Will SAI of 13435 qualify for Pell Grant with two kids in college?
Just got my SAI calculated at 13435 and I'm trying to figure out if we'll qualify for any Pell Grant money. We have two kids who will be in college simultaneously next year (one sophomore, one freshman). Does having multiple children in college impact Pell Grant eligibility? Our household income is around $78k and both kids will be full-time students. The financial aid advisor at my son's school wasn't very helpful and just kept saying to wait for the aid package. I'm trying to plan our finances ahead of time!
18 comments


Connor Richards
Having multiple students in college doesn't directly affect Pell Grant eligibility the way it used to. The new FAFSA (2024-2025 and beyond) eliminated the sibling discount in the SAI calculation. Your Pell Grant eligibility is based primarily on your SAI number, not the number of children you have in school. With an SAI of 13435, you're likely just outside the Pell Grant range for 2025-2026. The current cutoff is around 7000-8000 for any Pell eligibility. However, each school might offer different institutional aid packages considering you have two in college.
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Zoe Wang
•Thanks for explaining! That's disappointing to hear. I thought having two kids in college would help our financial aid situation, but sounds like the new FAFSA changes eliminated that benefit? Is there any appeal process I should look into?
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Grace Durand
We have 3 kids in college and I was SHOCKED when our aid didn't increase at all from last year!!! The new FAFSA completely screwed families with multiple kids in college. Used to be they divided your EFC by the number of kids but now the SAI stays the same no matter how many you have in school. TOTAL DISASTER for big families!!!
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Zoe Wang
•Wow, that's terrible! I had no idea they changed it that dramatically. With two tuition bills, I was counting on some help from the Pell Grant. Guess we need to start looking at more loans...
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Steven Adams
While your SAI of 13435 is likely above the Pell Grant threshold, you should absolutely reach out to the financial aid offices at both schools for professional judgment reviews. Having multiple children in college simultaneously creates a financial hardship that isn't fully captured in the new FAFSA methodology. Specifically request a "Professional Judgment Review Based on Multiple Children in College" at both schools. Bring documentation of both enrollments and your financial circumstances. Many schools have institutional funds they can provide even when federal aid isn't available. Also, don't forget to look into the American Opportunity Tax Credit for both students, which can provide up to $2,500 per eligible student.
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Zoe Wang
•This is really helpful advice! I'll contact both financial aid offices about the professional judgment review. I hadn't thought about the tax credits either - definitely will look into the American Opportunity Credit. Thank you!
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Alice Fleming
My SAI was 14000 last year and my kid got zero pell grant money so ur probably not getting any either sorry
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Hassan Khoury
I spent 4 hours trying to call Federal Student Aid to ask this exact question last week!! Kept getting disconnected or put on hold forever. Finally I used a service called Claimyr (claimyr.com) to get through to someone without the wait. They have a video showing how it works: https://youtu.be/TbC8dZQWYNQ The FSA agent told me that Pell eligibility cutoff is around 7000-8000 SAI for full Pell, and partial grants up to about 9000 SAI. With 13435, you're unfortunately probably not eligible for Pell specifically, but the agent said to check with each school because they might have institutional grants for families with multiple kids in college.
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Zoe Wang
•Thanks for the Claimyr tip - I might try that! The phone wait times are insane. And thanks for the specific cutoff numbers, that helps set my expectations. I'll definitely check with each school about their institutional grants.
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Victoria Stark
My nieghbor works in financial aid and she says everyone is mad about the multiple kids in college thing changing. She said you should DEFINTELY appeal your aid at both schools and mention the multiple kids thing specificaly. Some schools have special funds just for this situation now that FAFSA doesnt help with it anymore. Did you do the CSS profile too??? Some schools require it for extra aid!!!
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Zoe Wang
•We didn't do the CSS Profile because the schools they're attending didn't require it. But that's a good point about appealing! I'll definitely emphasize the multiple children aspect when I contact the financial aid offices.
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Benjamin Kim
I'm dealing with a similar situation with my twins starting college this fall. Our SAI is around 12000 and we didn't qualify for Pell Grants either. What I found is that we qualified for a lot more subsidized loans than friends with similar incomes but only one kid in school. So while the Pell Grant might be out of reach, you should still see some benefits in the types of loans offered. Also, have you checked if either of your children qualify for merit scholarships? With your SAI, focusing on merit aid might be more productive than need-based aid at this point.
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Zoe Wang
•That's a good point about subsidized loans - I hadn't considered that aspect. My older child did get a small merit scholarship, but nothing major. I'll have them both check for additional scholarship opportunities. Thanks for sharing your experience!
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Steven Adams
One more thing to consider: make sure both students complete their own FAFSA applications separately. Even though your SAI is calculated at the parent level, each student needs their own application. Sometimes I see families missing out on aid because they incorrectly think one FAFSA covers all their children. Also, the SAI can sometimes change slightly due to student-specific factors, so don't assume both will have identical aid packages.
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Zoe Wang
•Yes, we did complete separate FAFSA applications for each child. That's interesting about the SAI potentially varying between them though - I assumed it would be identical since it's based on our household information. I'll keep a close eye on both aid packages when they come in.
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Grace Durand
Contact your congressperson!!!!! Seriously, this change to FAFSA is DESTROYING middle class families with multiple kids in college. There's a group of parents pushing for legislation to fix this. The more complaints they get the better chance we have of getting this fixed!!
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Alice Fleming
•lol good luck with that the govt doesnt care about us
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Zoe Wang
•That's actually not a bad idea. I hadn't thought about contacting our representative, but this change really does impact a lot of families. Do you know if there's a specific advocacy group organizing around this issue?
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