Will an SAI of 4400 qualify for Pell Grant in 2025-2026 FAFSA?
Just submitted my FAFSA for 2025-2026 and got my Student Aid Index (SAI) of 4400. I'm trying to figure out if this means I'll get a Pell Grant and how much. My situation is kinda complicated - I'm 24, independent student, make about $28,000/year working full-time while attending community college. This is my first time dealing with financial aid so I'm not sure what to expect with this SAI number. Anyone know what I might qualify for with an SAI of 4400? Really hoping for at least some Pell Grant money to help with tuition. Thanks!
25 comments


AstroAdventurer
Yea u should def get pell with 4400 SAI. I got 5100 last year and got like $3800 in pell for the whole year. I think anything under 6000 gets at least some pell money
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Jamal Carter
•That's such a relief to hear! Do you know how long it took for your school to actually process it and tell you the exact amount?
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Mei Liu
With an SAI of 4400, you will definitely qualify for a Pell Grant for the 2025-2026 award year, though not the maximum amount. The current Pell Grant eligibility extends to students with an SAI up to approximately 6656. Based on the most recent award charts and assuming they stay relatively consistent, an SAI of 4400 would likely qualify you for around $4,245-$4,695 in Pell Grant funding for the full academic year, depending on your enrollment status (full-time vs. part-time). Your community college's financial aid office will calculate the exact amount based on your specific enrollment.
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Jamal Carter
•Thank you so much for the detailed information! This helps a lot. I'll be attending full-time so hopefully I'll get closer to the higher end of that range.
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Liam O'Sullivan
lol im jealous my SAI was 8700 and i got nothing 😠the system is so unfair sometimes
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Amara Chukwu
•The cutoff can feel arbitrary, but there are appealing options if your financial situation has changed since you submitted your FAFSA. You can request a professional judgment review at your financial aid office with documentation of any changes in income or extraordinary expenses.
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Giovanni Conti
you WILL get Pell with 4400 but don't forget to check if your state has additional grants!!! i almost missed out on $2200 from my state grant because i didn't know i needed to fill out a separate form by March 1st!!! The deadline might be different in your state but definitely check!!!!!
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Jamal Carter
•Oh wow I had no idea about state grants! I'm in Illinois - does anyone know if there's a separate application for Illinois grants?
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Fatima Al-Hashimi
Look into the Illinois MAP Grant - that's the big one for Illinois residents. I think the FAFSA automatically puts you in consideration for it but you have to file early because funds run out. With your SAI you should definitely get some MAP money too.
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Jamal Carter
•Thank you! I submitted my FAFSA in October so hopefully that was early enough for the MAP Grant.
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NeonNova
I've been dealing with exactly this situation. My SAI was 4520 so very close to yours, and I qualified for $4,445 in Pell for the year at full-time enrollment. But I've been trying to reach Federal Student Aid for weeks to confirm some details about my application and it's impossible to get through. I finally used a service called Claimyr (claimyr.com) to get a callback from them instead of waiting on hold forever. They have a video showing how it works at https://youtu.be/TbC8dZQWYNQ. Saved me hours of frustration and I got all my questions answered about my Pell eligibility in like 15 minutes once they called me back.
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Jamal Carter
•That's really helpful to know about Claimyr! I've been trying to call them too with no luck. I'll check out that service if I can't get through on my own this week.
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Amara Chukwu
One important thing to remember: your Pell Grant amount will be divided between semesters. So if you qualify for $4,500 for the year, that's typically $2,250 per semester. Also, make sure you understand the Lifetime Eligibility Used (LEU) for Pell - you have the equivalent of 6 years of full-time Pell Grant eligibility throughout your education, so use it wisely if you're planning to transfer to a 4-year institution later.
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Dylan Campbell
•Is the 6-year limit still in effect? I thought I read somewhere they were changing that rule
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Mei Liu
Yes, the 6-year (or 600% Lifetime Eligibility Used) limit for Pell Grants is still in effect. There were some discussions about changing it in Congress, but no legislation has passed to modify this limit yet. You can check your current LEU percentage on your StudentAid.gov account.
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Dylan Campbell
•oh ok thanks for clarifying! i get things mixed up sometimes lol
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Jamal Carter
UPDATE: I just heard back from my school's financial aid office. They confirmed I'll be getting $4,495 in Pell Grant for the full academic year ($2,247.50 per semester). They also said I qualified for the Illinois MAP Grant for about $1,800 per semester! I'm so relieved - this covers almost all of my tuition. Thanks everyone for your help!
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Giovanni Conti
•That's awesome!!!! So happy for you!!! 🎉
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Aria Park
Congratulations Jamal! That's fantastic news about getting both the Pell Grant and the MAP Grant - what a relief that must be! Your story is really encouraging for other students in similar situations. It's great that you submitted your FAFSA early in October, which definitely helped with the MAP Grant funding. Thanks for sharing the update - it's always nice to see these success stories in the community!
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NebulaNova
•This is such great news to hear! As someone new to navigating financial aid, stories like yours give me hope that the system can actually work out. It's really helpful to see the actual numbers you received - $4,495 in Pell plus $1,800 per semester from MAP Grant is amazing coverage! I'm just starting my own FAFSA journey and your experience shows how important it is to apply early and check for state grants too. Congratulations on getting your education funded!
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CyberSamurai
This is such an inspiring thread to read as someone new to the FAFSA process! I'm also an independent student trying to navigate all this for the first time, and seeing Jamal's success story with an SAI similar to what I might expect is really encouraging. The information about state grants is particularly helpful - I had no idea there were additional funding sources beyond federal aid. Does anyone know if there's a comprehensive resource that lists all the different state and local grants available? I want to make sure I'm not missing out on any opportunities like Jamal almost did initially.
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Fidel Carson
•Great question about finding comprehensive grant resources! For state grants, I'd recommend starting with your state's higher education agency website - they usually have a complete list of available programs. The College Board's BigFuture scholarship search tool is also really helpful for finding local and state-specific aid. Don't forget to check with your school's financial aid office too - they often have lists of regional scholarships and grants that students commonly miss. It's smart that you're being proactive about this early in the process!
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Jason Brewer
This is such a helpful thread! As someone who's been helping family members navigate FAFSA for a few years now, I can confirm that with an SAI of 4400, you're definitely in good shape for Pell Grant funding. What I always tell people is to also look into work-study opportunities at your community college - with your SAI, you'll likely qualify and it can be a great way to earn some extra money while gaining relevant work experience on campus. Also, since you're working full-time while attending school, make sure to keep track of any education-related expenses (books, supplies, etc.) for tax purposes - you might be eligible for education tax credits too!
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Zoe Dimitriou
•This is really valuable advice about work-study and tax credits! I hadn't even thought about the tax implications of education expenses. As someone just starting this journey, it's helpful to know there are multiple layers of financial support beyond just grants and loans. The work-study suggestion is particularly interesting - do you know if community colleges typically have good work-study opportunities, or is that more of a 4-year university thing? I'm trying to plan out all my options before I make decisions about my educational path.
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Lauren Wood
As a newcomer to this community, I'm so grateful to find this detailed discussion! I'm in a very similar situation to Jamal - independent student, working while attending community college, and completely new to the financial aid process. Reading through everyone's experiences and advice has been incredibly enlightening. The breakdown of SAI ranges and Pell Grant amounts, the information about state grants (had no idea these existed!), and the practical tips about work-study and tax credits are exactly what I needed to hear. It's reassuring to see that the system can work for students like us, and the emphasis on applying early and checking all available resources is noted. Thank you all for sharing your knowledge and experiences - this community is such a valuable resource for navigating these complex processes!
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