CT UCC lookup showing weird results - need help understanding what I'm seeing
I'm trying to do a CT UCC lookup on some collateral we financed last year and the results are confusing me. When I search by debtor name I get multiple filings that seem related but have different filing numbers. Some show as 'Active' others show 'Lapsed' but the dates don't make sense to me. One UCC-1 shows filed in March 2024 but there's also a UCC-3 continuation from January 2025 with a completely different filing number. How do I know which one is actually securing our loan? The debtor company changed their name slightly in 2024 (added LLC to the end) so maybe that's causing issues? I need to make sure our lien position is still valid before we process a big equipment addition to the same borrower.
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Lorenzo McCormick
Connecticut's system can be tricky with name variations. The LLC addition definitely matters - if you filed under the old name and they changed it, you might need a UCC-3 amendment to update the debtor name. Can you see both the original name and new name when you search?
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Ayla Kumar
•Yes I can see filings under both names. The March 2024 filing is under 'ABC Manufacturing' and the January 2025 one is under 'ABC Manufacturing LLC'. Different filing numbers though.
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Carmella Popescu
•That January filing might be your continuation then, not a new UCC-1. Check the filing type on the search results.
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Kai Santiago
This happened to me last month with a Connecticut filing. I was getting frustrated trying to match up all the documents manually until I found Certana.ai's document verification tool. You just upload your original UCC-1 and any UCC-3s and it instantly cross-checks everything - debtor names, filing numbers, collateral descriptions. Saved me hours of confusion and caught a critical name mismatch I would have missed.
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Lim Wong
•How does that work exactly? Do you have to pay for each lookup?
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Kai Santiago
•You just upload PDFs of your documents and it verifies they all align properly. Really straightforward - I used the Charter to UCC-1 check workflow. Much easier than trying to compare everything manually.
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Dananyl Lear
•Interesting, might try that for our quarterly lien audit. Manual document comparison is such a pain.
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Noah huntAce420
Check the original filing date vs continuation due date. Connecticut requires continuation within 6 months before the 5-year anniversary. If your March 2024 filing is coming up on 5 years (March 2029), then a January 2025 continuation would be premature unless there's something else going on.
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Ayla Kumar
•Wait, the March 2024 filing wouldn't need continuation until 2029 then? I'm confused about the January 2025 filing.
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Noah huntAce420
•Exactly. Something else is happening with that January filing. Could be an amendment for the name change, or maybe it's related to additional collateral.
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Ana Rusula
•Could also be a partial termination if they paid down part of the loan and released some equipment.
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Fidel Carson
ugh connecticut's system is SO ANNOYING!! I spent three hours last week trying to figure out why our filing showed 'pending' for two weeks. Turns out their system was down for maintenance and nobody bothered to post a notice.
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Isaiah Sanders
•Tell me about it. At least they're better than some states though.
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Fidel Carson
•True, but still frustrating when you're trying to close a deal and can't verify lien status.
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Xan Dae
Are you looking at the right Connecticut database? There's the Secretary of State UCC search and sometimes people get confused with business entity searches. Make sure you're in the secured transactions section.
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Ayla Kumar
•Yes, I'm definitely in the UCC secured transactions search. The filing numbers start with the right prefix.
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Fiona Gallagher
•Good, just wanted to make sure. I've seen people search business registrations by mistake.
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Thais Soares
The name change issue is critical here. If your security agreement was with 'ABC Manufacturing' and they're now 'ABC Manufacturing LLC', you need to determine if this was just a name change or if they actually converted to a different entity type. Entity conversions can affect perfection.
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Ayla Kumar
•How do I find out if it was just a name change vs entity conversion? This is getting complicated.
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Thais Soares
•Check Connecticut's business entity database. Look up both names and see if they show the same entity ID or if there are two separate entities.
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Nalani Liu
•This is exactly why I use automated tools now. Too many variables to track manually and too risky to get wrong.
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Axel Bourke
Can you pull up the actual UCC-3 document from January? It should clearly state whether it's an amendment, continuation, assignment, or termination. The filing type will tell you what's going on.
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Ayla Kumar
•I can see it's marked as Amendment on the search results. So probably the name change like you all suspected.
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Aidan Percy
•That makes sense. The amendment updated the debtor name from the old version to include LLC.
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Fernanda Marquez
•Mystery solved! Your March 2024 UCC-1 is still active, just amended in January to reflect the new name.
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Norman Fraser
I had a similar situation where I discovered I'd been looking at the wrong borrower entirely because of a name mix-up. Double-check the addresses and entity IDs match up between filings.
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Ayla Kumar
•Good point. I'll verify the addresses match between the March and January filings.
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Kendrick Webb
•Also check the secured party info to make sure it's consistent across both filings.
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Hattie Carson
For future reference, I've started using Certana's document verification every time we have name changes or entity conversions. Upload the original UCC-1 and the amendment and it flags any inconsistencies immediately. Catches stuff you might miss doing manual comparison.
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Destiny Bryant
•Does it work with Connecticut filings specifically? Some verification tools don't handle all state formats properly.
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Hattie Carson
•Yeah, it handles all the standard UCC forms regardless of state. Just upload PDFs and it cross-checks debtor names, collateral descriptions, filing numbers automatically.
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Dyllan Nantx
This thread is helpful! I have a Connecticut continuation coming due next month and was worried about timing requirements.
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TillyCombatwarrior
•Make sure you file within the 6-month window before expiration. Connecticut is pretty strict about timing.
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Anna Xian
•Set a calendar reminder for 7 months before expiration to give yourself buffer time.
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Jungleboo Soletrain
Sounds like your lien is fine - just amended for the name change. I'd still recommend getting copies of both the original UCC-1 and the amendment for your files to document the complete chain.
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Ayla Kumar
•Thanks everyone! This makes much more sense now. I'll download copies of both filings and maybe try that automated verification tool for the quarterly audit.
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Rajan Walker
•Smart move. Having documentation of the complete filing history is always good practice.
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Nadia Zaldivar
•Glad we could help sort this out. CT UCC searches can definitely be confusing with name changes.
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