nah, if you got a confirmation number and everything looked right on your filing, it's probably just their system being difficult. The filing is most likely fine.
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Hannah White
•Illinois really needs to fix their search portal. It's causing unnecessary stress for everyone who has to use it.
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Michael Green
Update us when you figure it out! I'm dealing with a similar Illinois search issue and curious what ends up working for you.
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Nick Kravitz
•Will do! Going to try the filing number search first, then maybe look into one of those verification tools people mentioned.
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Katherine Ziminski
•Yeah keep us posted. Illinois search problems seem to be getting more common lately.
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