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Levi Parker

No Pell Grant with our FAFSA SAI - Need scholarship advice for Norfolk State

My daughter just got her acceptance letter from Norfolk State University and she's over the moon excited! Problem is, we completed the FAFSA last month and just got our SAI results back - no Pell Grant eligibility. I'm trying not to dampen her enthusiasm, but I'm honestly panicking about how we'll afford this. Our SAI was calculated at 6,780 which apparently puts us just above the cutoff. She's worked so hard to get here and I don't want to tell her we might not be able to swing it financially. Has anyone navigated this situation successfully? Are there specific Norfolk State scholarships we should be looking into? Or ways to appeal the SAI calculation? I'm a single parent and my income looks higher on paper than what's actually available for college expenses.

congrats on norfolk state!! my son had the same issue last yr with no pell. look into their institutional scholarships ASAP, they have some good ones if her GPA is decent. also check with the academic department for her major, lots of times they have seperate money that isn't listed on the main site

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Thank you! She has a 3.7 GPA so hopefully that helps. Do you know when Norfolk typically sends out their financial aid packages? I'm worried about missing deadlines for department scholarships.

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they sent my sons package about 3 weeks after he got accepted last yr. but CALL THEM don't just wait!! the financial aid office there is actually pretty helpful if u can reach them

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You're in a really common situation unfortunately. That SAI of 6,780 puts you just above the Pell Grant cutoff which was lowered to 6,206 for the 2025-2026 aid year. I work in financial aid at a state university (not Norfolk), and here's what I recommend: 1. Appeal your SAI if you have special circumstances not reflected on FAFSA (medical expenses, job loss, etc) 2. Look into Norfolk's institutional grants - many schools have funds specifically for students in the "gap" between Pell eligibility and actual need 3. Virginia has state grants like the Virginia Guaranteed Assistance Program (VGAP) that your daughter might qualify for 4. Have your daughter check with her high school counselor about local scholarships - these often have less competition than national ones Also, when evaluating the financial aid package, remember to look at the net cost, not just the scholarship amounts. Some schools with higher sticker prices actually end up being more affordable after aid.

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This is incredibly helpful! I didn't know about the VGAP program or that I could appeal the SAI. I've been dealing with some significant medical expenses this year that weren't reflected in our tax return. Would that be enough grounds for an appeal?

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Yes, medical expenses are absolutely valid grounds for an SAI appeal! Gather all documentation of out-of-pocket medical costs not covered by insurance. Norfolk State should have a "Professional Judgment Request" or "Special Circumstances Appeal" form on their financial aid website. Submit that with your documentation as soon as possible, as these reviews take time and appeal funding can be limited.

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If you're having trouble reaching Norfolk State's financial aid office (and you probably will, most aid offices are overwhelmed this time of year), I've had great success with Claimyr. It's a service that gets you through to a real person without waiting on hold for hours. You can check out how it works at claimyr.com or watch their demo: https://youtu.be/TbC8dZQWYNQ I used it when I needed to reach financial aid about my son's verification issue and got through in minutes instead of days. Especially useful for time-sensitive scholarship deadlines.

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I'll check this out - I've already tried calling Norfolk State's financial aid office twice and couldn't get through. Thanks for the recommendation!

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does this really work? i've been trying to reach fafsa for WEEKS about my daughters application and just get the stupid automated system every time

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It worked for me with both the university aid office and Federal Student Aid. The trick is you don't waste time on hold - they call you back when there's an actual human on the line.

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THE FINANCIAL AID SYSTEM IS RIGGED AGAINST THE MIDDLE CLASS!!!! My daughter didn't qualify for Pell either even though we're STRUGGLING to make ends meet. All because I worked overtime last year to cover basic expenses which pushed our income just over the limit. Now they expect us to magically come up with $15k+ a year for college??? This is why kids are drowning in student loan debt!

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This is unfortunately very true. The SAI calculation doesn't account for regional cost of living differences either. A family making $75K in rural Virginia vs. Northern Virginia has vastly different actual discretionary income, but FAFSA treats them the same. The system needs major reform.

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I feel your frustration! We're definitely caught in that middle zone where we make too much for Pell but not enough to actually afford college without significant help. I'm trying to avoid loans if at all possible for my daughter.

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I work in admissions at a different university, and here's something many families don't realize: after you receive your initial financial aid package, you can request a comparative review if other similar schools offered better packages. Many universities have a formal or informal matching policy to remain competitive. Also, look into work-study options at Norfolk State. Even if not awarded initially through FAFSA, sometimes schools have institutional work-study funds. These positions often allow for study time while working and connect students with valuable faculty mentors.

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That's such good advice about the comparative review! My daughter applied to VCU and ODU as well, so we'll definitely try this strategy if those offers come in better. And I'll look into work-study options - she's already planning to work during college, so having something on-campus would be ideal.

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my neice goes to norfolk state and she got the provost scholarship after not getting pell. she had to apply separate and needed like 3 letters of recommendation. it covered almost half her tuition!! might be too late for this yr tho, i think deadline was in december

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Oh no! I hope we haven't missed deadlines for scholarship applications. I'm going to call them tomorrow to find out what's still available. Thanks for mentioning this!

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Have you looked into private loans? That's what we ended up doing when my son didn't get enough aid. I know everyone says avoid them, but sometimes you don't have a choice. SoFi gave us a decent rate.

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I'd strongly recommend exhausting all scholarship, grant, and federal loan options before considering private loans. Private loans lack the protections of federal loans (income-driven repayment, forgiveness options, etc.) and typically have higher interest rates. They should really be a last resort, not a first solution.

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I'm really hoping to avoid loans if possible, but it's good to know which companies might offer better rates if we end up needing them. We're going to exhaust all scholarship options first.

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also check fastweb.com for scholarships! my son got a $2500 one from some random company that literally only had like 30 applicants. most people just dont bother applying to the smaller ones

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That's a great tip! Small scholarships can really add up. I'll have my daughter start applying right away. Did your son write different essays for each scholarship or did he reuse them?

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he wrote like 3 different essays and then just tweaked them for each application. the key is APPLY TO EVERYTHING even if you think you wont get it!!

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Don't forget to complete the CSS Profile if Norfolk State requires it. Many private scholarships and institutional aid programs require this additional form. It's more detailed than the FAFSA and can sometimes help identify additional need that the FAFSA's SAI calculation misses. Also, has your daughter received her admission letter only, or a complete financial aid package? Sometimes the initial acceptance doesn't include all potential scholarships - those might come in a separate communication.

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She just got the acceptance letter so far, no financial aid package yet. I didn't know about the CSS Profile - I'll look into whether Norfolk State requires it. Thank you for all your help!

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You're welcome! One last thing - make sure your daughter stays in regular contact with her assigned admissions counselor. They often know about last-minute scholarship opportunities that aren't widely advertised. Maintaining that relationship can really pay off.

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